ServisFirst Bancshares Inc Asset Resilience Ratio
ServisFirst Bancshares Inc asset resilience ratio. ServisFirst Bancshares Inc (SFBS) has an Asset Resilience Ratio of 5.71% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ServisFirst Bancshares Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of ServisFirst Bancshares Inc (2011–2025)
Asset resilience ratio of ServisFirst Bancshares Inc from 2011 to 2025. This chart shows how ServisFirst Bancshares Inc's Asset Resilience Ratio has changed over time. Read ServisFirst Bancshares Inc (SFBS) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down ServisFirst Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see SFBS total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.04 Billion | 5.71% |
| Total Liquid Assets | $1.04 Billion | 5.71% |
Asset Resilience Insights
- Limited Liquidity: ServisFirst Bancshares Inc maintains only 5.71% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ServisFirst Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare ServisFirst Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
ServisFirst Bancshares Inc Asset Resilience Ratio by Year (2011–2025)
ServisFirst Bancshares Inc asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for ServisFirst Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.03% | $1.07 Billion | $17.73 Billion | +3.48pp |
| 2024-12-31 | 2.55% | $443.00 Million | $17.35 Billion | -2.57pp |
| 2023-12-31 | 5.12% | $825.93 Million | $16.13 Billion | +0.70pp |
| 2022-12-31 | 4.42% | $644.82 Million | $14.60 Billion | -1.04pp |
| 2021-12-31 | 5.45% | $842.57 Million | $15.45 Billion | -1.98pp |
| 2020-12-31 | 7.43% | $886.69 Million | $11.93 Billion | -1.06pp |
| 2019-12-31 | 8.49% | $759.40 Million | $8.95 Billion | +1.12pp |
| 2018-12-31 | 7.37% | $590.18 Million | $8.01 Billion | -0.23pp |
| 2017-12-31 | 7.60% | $538.08 Million | $7.08 Billion | +0.97pp |
| 2016-12-31 | 6.63% | $422.38 Million | $6.37 Billion | -0.10pp |
| 2015-12-31 | 6.73% | $342.94 Million | $5.10 Billion | -0.56pp |
| 2014-12-31 | 7.29% | $298.81 Million | $4.10 Billion | -0.27pp |
| 2013-12-31 | 7.56% | $266.22 Million | $3.52 Billion | -0.49pp |
| 2012-12-31 | 8.05% | $233.88 Million | $2.91 Billion | -3.89pp |
| 2011-12-31 | 11.94% | $293.81 Million | $2.46 Billion | -- |
About ServisFirst Bancshares Inc
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of… Read more