Qudian Inc - Asset Resilience Ratio
Qudian Inc (QD) has an Asset Resilience Ratio of 70.36% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Qudian Inc (QD) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how Qudian Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see QD current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Qudian Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Qudian Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $7.01 Billion | 50.25% |
| Short-term Investments | $2.81 Billion | 20.11% |
| Total Liquid Assets | $9.82 Billion | 70.36% |
Asset Resilience Insights
- Very High Liquidity: Qudian Inc maintains exceptional liquid asset reserves at 70.36% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Qudian Inc Industry Peers by Asset Resilience Ratio
Compare Qudian Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Qudian Inc (2014–2024)
The table below shows the annual Asset Resilience Ratio data for Qudian Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 59.30% | $7.39 Billion | $12.46 Billion | -16.05pp |
| 2023-12-31 | 75.34% | $9.40 Billion | $12.48 Billion | +5.67pp |
| 2022-12-31 | 69.67% | $8.88 Billion | $12.75 Billion | +12.95pp |
| 2021-12-31 | 56.72% | $7.99 Billion | $14.09 Billion | +7.61pp |
| 2020-12-31 | 49.11% | $6.58 Billion | $13.40 Billion | +32.27pp |
| 2019-12-31 | 16.84% | $3.09 Billion | $18.36 Billion | +1.45pp |
| 2018-12-31 | 15.39% | $2.50 Billion | $16.25 Billion | -21.41pp |
| 2017-12-31 | 36.80% | $7.13 Billion | $19.38 Billion | +19.72pp |
| 2016-12-31 | 17.08% | $1.22 Billion | $7.12 Billion | +15.25pp |
| 2015-12-31 | 1.83% | $49.00 Million | $2.68 Billion | -- |
| 2014-12-31 | 0.00% | $0.00 | $543.89 Million | -- |
About Qudian Inc
Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company offers last-mile delivery services to logistics companies under the Fast Horse brand. It also provides aircraft leasing; technology development and services; and research and development services. Qudian Inc. was founded in 2014 and is headquartered in Xiamen, the People's Republic of Chi… Read more