PNC Financial Services Group Inc - Asset Resilience Ratio
PNC Financial Services Group Inc (PNC) has an Asset Resilience Ratio of 25.48% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of PNC Financial Services Group Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how PNC Financial Services Group Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see PNC Financial Services Group Inc asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down PNC Financial Services Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore PNC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $153.62 Billion | 25.48% |
| Total Liquid Assets | $153.62 Billion | 25.48% |
Asset Resilience Insights
- Very High Liquidity: PNC Financial Services Group Inc maintains exceptional liquid asset reserves at 25.48% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
PNC Financial Services Group Inc Industry Peers by Asset Resilience Ratio
Compare PNC Financial Services Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for PNC Financial Services Group Inc (1989–2025)
The table below shows the annual Asset Resilience Ratio data for PNC Financial Services Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.86% | $10.67 Billion | $573.57 Billion | +0.19pp |
| 2024-12-31 | 1.68% | $9.38 Billion | $560.04 Billion | -5.76pp |
| 2023-12-31 | 7.44% | $41.78 Billion | $561.58 Billion | -0.48pp |
| 2022-12-31 | 7.92% | $44.16 Billion | $557.26 Billion | -15.68pp |
| 2021-12-31 | 23.61% | $131.54 Billion | $557.19 Billion | +4.89pp |
| 2020-12-31 | 18.72% | $87.36 Billion | $466.68 Billion | +1.86pp |
| 2019-12-31 | 16.86% | $69.16 Billion | $410.30 Billion | +0.28pp |
| 2018-12-31 | 16.58% | $63.39 Billion | $382.31 Billion | +1.45pp |
| 2017-12-31 | 15.13% | $57.62 Billion | $380.77 Billion | -1.27pp |
| 2016-12-31 | 16.40% | $60.10 Billion | $366.38 Billion | +0.85pp |
| 2015-12-31 | 15.55% | $55.76 Billion | $358.49 Billion | +2.73pp |
| 2014-12-31 | 12.82% | $44.23 Billion | $345.07 Billion | -2.36pp |
| 2013-12-31 | 15.18% | $48.61 Billion | $320.19 Billion | -1.55pp |
| 2012-12-31 | 16.73% | $51.05 Billion | $305.11 Billion | -1.18pp |
| 2011-12-31 | 17.91% | $48.57 Billion | $271.20 Billion | -3.78pp |
| 2010-12-31 | 21.69% | $57.31 Billion | $264.28 Billion | +2.86pp |
| 2009-12-31 | 18.82% | $50.80 Billion | $269.86 Billion | +5.03pp |
| 2008-12-31 | 13.79% | $40.14 Billion | $291.08 Billion | -8.13pp |
| 2007-12-31 | 21.92% | $30.45 Billion | $138.92 Billion | -3.93pp |
| 2006-12-31 | 25.85% | $26.32 Billion | $101.82 Billion | +0.56pp |
| 2005-12-31 | 25.29% | $23.25 Billion | $91.95 Billion | +23.24pp |
| 2004-12-31 | 2.05% | $1.64 Billion | $79.72 Billion | -0.70pp |
| 2003-12-31 | 2.75% | $1.88 Billion | $68.17 Billion | -2.76pp |
| 2002-12-31 | 5.51% | $3.66 Billion | $66.38 Billion | +3.59pp |
| 2001-12-31 | 1.92% | $1.33 Billion | $69.64 Billion | +0.27pp |
| 2000-12-31 | 1.65% | $1.15 Billion | $69.84 Billion | +0.73pp |
| 1992-12-31 | 0.91% | $470.10 Million | $51.38 Billion | -2.70pp |
| 1991-12-31 | 3.61% | $1.62 Billion | $44.89 Billion | +0.90pp |
| 1990-12-31 | 2.72% | $1.24 Billion | $45.53 Billion | +2.26pp |
| 1989-12-31 | 0.45% | $206.90 Million | $45.66 Billion | -- |
About PNC Financial Services Group Inc
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, a… Read more