Vaziva Sa - Asset Resilience Ratio
Vaziva Sa (ALVAZ) has an Asset Resilience Ratio of 2.08% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ALVAZ net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2024–2025)
This chart shows how Vaziva Sa's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ALVAZ asset base.
Liquid Assets Composition Over Time
This chart breaks down Vaziva Sa's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read ALVAZ total debt and obligations for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €655.14K | 2.08% |
| Total Liquid Assets | €655.14K | 2.08% |
Asset Resilience Insights
- Limited Liquidity: Vaziva Sa maintains only 2.08% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Vaziva Sa Industry Peers by Asset Resilience Ratio
Compare Vaziva Sa's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Vaziva Sa (2024–2025)
The table below shows the annual Asset Resilience Ratio data for Vaziva Sa.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.08% | €655.14K ≈ $765.93K |
€31.43 Million ≈ $36.74 Million |
-2.19pp |
| 2024-12-31 | 4.28% | €1.05 Million ≈ $1.23 Million |
€24.55 Million ≈ $28.70 Million |
-- |
About Vaziva Sa
Vaziva Société anonyme provides social benefits and lunch endowments through a Mastercard managed card. It also offers multi-endowment gift cards to social and economic committees. The company was incorporated in 2016 and is based in Paris, France.