Provident Financial Services Inc Asset Resilience Ratio
Provident Financial Services Inc asset resilience ratio. Provident Financial Services Inc (PFS) has an Asset Resilience Ratio of 12.81% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Provident Financial Services Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Provident Financial Services Inc (2000–2025)
Asset resilience ratio of Provident Financial Services Inc from 2000 to 2025. This chart shows how Provident Financial Services Inc's Asset Resilience Ratio has changed over time. Read PFS total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Provident Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PFS total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.29 Billion | 12.81% |
| Total Liquid Assets | $3.29 Billion | 12.81% |
Asset Resilience Insights
- Moderate Liquidity: Provident Financial Services Inc has 12.81% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Provident Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Provident Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Provident Financial Services Inc Asset Resilience Ratio by Year (2000–2025)
Provident Financial Services Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Provident Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.67% | $3.16 Billion | $24.98 Billion | +1.16pp |
| 2024-12-31 | 11.51% | $2.77 Billion | $24.05 Billion | -0.38pp |
| 2023-12-31 | 11.89% | $1.69 Billion | $14.21 Billion | -1.19pp |
| 2022-12-31 | 13.08% | $1.80 Billion | $13.78 Billion | -1.85pp |
| 2021-12-31 | 14.93% | $2.06 Billion | $13.78 Billion | +6.38pp |
| 2020-12-31 | 8.56% | $1.11 Billion | $12.92 Billion | -1.40pp |
| 2019-12-31 | 9.96% | $976.92 Million | $9.81 Billion | -0.97pp |
| 2018-12-31 | 10.93% | $1.06 Billion | $9.73 Billion | +0.39pp |
| 2017-12-31 | 10.54% | $1.04 Billion | $9.85 Billion | -0.41pp |
| 2016-12-31 | 10.95% | $1.04 Billion | $9.50 Billion | +0.13pp |
| 2015-12-31 | 10.82% | $964.53 Million | $8.91 Billion | -1.78pp |
| 2014-12-31 | 12.61% | $1.07 Billion | $8.52 Billion | -2.86pp |
| 2013-12-31 | 15.46% | $1.16 Billion | $7.49 Billion | -1.89pp |
| 2012-12-31 | 17.35% | $1.26 Billion | $7.28 Billion | -2.04pp |
| 2011-12-31 | 19.39% | $1.38 Billion | $7.10 Billion | +19.38pp |
| 2010-12-31 | 0.01% | $884.00K | $6.82 Billion | -0.03pp |
| 2009-12-31 | 0.04% | $2.92 Million | $6.84 Billion | +0.01pp |
| 2008-12-31 | 0.03% | $2.23 Million | $6.55 Billion | -0.58pp |
| 2007-12-31 | 0.61% | $38.89 Million | $6.36 Billion | +0.57pp |
| 2006-12-31 | 0.05% | $2.67 Million | $5.74 Billion | -0.12pp |
| 2005-12-31 | 0.16% | $9.91 Million | $6.05 Billion | -0.25pp |
| 2004-12-31 | 0.41% | $26.51 Million | $6.43 Billion | -1.21pp |
| 2003-12-31 | 1.62% | $69.62 Million | $4.28 Billion | -2.55pp |
| 2002-12-31 | 4.17% | $163.50 Million | $3.92 Billion | +2.92pp |
| 2001-12-31 | 1.25% | $35.86 Million | $2.87 Billion | +0.72pp |
| 2000-12-31 | 0.53% | $13.95 Million | $2.64 Billion | -- |
About Provident Financial Services Inc
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio compr… Read more