PNC Financial Services Group Inc - Asset Resilience Ratio
PNC Financial Services Group Inc (PNC) has an Asset Resilience Ratio of 5.74% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PNC current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how PNC Financial Services Group Inc's Asset Resilience Ratio has changed over time. See PNC net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down PNC Financial Services Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of PNC Financial Services Group Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $32.94 Billion | 5.74% |
| Total Liquid Assets | $32.94 Billion | 5.74% |
Asset Resilience Insights
- Limited Liquidity: PNC Financial Services Group Inc maintains only 5.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PNC Financial Services Group Inc Industry Peers by Asset Resilience Ratio
Compare PNC Financial Services Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for PNC Financial Services Group Inc (1989–2025)
The table below shows the annual Asset Resilience Ratio data for PNC Financial Services Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.74% | $32.94 Billion | $573.57 Billion | +4.07pp |
| 2024-12-31 | 1.68% | $9.38 Billion | $560.04 Billion | -5.76pp |
| 2023-12-31 | 7.44% | $41.78 Billion | $561.58 Billion | -0.48pp |
| 2022-12-31 | 7.92% | $44.16 Billion | $557.26 Billion | -15.68pp |
| 2021-12-31 | 23.61% | $131.54 Billion | $557.19 Billion | +4.89pp |
| 2020-12-31 | 18.72% | $87.36 Billion | $466.68 Billion | +1.86pp |
| 2019-12-31 | 16.86% | $69.16 Billion | $410.30 Billion | +0.28pp |
| 2018-12-31 | 16.58% | $63.39 Billion | $382.31 Billion | +1.45pp |
| 2017-12-31 | 15.13% | $57.62 Billion | $380.77 Billion | -1.27pp |
| 2016-12-31 | 16.40% | $60.10 Billion | $366.38 Billion | +0.85pp |
| 2015-12-31 | 15.55% | $55.76 Billion | $358.49 Billion | +2.73pp |
| 2014-12-31 | 12.82% | $44.23 Billion | $345.07 Billion | -2.36pp |
| 2013-12-31 | 15.18% | $48.61 Billion | $320.19 Billion | -1.55pp |
| 2012-12-31 | 16.73% | $51.05 Billion | $305.11 Billion | -1.18pp |
| 2011-12-31 | 17.91% | $48.57 Billion | $271.20 Billion | -3.78pp |
| 2010-12-31 | 21.69% | $57.31 Billion | $264.28 Billion | +2.86pp |
| 2009-12-31 | 18.82% | $50.80 Billion | $269.86 Billion | +5.03pp |
| 2008-12-31 | 13.79% | $40.14 Billion | $291.08 Billion | -8.13pp |
| 2007-12-31 | 21.92% | $30.45 Billion | $138.92 Billion | -3.93pp |
| 2006-12-31 | 25.85% | $26.32 Billion | $101.82 Billion | +0.56pp |
| 2005-12-31 | 25.29% | $23.25 Billion | $91.95 Billion | +23.24pp |
| 2004-12-31 | 2.05% | $1.64 Billion | $79.72 Billion | -0.70pp |
| 2003-12-31 | 2.75% | $1.88 Billion | $68.17 Billion | -2.76pp |
| 2002-12-31 | 5.51% | $3.66 Billion | $66.38 Billion | +3.59pp |
| 2001-12-31 | 1.92% | $1.33 Billion | $69.64 Billion | +0.27pp |
| 2000-12-31 | 1.65% | $1.15 Billion | $69.84 Billion | +0.73pp |
| 1992-12-31 | 0.91% | $470.10 Million | $51.38 Billion | -2.70pp |
| 1991-12-31 | 3.61% | $1.62 Billion | $44.89 Billion | +0.90pp |
| 1990-12-31 | 2.72% | $1.24 Billion | $45.53 Billion | +2.26pp |
| 1989-12-31 | 0.45% | $206.90 Million | $45.66 Billion | -- |
About PNC Financial Services Group Inc
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, a… Read more