Truist Financial Corp Asset Resilience Ratio
Truist Financial Corp asset resilience ratio. Truist Financial Corp (TFC) has an Asset Resilience Ratio of 0.86% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TFC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Truist Financial Corp (1997–2025)
Asset resilience ratio of Truist Financial Corp from 1997 to 2025. This chart shows how Truist Financial Corp's Asset Resilience Ratio has changed over time. Read TFC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Truist Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Truist Financial Corp asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.75 Billion | 0.86% |
| Total Liquid Assets | $4.75 Billion | 0.86% |
Asset Resilience Insights
- Limited Liquidity: Truist Financial Corp maintains only 0.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Truist Financial Corp Industry Peers by Asset Resilience Ratio
Compare Truist Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Truist Financial Corp Asset Resilience Ratio by Year (1997–2025)
Truist Financial Corp asset resilience ratio by year from 1997 to 2025. The table below shows the annual Asset Resilience Ratio data for Truist Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.64% | $8.99 Billion | $547.54 Billion | +0.78pp |
| 2024-12-31 | 0.86% | $4.55 Billion | $531.18 Billion | -11.73pp |
| 2023-12-31 | 12.58% | $67.37 Billion | $535.35 Billion | -0.35pp |
| 2022-12-31 | 12.93% | $71.80 Billion | $555.25 Billion | -15.36pp |
| 2021-12-31 | 28.29% | $153.12 Billion | $541.24 Billion | +4.57pp |
| 2020-12-31 | 23.72% | $120.79 Billion | $509.23 Billion | +7.92pp |
| 2019-12-31 | 15.80% | $74.73 Billion | $473.08 Billion | +4.70pp |
| 2018-12-31 | 11.09% | $25.04 Billion | $225.70 Billion | +0.02pp |
| 2017-12-31 | 11.08% | $24.55 Billion | $221.64 Billion | -1.27pp |
| 2016-12-31 | 12.35% | $27.07 Billion | $219.28 Billion | +0.22pp |
| 2015-12-31 | 12.12% | $25.45 Billion | $209.95 Billion | +0.85pp |
| 2014-12-31 | 11.27% | $21.06 Billion | $186.83 Billion | -0.80pp |
| 2013-12-31 | 12.08% | $22.10 Billion | $183.01 Billion | -1.59pp |
| 2012-12-31 | 13.67% | $25.14 Billion | $183.87 Billion | +0.89pp |
| 2011-12-31 | 12.78% | $22.31 Billion | $174.58 Billion | -1.97pp |
| 2010-12-31 | 14.75% | $23.17 Billion | $157.08 Billion | -5.31pp |
| 2009-12-31 | 20.06% | $33.25 Billion | $165.76 Billion | -1.54pp |
| 2008-12-31 | 21.61% | $32.84 Billion | $152.01 Billion | +4.70pp |
| 2007-12-31 | 16.90% | $22.42 Billion | $132.62 Billion | -0.17pp |
| 2006-12-31 | 17.08% | $20.72 Billion | $121.35 Billion | -1.05pp |
| 2005-12-31 | 18.12% | $19.78 Billion | $109.17 Billion | +17.79pp |
| 2004-12-31 | 0.33% | $334.00 Million | $100.51 Billion | -0.43pp |
| 2003-12-31 | 0.77% | $693.82 Million | $90.47 Billion | +0.58pp |
| 2002-12-31 | 0.19% | $148.49 Million | $80.22 Billion | +0.05pp |
| 2001-12-31 | 0.14% | $97.67 Million | $70.87 Billion | -0.01pp |
| 2000-12-31 | 0.15% | $96.72 Million | $66.55 Billion | -0.03pp |
| 1999-12-31 | 0.18% | $93.22 Million | $53.00 Billion | +0.02pp |
| 1998-12-31 | 0.15% | $60.40 Million | $39.47 Billion | -0.06pp |
| 1997-12-31 | 0.22% | $67.90 Million | $31.29 Billion | -- |
About Truist Financial Corp
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certifi… Read more