Truist Financial Corp - Asset Resilience Ratio
Truist Financial Corp (TFC) has an Asset Resilience Ratio of 0.86% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Truist Financial Corp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1997–2025)
This chart shows how Truist Financial Corp's Asset Resilience Ratio has changed over time. See TFC equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Truist Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TFC market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.75 Billion | 0.86% |
| Total Liquid Assets | $4.75 Billion | 0.86% |
Asset Resilience Insights
- Limited Liquidity: Truist Financial Corp maintains only 0.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Truist Financial Corp Industry Peers by Asset Resilience Ratio
Compare Truist Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Truist Financial Corp (1997–2025)
The table below shows the annual Asset Resilience Ratio data for Truist Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.64% | $8.99 Billion | $547.54 Billion | +0.78pp |
| 2024-12-31 | 0.86% | $4.55 Billion | $531.18 Billion | -11.73pp |
| 2023-12-31 | 12.58% | $67.37 Billion | $535.35 Billion | -0.35pp |
| 2022-12-31 | 12.93% | $71.80 Billion | $555.25 Billion | -15.36pp |
| 2021-12-31 | 28.29% | $153.12 Billion | $541.24 Billion | +4.57pp |
| 2020-12-31 | 23.72% | $120.79 Billion | $509.23 Billion | +7.92pp |
| 2019-12-31 | 15.80% | $74.73 Billion | $473.08 Billion | +4.70pp |
| 2018-12-31 | 11.09% | $25.04 Billion | $225.70 Billion | +0.02pp |
| 2017-12-31 | 11.08% | $24.55 Billion | $221.64 Billion | -1.27pp |
| 2016-12-31 | 12.35% | $27.07 Billion | $219.28 Billion | +0.22pp |
| 2015-12-31 | 12.12% | $25.45 Billion | $209.95 Billion | +0.85pp |
| 2014-12-31 | 11.27% | $21.06 Billion | $186.83 Billion | -0.80pp |
| 2013-12-31 | 12.08% | $22.10 Billion | $183.01 Billion | -1.59pp |
| 2012-12-31 | 13.67% | $25.14 Billion | $183.87 Billion | +0.89pp |
| 2011-12-31 | 12.78% | $22.31 Billion | $174.58 Billion | -1.97pp |
| 2010-12-31 | 14.75% | $23.17 Billion | $157.08 Billion | -5.31pp |
| 2009-12-31 | 20.06% | $33.25 Billion | $165.76 Billion | -1.54pp |
| 2008-12-31 | 21.61% | $32.84 Billion | $152.01 Billion | +4.70pp |
| 2007-12-31 | 16.90% | $22.42 Billion | $132.62 Billion | -0.17pp |
| 2006-12-31 | 17.08% | $20.72 Billion | $121.35 Billion | -1.05pp |
| 2005-12-31 | 18.12% | $19.78 Billion | $109.17 Billion | +17.79pp |
| 2004-12-31 | 0.33% | $334.00 Million | $100.51 Billion | -0.43pp |
| 2003-12-31 | 0.77% | $693.82 Million | $90.47 Billion | +0.58pp |
| 2002-12-31 | 0.19% | $148.49 Million | $80.22 Billion | +0.05pp |
| 2001-12-31 | 0.14% | $97.67 Million | $70.87 Billion | -0.01pp |
| 2000-12-31 | 0.15% | $96.72 Million | $66.55 Billion | -0.03pp |
| 1999-12-31 | 0.18% | $93.22 Million | $53.00 Billion | +0.02pp |
| 1998-12-31 | 0.15% | $60.40 Million | $39.47 Billion | -0.06pp |
| 1997-12-31 | 0.22% | $67.90 Million | $31.29 Billion | -- |
About Truist Financial Corp
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certifi… Read more