Synovus Financial Corp - Asset Resilience Ratio
Synovus Financial Corp (SNV) has an Asset Resilience Ratio of 4.05% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Synovus Financial Corp (SNV) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Synovus Financial Corp's Asset Resilience Ratio has changed over time. See how leveraged is Synovus Financial Corp's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Synovus Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Synovus Financial Corp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.45 Billion | 4.05% |
| Total Liquid Assets | $2.45 Billion | 4.05% |
Asset Resilience Insights
- Limited Liquidity: Synovus Financial Corp maintains only 4.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Synovus Financial Corp Industry Peers by Asset Resilience Ratio
Compare Synovus Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Synovus Financial Corp (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Synovus Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.54% | $7.55 Billion | $60.23 Billion | -3.83pp |
| 2023-12-31 | 16.37% | $9.79 Billion | $59.81 Billion | +0.16pp |
| 2022-12-31 | 16.20% | $9.68 Billion | $59.73 Billion | -2.85pp |
| 2021-12-31 | 19.05% | $10.92 Billion | $57.32 Billion | +4.41pp |
| 2020-12-31 | 14.64% | $7.96 Billion | $54.39 Billion | +0.58pp |
| 2019-12-31 | 14.06% | $6.78 Billion | $48.20 Billion | +1.84pp |
| 2018-12-31 | 12.22% | $3.99 Billion | $32.67 Billion | -0.55pp |
| 2017-12-31 | 12.77% | $3.99 Billion | $31.22 Billion | +0.42pp |
| 2016-12-31 | 12.35% | $3.72 Billion | $30.10 Billion | -0.11pp |
| 2015-12-31 | 12.46% | $3.59 Billion | $28.79 Billion | +1.22pp |
| 2014-12-31 | 11.24% | $3.04 Billion | $27.05 Billion | -0.97pp |
| 2013-12-31 | 12.21% | $3.20 Billion | $26.20 Billion | +1.07pp |
| 2012-12-31 | 11.14% | $2.98 Billion | $26.76 Billion | -2.45pp |
| 2011-12-31 | 13.59% | $3.69 Billion | $27.16 Billion | +2.15pp |
| 2010-12-31 | 11.43% | $3.44 Billion | $30.09 Billion | +4.98pp |
| 2009-12-31 | 6.45% | $2.12 Billion | $32.83 Billion | +3.08pp |
| 2008-12-31 | 3.37% | $1.21 Billion | $35.79 Billion | +3.11pp |
| 2007-12-31 | 0.26% | $87.04 Million | $33.06 Billion | -0.11pp |
| 2006-12-31 | 0.38% | $120.48 Million | $31.85 Billion | +0.12pp |
| 2005-12-31 | 0.26% | $71.90 Million | $27.62 Billion | -0.30pp |
| 2004-12-31 | 0.56% | $139.62 Million | $25.05 Billion | -0.26pp |
| 2003-12-31 | 0.82% | $177.34 Million | $21.63 Billion | +0.31pp |
| 2002-12-31 | 0.51% | $97.76 Million | $19.04 Billion | +0.35pp |
| 2001-12-31 | 0.17% | $27.56 Million | $16.65 Billion | -2.38pp |
| 2000-12-31 | 2.55% | $379.57 Million | $14.91 Billion | -- |
About Synovus Financial Corp
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States. It operates in four segments: Wholesale Banking, Community Banking, Consumer Banking, and Financial Management Services. The company provides commercial banking services, including commercial, financial, real estate lending, treasu… Read more