Universal Insurance Holdings Inc Asset Resilience Ratio
Universal Insurance Holdings Inc asset resilience ratio. Universal Insurance Holdings Inc (UVE) has an Asset Resilience Ratio of 5.19% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UVE defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Universal Insurance Holdings Inc (2011–2025)
Asset resilience ratio of Universal Insurance Holdings Inc from 2011 to 2025. This chart shows how Universal Insurance Holdings Inc's Asset Resilience Ratio has changed over time. Read Universal Insurance Holdings Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Universal Insurance Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Universal Insurance Holdings Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $171.68 Million | 5.19% |
| Total Liquid Assets | $171.68 Million | 5.19% |
Asset Resilience Insights
- Limited Liquidity: Universal Insurance Holdings Inc maintains only 5.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Universal Insurance Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Universal Insurance Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Admiral Group PLC
LSE:ADM |
Insurance - Property & Casualty | 39.53% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
Universal Insurance Holdings Inc Asset Resilience Ratio by Year (2011–2025)
Universal Insurance Holdings Inc asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for Universal Insurance Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.14% | $571.79 Million | $2.84 Billion | +5.38pp |
| 2024-12-31 | 14.76% | $419.43 Million | $2.84 Billion | -48.34pp |
| 2023-12-31 | 63.10% | $1.46 Billion | $2.32 Billion | +14.54pp |
| 2022-12-31 | 48.56% | $1.40 Billion | $2.89 Billion | -14.23pp |
| 2021-12-31 | 62.79% | $1.29 Billion | $2.06 Billion | +6.67pp |
| 2020-12-31 | 56.12% | $987.02 Million | $1.76 Billion | -4.20pp |
| 2019-12-31 | 60.32% | $1.04 Billion | $1.72 Billion | +7.22pp |
| 2018-12-31 | 53.10% | $986.87 Million | $1.86 Billion | +37.74pp |
| 2017-12-31 | 15.36% | $223.49 Million | $1.45 Billion | +4.91pp |
| 2016-12-31 | 10.45% | $110.73 Million | $1.06 Billion | +7.93pp |
| 2015-12-31 | 2.52% | $25.02 Million | $993.55 Million | -2.96pp |
| 2014-12-31 | 5.48% | $49.99 Million | $911.77 Million | -1.58pp |
| 2013-12-31 | 7.07% | $65.02 Million | $920.09 Million | -2.12pp |
| 2012-12-31 | 9.19% | $85.04 Million | $925.74 Million | -1.90pp |
| 2011-12-31 | 11.09% | $99.15 Million | $894.03 Million | -- |
About Universal Insurance Holdings Inc
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal arti… Read more