Banco Alfa de Investimento S.A - Asset Resilience Ratio

Latest as of December 2023: 0.53%

Banco Alfa de Investimento S.A (BRIV3) has an Asset Resilience Ratio of 0.53% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Banco Alfa de Investimento S.A (BRIV3) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

R$147.11 Million

≈ $28.87 Million USD Cash + Short-term Investments

Total Assets

R$27.67 Billion

≈ $5.43 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2020)

This chart shows how Banco Alfa de Investimento S.A's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BRIV3 total assets.

Liquid Assets Composition Over Time

This chart breaks down Banco Alfa de Investimento S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BRIV3 strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	R$0.00	0%
Short-term Investments	R$147.11 Million	0.53%
Total Liquid Assets	R$147.11 Million	0.53%

Asset Resilience Insights

Limited Liquidity: Banco Alfa de Investimento S.A maintains only 0.53% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Alfa de Investimento S.A Industry Peers by Asset Resilience Ratio

Compare Banco Alfa de Investimento S.A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Banco Alfa de Investimento S.A (2013–2020)

The table below shows the annual Asset Resilience Ratio data for Banco Alfa de Investimento S.A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2020-12-31	11.81%	R$1.96 Billion ≈ $384.05 Million	R$16.58 Billion ≈ $3.25 Billion	+7.06pp
2019-12-31	4.75%	R$570.68 Million ≈ $111.98 Million	R$12.03 Billion ≈ $2.36 Billion	-22.35pp
2018-12-31	27.10%	R$3.61 Billion ≈ $708.27 Million	R$13.32 Billion ≈ $2.61 Billion	-14.36pp
2017-12-31	41.46%	R$5.23 Billion ≈ $1.03 Billion	R$12.62 Billion ≈ $2.48 Billion	+1.63pp
2016-12-31	39.83%	R$4.90 Billion ≈ $961.14 Million	R$12.30 Billion ≈ $2.41 Billion	+6.43pp
2015-12-31	33.40%	R$4.11 Billion ≈ $806.87 Million	R$12.31 Billion ≈ $2.42 Billion	+4.91pp
2014-12-31	28.50%	R$3.94 Billion ≈ $772.62 Million	R$13.82 Billion ≈ $2.71 Billion	-5.68pp
2013-12-31	34.17%	R$4.62 Billion ≈ $906.93 Million	R$13.53 Billion ≈ $2.65 Billion	--

pp = percentage points

About Banco Alfa de Investimento S.A

SA:BRIV3 Brazil Banks - Regional

Market Cap

$134.78 Million

R$686.90 Million BRL

Market Cap Rank

#18133 Global

#172 in Brazil

Share Price

R$12.86

Change (1 day)

+0.00%

52-Week Range

R$12.86 - R$12.86

All Time High

R$15.55