Universal Insurance Holdings Inc - Asset Resilience Ratio
Universal Insurance Holdings Inc (UVE) has an Asset Resilience Ratio of 18.50% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Universal Insurance Holdings Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how Universal Insurance Holdings Inc's Asset Resilience Ratio has changed over time. See UVE book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Universal Insurance Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Universal Insurance Holdings Inc (UVE) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $405.11 Million | 13.11% |
| Short-term Investments | $166.39 Million | 5.39% |
| Total Liquid Assets | $571.50 Million | 18.50% |
Asset Resilience Insights
- Good Liquidity Position: Universal Insurance Holdings Inc maintains a healthy 18.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Universal Insurance Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Universal Insurance Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
The Travelers Companies Inc
NYSE:TRV |
Insurance - Property & Casualty | 3.98% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
Annual Asset Resilience Ratio for Universal Insurance Holdings Inc (2011–2024)
The table below shows the annual Asset Resilience Ratio data for Universal Insurance Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.76% | $419.43 Million | $2.84 Billion | -6.33pp |
| 2023-12-31 | 21.09% | $488.55 Million | $2.32 Billion | -27.47pp |
| 2022-12-31 | 48.56% | $1.40 Billion | $2.89 Billion | -14.23pp |
| 2021-12-31 | 62.79% | $1.29 Billion | $2.06 Billion | +6.67pp |
| 2020-12-31 | 56.12% | $987.02 Million | $1.76 Billion | -4.20pp |
| 2019-12-31 | 60.32% | $1.04 Billion | $1.72 Billion | +7.22pp |
| 2018-12-31 | 53.10% | $986.87 Million | $1.86 Billion | +37.74pp |
| 2017-12-31 | 15.36% | $223.49 Million | $1.45 Billion | +4.91pp |
| 2016-12-31 | 10.45% | $110.73 Million | $1.06 Billion | +7.93pp |
| 2015-12-31 | 2.52% | $25.02 Million | $993.55 Million | -2.96pp |
| 2014-12-31 | 5.48% | $49.99 Million | $911.77 Million | -1.58pp |
| 2013-12-31 | 7.07% | $65.02 Million | $920.09 Million | -2.12pp |
| 2012-12-31 | 9.19% | $85.04 Million | $925.74 Million | -1.90pp |
| 2011-12-31 | 11.09% | $99.15 Million | $894.03 Million | -- |
About Universal Insurance Holdings Inc
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles cove… Read more