Wells Fargo & Company - Asset Resilience Ratio
Wells Fargo & Company (WFC) has an Asset Resilience Ratio of 9.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Wells Fargo & Company balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1990–2025)
This chart shows how Wells Fargo & Company's Asset Resilience Ratio has changed over time. See WFC net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Wells Fargo & Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Wells Fargo & Company (WFC) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $213.57 Billion | 9.94% |
| Total Liquid Assets | $213.57 Billion | 9.94% |
Asset Resilience Insights
- Limited Liquidity: Wells Fargo & Company maintains only 9.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Wells Fargo & Company Industry Peers by Asset Resilience Ratio
Compare Wells Fargo & Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 3.35% |
|
Toronto Dominion Bank
TO:TD |
Banks - Diversified | 6.07% |
Annual Asset Resilience Ratio for Wells Fargo & Company (1990–2025)
The table below shows the annual Asset Resilience Ratio data for Wells Fargo & Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.94% | $213.57 Billion | $2.15 Trillion | +1.64pp |
| 2024-12-31 | 8.30% | $160.10 Billion | $1.93 Trillion | +1.81pp |
| 2023-12-31 | 6.49% | $125.39 Billion | $1.93 Trillion | +0.45pp |
| 2022-12-31 | 6.04% | $113.59 Billion | $1.88 Trillion | -3.06pp |
| 2021-12-31 | 9.10% | $177.24 Billion | $1.95 Trillion | -2.19pp |
| 2020-12-31 | 11.29% | $220.39 Billion | $1.95 Trillion | -2.38pp |
| 2019-12-31 | 13.67% | $263.46 Billion | $1.93 Trillion | -0.57pp |
| 2018-12-31 | 14.24% | $269.91 Billion | $1.90 Trillion | +0.04pp |
| 2017-12-31 | 14.20% | $277.08 Billion | $1.95 Trillion | -1.78pp |
| 2016-12-31 | 15.98% | $308.36 Billion | $1.93 Trillion | +15.74pp |
| 2015-12-31 | 0.24% | $4.22 Billion | $1.79 Trillion | -15.02pp |
| 2014-12-31 | 15.26% | $257.44 Billion | $1.69 Trillion | -1.28pp |
| 2013-12-31 | 16.54% | $252.01 Billion | $1.52 Trillion | +0.01pp |
| 2012-12-31 | 16.53% | $235.20 Billion | $1.42 Trillion | -0.41pp |
| 2011-12-31 | 16.94% | $222.61 Billion | $1.31 Trillion | +3.22pp |
| 2010-12-31 | 13.72% | $172.65 Billion | $1.26 Trillion | -0.16pp |
| 2009-12-31 | 13.89% | $172.71 Billion | $1.24 Trillion | +2.31pp |
| 2008-12-31 | 11.57% | $151.57 Billion | $1.31 Trillion | -1.10pp |
| 2007-12-31 | 12.68% | $72.95 Billion | $575.44 Billion | +3.83pp |
| 2006-12-31 | 8.84% | $42.63 Billion | $482.00 Billion | +0.16pp |
| 2005-12-31 | 8.68% | $41.83 Billion | $481.74 Billion | +5.01pp |
| 2004-12-31 | 3.68% | $15.73 Billion | $427.85 Billion | +0.21pp |
| 2003-12-31 | 3.46% | $13.43 Billion | $387.80 Billion | -0.81pp |
| 2002-12-31 | 4.28% | $14.93 Billion | $349.20 Billion | +3.45pp |
| 2001-12-31 | 0.82% | $2.53 Billion | $307.57 Billion | +0.24pp |
| 2000-12-31 | 0.59% | $1.60 Billion | $272.43 Billion | -0.13pp |
| 1999-12-31 | 0.71% | $1.72 Billion | $241.05 Billion | -0.03pp |
| 1998-12-31 | 0.75% | $1.52 Billion | $202.47 Billion | -0.08pp |
| 1997-12-31 | 0.83% | $1.54 Billion | $185.69 Billion | +0.59pp |
| 1996-12-31 | 0.23% | $186.50 Million | $80.18 Billion | +0.02pp |
| 1995-12-31 | 0.21% | $150.60 Million | $72.13 Billion | -0.08pp |
| 1994-12-31 | 0.29% | $172.30 Million | $59.32 Billion | -0.26pp |
| 1993-12-31 | 0.55% | $279.10 Million | $50.78 Billion | +0.25pp |
| 1992-12-31 | 0.30% | $132.00 Million | $44.56 Billion | -0.11pp |
| 1991-12-31 | 0.41% | $157.90 Million | $38.50 Billion | +0.08pp |
| 1990-12-31 | 0.33% | $99.80 Million | $30.63 Billion | -- |
About Wells Fargo & Company
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segm… Read more