PennyMac Mortgage Investment Trust - Asset Resilience Ratio

Latest as of December 2025: 0.89%

PennyMac Mortgage Investment Trust (PMT) has an Asset Resilience Ratio of 0.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PennyMac Mortgage Investment Trust (PMT) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets

$190.52 Million

Cash + Short-term Investments

Total Assets

$21.35 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how PennyMac Mortgage Investment Trust's Asset Resilience Ratio has changed over time. See PennyMac Mortgage Investment Trust net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down PennyMac Mortgage Investment Trust's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PMT market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$190.52 Million	0.89%
Total Liquid Assets	$190.52 Million	0.89%

Asset Resilience Insights

Limited Liquidity: PennyMac Mortgage Investment Trust maintains only 0.89% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

PennyMac Mortgage Investment Trust Industry Peers by Asset Resilience Ratio

Compare PennyMac Mortgage Investment Trust's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
360 Capital Mortgage REIT AU:TCF	REIT - Mortgage	98.79%
TWO HARBORS INV. DL-0001 F:2H2	REIT - Mortgage	0.00%
Annaly Capital Management, Inc. NYSE:NLY	REIT - Mortgage	7.75%
AGNC Investment Corp NASDAQ:AGNC	REIT - Mortgage	0.13%
Starwood Property Trust Inc NYSE:STWD	REIT - Mortgage	0.14%
Rithm Capital Corp. NYSE:RITM	REIT - Mortgage	9.85%
Blackstone Mortgage Trust Inc NYSE:BXMT	REIT - Mortgage	0.02%
ARMOUR Residential REIT Inc NYSE:ARR	REIT - Mortgage	97.72%

Annual Asset Resilience Ratio for PennyMac Mortgage Investment Trust (2009–2025)

The table below shows the annual Asset Resilience Ratio data for PennyMac Mortgage Investment Trust.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.89%	$190.52 Million	$21.35 Billion	+0.18pp
2024-12-31	0.72%	$103.20 Million	$14.41 Billion	-0.26pp
2023-12-31	0.98%	$128.34 Million	$13.11 Billion	-0.83pp
2022-12-31	1.81%	$252.27 Million	$13.92 Billion	+0.59pp
2021-12-31	1.22%	$168.00 Million	$13.77 Billion	+0.11pp
2020-12-31	1.11%	$127.30 Million	$11.52 Billion	+0.33pp
2019-12-31	0.77%	$90.84 Million	$11.77 Billion	-0.19pp
2018-12-31	0.96%	$74.85 Million	$7.81 Billion	+0.63pp
2017-12-31	0.33%	$18.40 Million	$5.60 Billion	-1.59pp
2016-12-31	1.92%	$122.09 Million	$6.36 Billion	+1.20pp
2015-12-31	0.72%	$41.87 Million	$5.83 Billion	-2.13pp
2014-12-31	2.85%	$139.90 Million	$4.90 Billion	+0.71pp
2013-12-31	2.14%	$92.40 Million	$4.31 Billion	+0.62pp
2012-12-31	1.52%	$39.02 Million	$2.56 Billion	-0.66pp
2011-12-31	2.19%	$30.32 Million	$1.39 Billion	-80.67pp
2010-12-31	82.85%	$488.09 Million	$589.10 Million	+17.01pp
2009-12-31	65.84%	$213.63 Million	$324.45 Million	--

pp = percentage points

About PennyMac Mortgage Investment Trust

NYSE:PMT USA REIT - Mortgage

Market Cap

$1.07 Billion

Market Cap Rank

#8798 Global

#2371 in USA

Share Price

$12.33

Change (1 day)

+1.23%

52-Week Range

$11.20 - $13.81

All Time High

$14.77