Exzeo Group, Inc. - Asset Resilience Ratio
Exzeo Group, Inc. (XZO) has an Asset Resilience Ratio of 77.32% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Exzeo Group, Inc.'s Asset Resilience Ratio has changed over time. Check Exzeo Group, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Exzeo Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see XZO market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $140.92 Million | 77.32% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $140.92 Million | 77.32% |
Asset Resilience Insights
- Very High Liquidity: Exzeo Group, Inc. maintains exceptional liquid asset reserves at 77.32% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Exzeo Group, Inc. Industry Peers by Asset Resilience Ratio
Compare Exzeo Group, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Sampo Oyj A
HE:SAMPO |
Insurance - Diversified | 5.84% |
|
Helvetia Holding AG
SW:HELN |
Insurance - Diversified | 48.45% |
|
MAPFRE S.A.ADR 2 / EO-10
F:CMA |
Insurance - Diversified | 39.82% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
A Plus Asset Advisor Co Ltd
KO:244920 |
Insurance - Diversified | 23.74% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
Annual Asset Resilience Ratio for Exzeo Group, Inc. (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Exzeo Group, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 60.80% | $54.50 Million | $89.64 Million | +58.40pp |
| 2023-12-31 | 2.41% | $15.05 Million | $625.57 Million | +1.07pp |
| 2020-12-31 | 1.33% | $2.14 Million | $160.76 Million | +0.82pp |
| 2019-12-31 | 0.51% | $491.00K | $96.23 Million | -- |
About Exzeo Group, Inc.
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casua… Read more