Pinnacle Financial Partners, Inc. - Asset Resilience Ratio

Latest as of June 2026: 14.07%

Pinnacle Financial Partners, Inc. (PNFP) has an Asset Resilience Ratio of 14.07% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore Pinnacle Financial Partners, Inc. long-term investment allocation to see how much of total assets are deployed in long-term investments.

Liquid Assets

$18.15 Billion

Cash + Short-term Investments

Total Assets

$129.06 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Pinnacle Financial Partners, Inc.'s Asset Resilience Ratio has changed over time. See Pinnacle Financial Partners, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Liquid Assets Composition Over Time

This chart breaks down Pinnacle Financial Partners, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PNFP total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$18.15 Billion	14.07%
Total Liquid Assets	$18.15 Billion	14.07%

Asset Resilience Insights

Moderate Liquidity: Pinnacle Financial Partners, Inc. has 14.07% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Pinnacle Financial Partners, Inc. Industry Peers by Asset Resilience Ratio

Compare Pinnacle Financial Partners, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Chongqing Rural Commercial Bank Co SHG:601077	Banks - Regional	4.87%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Banco Mercantil do Brasil S.A SA:BMEB3	Banks - Regional	-18.66%
Sparekassen Sjaelland-Fyn A/S CO:SPKSJF	Banks - Regional	3.30%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%

Annual Asset Resilience Ratio for Pinnacle Financial Partners, Inc. (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Pinnacle Financial Partners, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	16.04%	$9.25 Billion	$57.71 Billion	+5.42pp
2024-12-31	10.61%	$5.58 Billion	$52.59 Billion	+1.61pp
2023-12-31	9.00%	$4.32 Billion	$47.96 Billion	+0.52pp
2022-12-31	8.48%	$3.56 Billion	$41.97 Billion	-4.29pp
2021-12-31	12.77%	$4.91 Billion	$38.47 Billion	+2.51pp
2020-12-31	10.27%	$3.59 Billion	$34.93 Billion	-2.46pp
2019-12-31	12.73%	$3.54 Billion	$27.81 Billion	+0.41pp
2018-12-31	12.32%	$3.08 Billion	$25.03 Billion	+0.99pp
2017-12-31	11.33%	$2.52 Billion	$22.21 Billion	-0.27pp
2016-12-31	11.60%	$1.30 Billion	$11.19 Billion	+0.86pp
2015-12-31	10.74%	$935.06 Million	$8.71 Billion	-1.43pp
2014-12-31	12.16%	$732.05 Million	$6.02 Billion	-0.30pp
2013-12-31	12.46%	$693.46 Million	$5.56 Billion	-1.55pp
2012-12-31	14.02%	$706.58 Million	$5.04 Billion	-4.38pp
2011-12-31	18.40%	$894.96 Million	$4.86 Billion	--

pp = percentage points

About Pinnacle Financial Partners, Inc.

NYSE:PNFP USA Banks - Regional

Market Cap

$15.45 Billion

Market Cap Rank

#1615 Global

#631 in USA

Share Price

$102.26

Change (1 day)

+0.26%

52-Week Range

$82.10 - $109.03

All Time High

$109.03