ServisFirst Bancshares Inc - Asset Resilience Ratio

Latest as of March 2026: 5.71%

ServisFirst Bancshares Inc (SFBS) has an Asset Resilience Ratio of 5.71% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check ServisFirst Bancshares Inc (SFBS) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$1.04 Billion

Cash + Short-term Investments

Total Assets

$18.17 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how ServisFirst Bancshares Inc's Asset Resilience Ratio has changed over time. See how leveraged is ServisFirst Bancshares Inc's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down ServisFirst Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ServisFirst Bancshares Inc (SFBS) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.04 Billion	5.71%
Total Liquid Assets	$1.04 Billion	5.71%

Asset Resilience Insights

Limited Liquidity: ServisFirst Bancshares Inc maintains only 5.71% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ServisFirst Bancshares Inc Industry Peers by Asset Resilience Ratio

Compare ServisFirst Bancshares Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for ServisFirst Bancshares Inc (2011–2025)

The table below shows the annual Asset Resilience Ratio data for ServisFirst Bancshares Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.03%	$1.07 Billion	$17.73 Billion	+3.48pp
2024-12-31	2.55%	$443.00 Million	$17.35 Billion	-2.57pp
2023-12-31	5.12%	$825.93 Million	$16.13 Billion	+0.70pp
2022-12-31	4.42%	$644.82 Million	$14.60 Billion	-1.04pp
2021-12-31	5.45%	$842.57 Million	$15.45 Billion	-1.98pp
2020-12-31	7.43%	$886.69 Million	$11.93 Billion	-1.06pp
2019-12-31	8.49%	$759.40 Million	$8.95 Billion	+1.12pp
2018-12-31	7.37%	$590.18 Million	$8.01 Billion	-0.23pp
2017-12-31	7.60%	$538.08 Million	$7.08 Billion	+0.97pp
2016-12-31	6.63%	$422.38 Million	$6.37 Billion	-0.10pp
2015-12-31	6.73%	$342.94 Million	$5.10 Billion	-0.56pp
2014-12-31	7.29%	$298.81 Million	$4.10 Billion	-0.27pp
2013-12-31	7.56%	$266.22 Million	$3.52 Billion	-0.49pp
2012-12-31	8.05%	$233.88 Million	$2.91 Billion	-3.89pp
2011-12-31	11.94%	$293.81 Million	$2.46 Billion	--

pp = percentage points

About ServisFirst Bancshares Inc

NYSE:SFBS USA Banks - Regional

Market Cap

$4.40 Billion

Market Cap Rank

#3981 Global

#1356 in USA

Share Price

$80.46

Change (1 day)

+0.97%

52-Week Range

$67.76 - $89.24

All Time High

$99.00