Synovus Financial Corp - Asset Resilience Ratio
Synovus Financial Corp (SNV) has an Asset Resilience Ratio of 4.05% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Synovus Financial Corp carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Synovus Financial Corp's Asset Resilience Ratio has changed over time. See shareholders equity of Synovus Financial Corp for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Synovus Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Synovus Financial Corp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.45 Billion | 4.05% |
| Total Liquid Assets | $2.45 Billion | 4.05% |
Asset Resilience Insights
- Limited Liquidity: Synovus Financial Corp maintains only 4.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Synovus Financial Corp Industry Peers by Asset Resilience Ratio
Compare Synovus Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Synovus Financial Corp (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Synovus Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.54% | $7.55 Billion | $60.23 Billion | -3.83pp |
| 2023-12-31 | 16.37% | $9.79 Billion | $59.81 Billion | +0.16pp |
| 2022-12-31 | 16.20% | $9.68 Billion | $59.73 Billion | -2.85pp |
| 2021-12-31 | 19.05% | $10.92 Billion | $57.32 Billion | +4.41pp |
| 2020-12-31 | 14.64% | $7.96 Billion | $54.39 Billion | +0.58pp |
| 2019-12-31 | 14.06% | $6.78 Billion | $48.20 Billion | +1.84pp |
| 2018-12-31 | 12.22% | $3.99 Billion | $32.67 Billion | -0.55pp |
| 2017-12-31 | 12.77% | $3.99 Billion | $31.22 Billion | +0.42pp |
| 2016-12-31 | 12.35% | $3.72 Billion | $30.10 Billion | -0.11pp |
| 2015-12-31 | 12.46% | $3.59 Billion | $28.79 Billion | +1.22pp |
| 2014-12-31 | 11.24% | $3.04 Billion | $27.05 Billion | -0.97pp |
| 2013-12-31 | 12.21% | $3.20 Billion | $26.20 Billion | +1.07pp |
| 2012-12-31 | 11.14% | $2.98 Billion | $26.76 Billion | -2.45pp |
| 2011-12-31 | 13.59% | $3.69 Billion | $27.16 Billion | +2.15pp |
| 2010-12-31 | 11.43% | $3.44 Billion | $30.09 Billion | +4.98pp |
| 2009-12-31 | 6.45% | $2.12 Billion | $32.83 Billion | +3.08pp |
| 2008-12-31 | 3.37% | $1.21 Billion | $35.79 Billion | +3.11pp |
| 2007-12-31 | 0.26% | $87.04 Million | $33.06 Billion | -0.11pp |
| 2006-12-31 | 0.38% | $120.48 Million | $31.85 Billion | +0.12pp |
| 2005-12-31 | 0.26% | $71.90 Million | $27.62 Billion | -0.30pp |
| 2004-12-31 | 0.56% | $139.62 Million | $25.05 Billion | -0.26pp |
| 2003-12-31 | 0.82% | $177.34 Million | $21.63 Billion | +0.31pp |
| 2002-12-31 | 0.51% | $97.76 Million | $19.04 Billion | +0.35pp |
| 2001-12-31 | 0.17% | $27.56 Million | $16.65 Billion | -2.38pp |
| 2000-12-31 | 2.55% | $379.57 Million | $14.91 Billion | -- |
About Synovus Financial Corp
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States. It operates in four segments: Wholesale Banking, Community Banking, Consumer Banking, and Financial Management Services. The company provides commercial banking services, including commercial, financial, real estate lending, treasu… Read more