White Mountains Insurance Group Ltd - Asset Resilience Ratio
White Mountains Insurance Group Ltd (WTM) has an Asset Resilience Ratio of 37.66% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of White Mountains Insurance Group Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how White Mountains Insurance Group Ltd's Asset Resilience Ratio has changed over time. See WTM net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down White Mountains Insurance Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of White Mountains Insurance Group Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.69 Billion | 37.66% |
| Total Liquid Assets | $2.69 Billion | 37.66% |
Asset Resilience Insights
- Very High Liquidity: White Mountains Insurance Group Ltd maintains exceptional liquid asset reserves at 37.66% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
White Mountains Insurance Group Ltd Industry Peers by Asset Resilience Ratio
Compare White Mountains Insurance Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for White Mountains Insurance Group Ltd (1994–2025)
The table below shows the annual Asset Resilience Ratio data for White Mountains Insurance Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.08% | $2.96 Billion | $12.31 Billion | +14.36pp |
| 2024-12-31 | 9.71% | $964.20 Million | $9.93 Billion | -8.03pp |
| 2023-12-31 | 17.74% | $1.49 Billion | $8.39 Billion | +5.24pp |
| 2022-12-31 | 12.51% | $924.10 Million | $7.39 Billion | +5.85pp |
| 2021-12-31 | 6.66% | $465.90 Million | $7.00 Billion | +3.70pp |
| 2020-12-31 | 2.96% | $142.90 Million | $4.83 Billion | -2.09pp |
| 2019-12-31 | 5.05% | $201.20 Million | $3.98 Billion | -1.32pp |
| 2018-12-31 | 6.37% | $214.20 Million | $3.36 Billion | +1.56pp |
| 2017-12-31 | 4.81% | $176.10 Million | $3.66 Billion | +0.43pp |
| 2016-12-31 | 4.39% | $287.00 Million | $6.54 Billion | +2.33pp |
| 2015-12-31 | 2.05% | $211.30 Million | $10.28 Billion | -6.28pp |
| 2014-12-31 | 8.34% | $871.70 Million | $10.46 Billion | +3.10pp |
| 2013-12-31 | 5.24% | $635.90 Million | $12.14 Billion | +0.35pp |
| 2012-12-31 | 4.89% | $630.60 Million | $12.90 Billion | -1.13pp |
| 2011-12-31 | 6.02% | $846.00 Million | $14.06 Billion | -1.60pp |
| 2010-12-31 | 7.61% | $1.11 Billion | $14.53 Billion | -5.98pp |
| 2009-12-31 | 13.59% | $2.10 Billion | $15.44 Billion | -0.53pp |
| 2008-12-31 | 14.12% | $2.24 Billion | $15.90 Billion | +7.17pp |
| 2007-12-31 | 6.95% | $1.33 Billion | $19.11 Billion | +0.03pp |
| 2006-12-31 | 6.92% | $1.34 Billion | $19.44 Billion | +3.17pp |
| 2005-12-31 | 3.75% | $727.80 Million | $19.42 Billion | -1.82pp |
| 2004-12-31 | 5.57% | $1.06 Billion | $19.02 Billion | -5.68pp |
| 2003-12-31 | 11.24% | $1.79 Billion | $15.88 Billion | +0.08pp |
| 2002-12-31 | 11.17% | $1.79 Billion | $16.03 Billion | -4.27pp |
| 2001-12-31 | 15.44% | $2.55 Billion | $16.49 Billion | -5.32pp |
| 2000-12-31 | 20.76% | $735.90 Million | $3.55 Billion | +15.02pp |
| 1999-12-31 | 5.73% | $117.50 Million | $2.05 Billion | +2.08pp |
| 1998-12-31 | 3.65% | $79.00 Million | $2.16 Billion | +0.53pp |
| 1997-12-31 | 3.12% | $62.80 Million | $2.01 Billion | -0.28pp |
| 1996-12-31 | 3.41% | $67.50 Million | $1.98 Billion | -2.13pp |
| 1995-12-31 | 5.53% | $103.60 Million | $1.87 Billion | -9.76pp |
| 1994-12-31 | 15.30% | $276.50 Million | $1.81 Billion | -- |
About White Mountains Insurance Group Ltd
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mort… Read more