Synovus Financial Corp Asset Resilience Ratio
Synovus Financial Corp asset resilience ratio. Synovus Financial Corp (SNV) has an Asset Resilience Ratio of 4.05% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Synovus Financial Corp liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Synovus Financial Corp (2000–2024)
Asset resilience ratio of Synovus Financial Corp from 2000 to 2024. This chart shows how Synovus Financial Corp's Asset Resilience Ratio has changed over time. Read Synovus Financial Corp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Synovus Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Synovus Financial Corp balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.45 Billion | 4.05% |
| Total Liquid Assets | $2.45 Billion | 4.05% |
Asset Resilience Insights
- Limited Liquidity: Synovus Financial Corp maintains only 4.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Synovus Financial Corp Industry Peers by Asset Resilience Ratio
Compare Synovus Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Synovus Financial Corp Asset Resilience Ratio by Year (2000–2024)
Synovus Financial Corp asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Synovus Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.54% | $7.55 Billion | $60.23 Billion | -3.83pp |
| 2023-12-31 | 16.37% | $9.79 Billion | $59.81 Billion | +0.16pp |
| 2022-12-31 | 16.20% | $9.68 Billion | $59.73 Billion | -2.85pp |
| 2021-12-31 | 19.05% | $10.92 Billion | $57.32 Billion | +4.41pp |
| 2020-12-31 | 14.64% | $7.96 Billion | $54.39 Billion | +0.58pp |
| 2019-12-31 | 14.06% | $6.78 Billion | $48.20 Billion | +1.84pp |
| 2018-12-31 | 12.22% | $3.99 Billion | $32.67 Billion | -0.55pp |
| 2017-12-31 | 12.77% | $3.99 Billion | $31.22 Billion | +0.42pp |
| 2016-12-31 | 12.35% | $3.72 Billion | $30.10 Billion | -0.11pp |
| 2015-12-31 | 12.46% | $3.59 Billion | $28.79 Billion | +1.22pp |
| 2014-12-31 | 11.24% | $3.04 Billion | $27.05 Billion | -0.97pp |
| 2013-12-31 | 12.21% | $3.20 Billion | $26.20 Billion | +1.07pp |
| 2012-12-31 | 11.14% | $2.98 Billion | $26.76 Billion | -2.45pp |
| 2011-12-31 | 13.59% | $3.69 Billion | $27.16 Billion | +2.15pp |
| 2010-12-31 | 11.43% | $3.44 Billion | $30.09 Billion | +4.98pp |
| 2009-12-31 | 6.45% | $2.12 Billion | $32.83 Billion | +3.08pp |
| 2008-12-31 | 3.37% | $1.21 Billion | $35.79 Billion | +3.11pp |
| 2007-12-31 | 0.26% | $87.04 Million | $33.06 Billion | -0.11pp |
| 2006-12-31 | 0.38% | $120.48 Million | $31.85 Billion | +0.12pp |
| 2005-12-31 | 0.26% | $71.90 Million | $27.62 Billion | -0.30pp |
| 2004-12-31 | 0.56% | $139.62 Million | $25.05 Billion | -0.26pp |
| 2003-12-31 | 0.82% | $177.34 Million | $21.63 Billion | +0.31pp |
| 2002-12-31 | 0.51% | $97.76 Million | $19.04 Billion | +0.35pp |
| 2001-12-31 | 0.17% | $27.56 Million | $16.65 Billion | -2.38pp |
| 2000-12-31 | 2.55% | $379.57 Million | $14.91 Billion | -- |
About Synovus Financial Corp
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States. It operates in four segments: Wholesale Banking, Community Banking, Consumer Banking, and Financial Management Services. The company provides commercial banking services, including commercial, financial, real estate lending, treasu… Read more