ServisFirst Bancshares Inc - Asset Resilience Ratio
ServisFirst Bancshares Inc (SFBS) has an Asset Resilience Ratio of 6.03% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of ServisFirst Bancshares Inc for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how ServisFirst Bancshares Inc's Asset Resilience Ratio has changed over time. See net assets of ServisFirst Bancshares Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down ServisFirst Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ServisFirst Bancshares Inc (SFBS) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.07 Billion | 6.03% |
| Total Liquid Assets | $1.07 Billion | 6.03% |
Asset Resilience Insights
- Limited Liquidity: ServisFirst Bancshares Inc maintains only 6.03% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ServisFirst Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare ServisFirst Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for ServisFirst Bancshares Inc (2011–2025)
The table below shows the annual Asset Resilience Ratio data for ServisFirst Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.03% | $1.07 Billion | $17.73 Billion | +3.48pp |
| 2024-12-31 | 2.55% | $443.00 Million | $17.35 Billion | -2.57pp |
| 2023-12-31 | 5.12% | $825.93 Million | $16.13 Billion | +0.70pp |
| 2022-12-31 | 4.42% | $644.82 Million | $14.60 Billion | -1.04pp |
| 2021-12-31 | 5.45% | $842.57 Million | $15.45 Billion | -1.98pp |
| 2020-12-31 | 7.43% | $886.69 Million | $11.93 Billion | -1.06pp |
| 2019-12-31 | 8.49% | $759.40 Million | $8.95 Billion | +1.12pp |
| 2018-12-31 | 7.37% | $590.18 Million | $8.01 Billion | -0.23pp |
| 2017-12-31 | 7.60% | $538.08 Million | $7.08 Billion | +0.97pp |
| 2016-12-31 | 6.63% | $422.38 Million | $6.37 Billion | -0.10pp |
| 2015-12-31 | 6.73% | $342.94 Million | $5.10 Billion | -0.56pp |
| 2014-12-31 | 7.29% | $298.81 Million | $4.10 Billion | -0.27pp |
| 2013-12-31 | 7.56% | $266.22 Million | $3.52 Billion | -0.49pp |
| 2012-12-31 | 8.05% | $233.88 Million | $2.91 Billion | -3.89pp |
| 2011-12-31 | 11.94% | $293.81 Million | $2.46 Billion | -- |
About ServisFirst Bancshares Inc
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of… Read more