ServisFirst Bancshares Inc - Asset Resilience Ratio

Latest as of March 2026: 5.71%

ServisFirst Bancshares Inc (SFBS) has an Asset Resilience Ratio of 5.71% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ServisFirst Bancshares Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$1.04 Billion

Cash + Short-term Investments

Total Assets

$18.17 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how ServisFirst Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see SFBS total asset value.

Liquid Assets Composition Over Time

This chart breaks down ServisFirst Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ServisFirst Bancshares Inc (SFBS) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.04 Billion	5.71%
Total Liquid Assets	$1.04 Billion	5.71%

Asset Resilience Insights

Limited Liquidity: ServisFirst Bancshares Inc maintains only 5.71% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ServisFirst Bancshares Inc Industry Peers by Asset Resilience Ratio

Compare ServisFirst Bancshares Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for ServisFirst Bancshares Inc (2011–2025)

The table below shows the annual Asset Resilience Ratio data for ServisFirst Bancshares Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.03%	$1.07 Billion	$17.73 Billion	+3.48pp
2024-12-31	2.55%	$443.00 Million	$17.35 Billion	-2.57pp
2023-12-31	5.12%	$825.93 Million	$16.13 Billion	+0.70pp
2022-12-31	4.42%	$644.82 Million	$14.60 Billion	-1.04pp
2021-12-31	5.45%	$842.57 Million	$15.45 Billion	-1.98pp
2020-12-31	7.43%	$886.69 Million	$11.93 Billion	-1.06pp
2019-12-31	8.49%	$759.40 Million	$8.95 Billion	+1.12pp
2018-12-31	7.37%	$590.18 Million	$8.01 Billion	-0.23pp
2017-12-31	7.60%	$538.08 Million	$7.08 Billion	+0.97pp
2016-12-31	6.63%	$422.38 Million	$6.37 Billion	-0.10pp
2015-12-31	6.73%	$342.94 Million	$5.10 Billion	-0.56pp
2014-12-31	7.29%	$298.81 Million	$4.10 Billion	-0.27pp
2013-12-31	7.56%	$266.22 Million	$3.52 Billion	-0.49pp
2012-12-31	8.05%	$233.88 Million	$2.91 Billion	-3.89pp
2011-12-31	11.94%	$293.81 Million	$2.46 Billion	--

pp = percentage points

About ServisFirst Bancshares Inc

NYSE:SFBS USA Banks - Regional

Market Cap

$2.26 Billion

Market Cap Rank

#5771 Global

#1882 in USA

Share Price

$41.28

Change (1 day)

-2.48%

52-Week Range

$41.28 - $91.53

All Time High

$99.00