Saga plc
Saga plc, together with its subsidiaries, provides package and cruise holidays, general insurance, and personal finance products and services in the United Kingdom. It operates through three segments: Travel, Insurance, and Other Businesses and Central Costs. The company offers travel, motor, home, private medical, and other insurance products. It also operates and delivers ocean and river cruise… Read more
Saga plc - Asset Resilience Ratio
Saga plc (SGPLF) has an Asset Resilience Ratio of 0.78% as of January 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Saga plc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Saga plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $12.40 Million | 0.78% |
| Total Liquid Assets | $12.40 Million | 0.78% |
Asset Resilience Insights
- Limited Liquidity: Saga plc maintains only 0.78% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Saga plc Industry Peers by Asset Resilience Ratio
Compare Saga plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816 |
Insurance - Diversified | 9.42% |
|
SEOUL GUARANTEE INSURANCE
KO:031210 |
Insurance - Diversified | 66.46% |
|
Allianz Malaysia Bhd
KLSE:1163PA |
Insurance - Diversified | 50.99% |
|
MAA Group Bhd
KLSE:1198 |
Insurance - Diversified | 12.94% |
|
A Plus Asset Advisor Co Ltd
KO:244920 |
Insurance - Diversified | 21.82% |
|
Alm. Brand A/S
PINK:ABDBY |
Insurance - Diversified | 0.24% |
|
Arch Capital Group Ltd
NASDAQ:ACGL |
Insurance - Diversified | 15.73% |
|
Agesa Hayat ve Emeklilik AS
IS:AGESA |
Insurance - Diversified | 2.38% |
Annual Asset Resilience Ratio for Saga plc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Saga plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-01-31 | 0.78% | $12.40 Million | $1.59 Billion | -2.32pp |
| 2024-01-31 | 3.10% | $74.10 Million | $2.39 Billion | -0.07pp |
| 2023-01-31 | 3.18% | $77.37 Million | $2.44 Billion | -1.60pp |
| 2022-01-31 | 4.78% | $147.92 Million | $3.10 Billion | +0.02pp |
| 2021-01-31 | 4.75% | $144.46 Million | $3.04 Billion | -1.28pp |
| 2020-01-31 | 6.03% | $166.62 Million | $2.76 Billion | +1.24pp |
| 2019-01-31 | 4.80% | $146.54 Million | $3.06 Billion | -5.75pp |
| 2018-01-31 | 10.54% | $397.04 Million | $3.77 Billion | -2.93pp |
| 2017-01-31 | 13.48% | $457.57 Million | $3.40 Billion | +2.98pp |
| 2016-01-31 | 10.49% | $409.66 Million | $3.90 Billion | -- |