White Mountains Insurance Group Ltd - Asset Resilience Ratio
White Mountains Insurance Group Ltd (WTM) has an Asset Resilience Ratio of 8.84% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read WTM liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2024)
This chart shows how White Mountains Insurance Group Ltd's Asset Resilience Ratio has changed over time. See White Mountains Insurance Group Ltd net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down White Mountains Insurance Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of White Mountains Insurance Group Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.09 Billion | 8.84% |
| Total Liquid Assets | $1.09 Billion | 8.84% |
Asset Resilience Insights
- Limited Liquidity: White Mountains Insurance Group Ltd maintains only 8.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
White Mountains Insurance Group Ltd Industry Peers by Asset Resilience Ratio
Compare White Mountains Insurance Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
The Travelers Companies Inc
NYSE:TRV |
Insurance - Property & Casualty | 3.98% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
Annual Asset Resilience Ratio for White Mountains Insurance Group Ltd (1994–2024)
The table below shows the annual Asset Resilience Ratio data for White Mountains Insurance Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.71% | $964.20 Million | $9.93 Billion | -8.03pp |
| 2023-12-31 | 17.74% | $1.49 Billion | $8.39 Billion | +5.24pp |
| 2022-12-31 | 12.51% | $924.10 Million | $7.39 Billion | +5.85pp |
| 2021-12-31 | 6.66% | $465.90 Million | $7.00 Billion | +3.70pp |
| 2020-12-31 | 2.96% | $142.90 Million | $4.83 Billion | -2.09pp |
| 2019-12-31 | 5.05% | $201.20 Million | $3.98 Billion | -1.32pp |
| 2018-12-31 | 6.37% | $214.20 Million | $3.36 Billion | +1.56pp |
| 2017-12-31 | 4.81% | $176.10 Million | $3.66 Billion | +0.43pp |
| 2016-12-31 | 4.39% | $287.00 Million | $6.54 Billion | +2.33pp |
| 2015-12-31 | 2.05% | $211.30 Million | $10.28 Billion | -6.28pp |
| 2014-12-31 | 8.34% | $871.70 Million | $10.46 Billion | +3.10pp |
| 2013-12-31 | 5.24% | $635.90 Million | $12.14 Billion | +0.35pp |
| 2012-12-31 | 4.89% | $630.60 Million | $12.90 Billion | -1.13pp |
| 2011-12-31 | 6.02% | $846.00 Million | $14.06 Billion | -1.60pp |
| 2010-12-31 | 7.61% | $1.11 Billion | $14.53 Billion | -5.98pp |
| 2009-12-31 | 13.59% | $2.10 Billion | $15.44 Billion | -0.53pp |
| 2008-12-31 | 14.12% | $2.24 Billion | $15.90 Billion | +7.17pp |
| 2007-12-31 | 6.95% | $1.33 Billion | $19.11 Billion | +0.03pp |
| 2006-12-31 | 6.92% | $1.34 Billion | $19.44 Billion | +3.17pp |
| 2005-12-31 | 3.75% | $727.80 Million | $19.42 Billion | -1.82pp |
| 2004-12-31 | 5.57% | $1.06 Billion | $19.02 Billion | -5.68pp |
| 2003-12-31 | 11.24% | $1.79 Billion | $15.88 Billion | +0.08pp |
| 2002-12-31 | 11.17% | $1.79 Billion | $16.03 Billion | -4.27pp |
| 2001-12-31 | 15.44% | $2.55 Billion | $16.49 Billion | -5.32pp |
| 2000-12-31 | 20.76% | $735.90 Million | $3.55 Billion | +15.02pp |
| 1999-12-31 | 5.73% | $117.50 Million | $2.05 Billion | +2.08pp |
| 1998-12-31 | 3.65% | $79.00 Million | $2.16 Billion | +0.53pp |
| 1997-12-31 | 3.12% | $62.80 Million | $2.01 Billion | -0.28pp |
| 1996-12-31 | 3.41% | $67.50 Million | $1.98 Billion | -2.13pp |
| 1995-12-31 | 5.53% | $103.60 Million | $1.87 Billion | -9.76pp |
| 1994-12-31 | 15.30% | $276.50 Million | $1.81 Billion | -- |
About White Mountains Insurance Group Ltd
White Mountains Insurance Group, Ltd., through its subsidiaries, engages in the provision of insurance and other financial services in the United States. It operates through four segments: Ark/WM Outrigger, HG Global, Kudu, and Bamboo. The Ark/WM Outrigger segment offers insurance and reinsurance products, including property, specialty, marine and energy, casualty, and accident and health. The HG… Read more