Credit Agricole SA - Asset Resilience Ratio
Credit Agricole SA (ACA) has an Asset Resilience Ratio of 10.73% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check ACA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Credit Agricole SA's Asset Resilience Ratio has changed over time. See Credit Agricole SA balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Credit Agricole SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Credit Agricole SA market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €247.76 Billion | 10.73% |
| Total Liquid Assets | €247.76 Billion | 10.73% |
Asset Resilience Insights
- Moderate Liquidity: Credit Agricole SA has 10.73% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Credit Agricole SA Industry Peers by Asset Resilience Ratio
Compare Credit Agricole SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Credit Agricole SA (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Credit Agricole SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.69% | €396.32 Billion ≈ $463.34 Billion |
€2.37 Trillion ≈ $2.78 Trillion |
-0.41pp |
| 2024-12-31 | 17.10% | €395.08 Billion ≈ $461.89 Billion |
€2.31 Trillion ≈ $2.70 Trillion |
+2.52pp |
| 2023-12-31 | 14.58% | €319.29 Billion ≈ $373.28 Billion |
€2.19 Trillion ≈ $2.56 Trillion |
+2.13pp |
| 2022-12-31 | 12.46% | €270.04 Billion ≈ $315.70 Billion |
€2.17 Trillion ≈ $2.53 Trillion |
+0.54pp |
| 2021-12-31 | 11.92% | €247.13 Billion ≈ $288.93 Billion |
€2.07 Trillion ≈ $2.42 Trillion |
+4.96pp |
| 2020-12-31 | 6.95% | €136.38 Billion ≈ $159.44 Billion |
€1.96 Trillion ≈ $2.29 Trillion |
-6.63pp |
| 2019-12-31 | 13.59% | €240.15 Billion ≈ $280.76 Billion |
€1.77 Trillion ≈ $2.07 Trillion |
-0.81pp |
| 2018-12-31 | 14.39% | €233.81 Billion ≈ $273.34 Billion |
€1.62 Trillion ≈ $1.90 Trillion |
-0.47pp |
| 2017-12-31 | 14.86% | €230.43 Billion ≈ $269.40 Billion |
€1.55 Trillion ≈ $1.81 Trillion |
+7.61pp |
| 2016-12-31 | 7.25% | €110.55 Billion ≈ $129.25 Billion |
€1.52 Trillion ≈ $1.78 Trillion |
-1.04pp |
| 2015-12-31 | 8.29% | €126.80 Billion ≈ $148.25 Billion |
€1.53 Trillion ≈ $1.79 Trillion |
-1.96pp |
| 2014-12-31 | 10.25% | €162.87 Billion ≈ $190.41 Billion |
€1.59 Trillion ≈ $1.86 Trillion |
-0.19pp |
| 2013-12-31 | 10.44% | €158.54 Billion ≈ $185.35 Billion |
€1.52 Trillion ≈ $1.78 Trillion |
+2.31pp |
| 2012-12-31 | 8.13% | €130.14 Billion ≈ $152.15 Billion |
€1.60 Trillion ≈ $1.87 Trillion |
+1.68pp |
| 2011-12-31 | 6.45% | €111.21 Billion ≈ $130.01 Billion |
€1.72 Trillion ≈ $2.02 Trillion |
+1.26pp |
| 2004-12-31 | 5.20% | €48.49 Billion ≈ $56.69 Billion |
€933.30 Billion ≈ $1.09 Trillion |
-1.18pp |
| 2003-12-31 | 6.37% | €50.09 Billion ≈ $58.56 Billion |
€785.99 Billion ≈ $918.90 Billion |
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About Credit Agricole SA
Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan. It operates in five segments: Asset Gathering, Large Customers, Specialized Financial Services, French Retail Banking " LCL, … Read more