Provident Financial Services Inc - Asset Resilience Ratio
Provident Financial Services Inc (PFS) has an Asset Resilience Ratio of 12.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Provident Financial Services Inc (PFS) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Provident Financial Services Inc's Asset Resilience Ratio has changed over time. See PFS net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Provident Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Provident Financial Services Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.16 Billion | 12.67% |
| Total Liquid Assets | $3.16 Billion | 12.67% |
Asset Resilience Insights
- Moderate Liquidity: Provident Financial Services Inc has 12.67% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Provident Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Provident Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Provident Financial Services Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Provident Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.67% | $3.16 Billion | $24.98 Billion | +1.16pp |
| 2024-12-31 | 11.51% | $2.77 Billion | $24.05 Billion | -0.38pp |
| 2023-12-31 | 11.89% | $1.69 Billion | $14.21 Billion | -1.19pp |
| 2022-12-31 | 13.08% | $1.80 Billion | $13.78 Billion | -1.85pp |
| 2021-12-31 | 14.93% | $2.06 Billion | $13.78 Billion | +6.38pp |
| 2020-12-31 | 8.56% | $1.11 Billion | $12.92 Billion | -1.40pp |
| 2019-12-31 | 9.96% | $976.92 Million | $9.81 Billion | -0.97pp |
| 2018-12-31 | 10.93% | $1.06 Billion | $9.73 Billion | +0.39pp |
| 2017-12-31 | 10.54% | $1.04 Billion | $9.85 Billion | -0.41pp |
| 2016-12-31 | 10.95% | $1.04 Billion | $9.50 Billion | +0.13pp |
| 2015-12-31 | 10.82% | $964.53 Million | $8.91 Billion | -1.78pp |
| 2014-12-31 | 12.61% | $1.07 Billion | $8.52 Billion | -2.86pp |
| 2013-12-31 | 15.46% | $1.16 Billion | $7.49 Billion | -1.89pp |
| 2012-12-31 | 17.35% | $1.26 Billion | $7.28 Billion | -2.04pp |
| 2011-12-31 | 19.39% | $1.38 Billion | $7.10 Billion | +19.38pp |
| 2010-12-31 | 0.01% | $884.00K | $6.82 Billion | -0.03pp |
| 2009-12-31 | 0.04% | $2.92 Million | $6.84 Billion | +0.01pp |
| 2008-12-31 | 0.03% | $2.23 Million | $6.55 Billion | -0.58pp |
| 2007-12-31 | 0.61% | $38.89 Million | $6.36 Billion | +0.57pp |
| 2006-12-31 | 0.05% | $2.67 Million | $5.74 Billion | -0.12pp |
| 2005-12-31 | 0.16% | $9.91 Million | $6.05 Billion | -0.25pp |
| 2004-12-31 | 0.41% | $26.51 Million | $6.43 Billion | -1.21pp |
| 2003-12-31 | 1.62% | $69.62 Million | $4.28 Billion | -2.55pp |
| 2002-12-31 | 4.17% | $163.50 Million | $3.92 Billion | +2.92pp |
| 2001-12-31 | 1.25% | $35.86 Million | $2.87 Billion | +0.72pp |
| 2000-12-31 | 0.53% | $13.95 Million | $2.64 Billion | -- |
About Provident Financial Services Inc
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio compr… Read more