Banco Alfa de Investimento S.A - Asset Resilience Ratio

Latest as of December 2023: 0.53%

Banco Alfa de Investimento S.A (BRIV3) has an Asset Resilience Ratio of 0.53% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Banco Alfa de Investimento S.A to assess the company's strategic physical and investment asset allocation.

Liquid Assets

R$147.11 Million

≈ $28.87 Million USD Cash + Short-term Investments

Total Assets

R$27.67 Billion

≈ $5.43 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2020)

This chart shows how Banco Alfa de Investimento S.A's Asset Resilience Ratio has changed over time. See Banco Alfa de Investimento S.A balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Banco Alfa de Investimento S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Banco Alfa de Investimento S.A (BRIV3) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	R$0.00	0%
Short-term Investments	R$147.11 Million	0.53%
Total Liquid Assets	R$147.11 Million	0.53%

Asset Resilience Insights

Limited Liquidity: Banco Alfa de Investimento S.A maintains only 0.53% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Alfa de Investimento S.A Industry Peers by Asset Resilience Ratio

Compare Banco Alfa de Investimento S.A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Banco Alfa de Investimento S.A (2013–2020)

The table below shows the annual Asset Resilience Ratio data for Banco Alfa de Investimento S.A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2020-12-31	11.81%	R$1.96 Billion ≈ $384.05 Million	R$16.58 Billion ≈ $3.25 Billion	+7.06pp
2019-12-31	4.75%	R$570.68 Million ≈ $111.98 Million	R$12.03 Billion ≈ $2.36 Billion	-22.35pp
2018-12-31	27.10%	R$3.61 Billion ≈ $708.27 Million	R$13.32 Billion ≈ $2.61 Billion	-14.36pp
2017-12-31	41.46%	R$5.23 Billion ≈ $1.03 Billion	R$12.62 Billion ≈ $2.48 Billion	+1.63pp
2016-12-31	39.83%	R$4.90 Billion ≈ $961.14 Million	R$12.30 Billion ≈ $2.41 Billion	+6.43pp
2015-12-31	33.40%	R$4.11 Billion ≈ $806.87 Million	R$12.31 Billion ≈ $2.42 Billion	+4.91pp
2014-12-31	28.50%	R$3.94 Billion ≈ $772.62 Million	R$13.82 Billion ≈ $2.71 Billion	-5.68pp
2013-12-31	34.17%	R$4.62 Billion ≈ $906.93 Million	R$13.53 Billion ≈ $2.65 Billion	--

pp = percentage points

About Banco Alfa de Investimento S.A

SA:BRIV3 Brazil Banks - Regional

Market Cap

$134.78 Million

R$686.90 Million BRL

Market Cap Rank

#18140 Global

#171 in Brazil

Share Price

R$12.86

Change (1 day)

+0.00%

52-Week Range

R$12.86 - R$12.86

All Time High

R$15.55