TransUnion - Asset Resilience Ratio
TransUnion (TRU) has an Asset Resilience Ratio of 7.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read TransUnion total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how TransUnion's Asset Resilience Ratio has changed over time. See TRU total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down TransUnion's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TransUnion (TRU) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $853.60 Million | 7.68% |
| Short-term Investments | $2.70 Million | 0.02% |
| Total Liquid Assets | $856.30 Million | 7.71% |
Asset Resilience Insights
- Limited Liquidity: TransUnion maintains only 7.71% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
TransUnion Industry Peers by Asset Resilience Ratio
Compare TransUnion's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Börse AG
XETRA:DB1 |
Financial Data & Stock Exchanges | 73.58% |
|
Matba Rofex SA
BA:MTR |
Financial Data & Stock Exchanges | 0.16% |
|
ASX Ltd
AU:ASX |
Financial Data & Stock Exchanges | 71.96% |
|
NSX Ltd
AU:NSX |
Financial Data & Stock Exchanges | 15.52% |
|
B3 S.A. - Brasil Bolsa Balcão
SA:B3SA3 |
Financial Data & Stock Exchanges | 32.27% |
|
TMX Group Limited
TO:X |
Financial Data & Stock Exchanges | 1.16% |
|
Hithink RoyalFlush Info Network
SHE:300033 |
Financial Data & Stock Exchanges | 0.46% |
|
Shanghai DZH Ltd
SHG:601519 |
Financial Data & Stock Exchanges | 2.01% |
Annual Asset Resilience Ratio for TransUnion (2012–2025)
The table below shows the annual Asset Resilience Ratio data for TransUnion.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.71% | $856.30 Million | $11.11 Billion | +1.50pp |
| 2024-12-31 | 6.21% | $682.00 Million | $10.98 Billion | +1.90pp |
| 2023-12-31 | 4.31% | $478.90 Million | $11.11 Billion | -0.73pp |
| 2022-12-31 | 5.04% | $587.90 Million | $11.67 Billion | -9.57pp |
| 2021-12-31 | 14.61% | $1.85 Billion | $12.63 Billion | +7.82pp |
| 2020-12-31 | 6.78% | $495.90 Million | $7.31 Billion | +2.46pp |
| 2019-12-31 | 4.33% | $307.70 Million | $7.11 Billion | +1.29pp |
| 2018-12-31 | 3.04% | $213.90 Million | $7.04 Billion | +0.35pp |
| 2017-12-31 | 2.68% | $137.40 Million | $5.12 Billion | -1.81pp |
| 2016-12-31 | 4.50% | $215.00 Million | $4.78 Billion | +4.15pp |
| 2015-12-31 | 0.35% | $15.40 Million | $4.45 Billion | +0.09pp |
| 2014-12-31 | 0.25% | $11.80 Million | $4.67 Billion | -- |
| 2013-12-31 | 0.00% | $0.00 | $4.49 Billion | -- |
| 2012-12-31 | 0.25% | $11.00 Million | $4.38 Billion | -- |
About TransUnion
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and … Read more