CSU Digital S.A. - Asset Resilience Ratio
CSU Digital S.A. (CSUD3) has an Asset Resilience Ratio of 54.38% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of CSU Digital S.A. to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how CSU Digital S.A.'s Asset Resilience Ratio has changed over time. See CSU Digital S.A. (CSUD3) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down CSU Digital S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CSU Digital S.A. stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$76.09 Million | 54.38% |
| Short-term Investments | R$0.00 | 0% |
| Total Liquid Assets | R$76.09 Million | 54.38% |
Asset Resilience Insights
- Very High Liquidity: CSU Digital S.A. maintains exceptional liquid asset reserves at 54.38% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
CSU Digital S.A. Industry Peers by Asset Resilience Ratio
Compare CSU Digital S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Precise Packaging Co Ltd
SHE:300442 |
Software - Infrastructure | 0.36% |
|
kakaopay Corp.
KO:377300 |
Software - Infrastructure | 47.13% |
|
Inesa Intelligent Tech Inc A
SHG:600602 |
Software - Infrastructure | 1.50% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 15.11% |
|
Razor Labs Ltd
TA:RZR |
Software - Infrastructure | 32.79% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Orion Digital Corp.
TO:ORIO |
Software - Infrastructure | 18.60% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
Annual Asset Resilience Ratio for CSU Digital S.A. (2011–2024)
The table below shows the annual Asset Resilience Ratio data for CSU Digital S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 13.19% | R$91.82 Million ≈ $18.02 Million |
R$696.19 Million ≈ $136.60 Million |
+1.63pp |
| 2023-12-31 | 11.56% | R$70.67 Million ≈ $13.87 Million |
R$611.54 Million ≈ $119.99 Million |
-1.99pp |
| 2022-12-31 | 13.55% | R$82.26 Million ≈ $16.14 Million |
R$607.22 Million ≈ $119.15 Million |
+0.43pp |
| 2021-12-31 | 13.12% | R$74.71 Million ≈ $14.66 Million |
R$569.37 Million ≈ $111.72 Million |
-1.48pp |
| 2020-12-31 | 14.60% | R$78.83 Million ≈ $15.47 Million |
R$539.78 Million ≈ $105.92 Million |
+14.25pp |
| 2015-12-31 | 0.36% | R$1.34 Million ≈ $262.74K |
R$375.98 Million ≈ $73.77 Million |
+0.02pp |
| 2014-12-31 | 0.34% | R$1.21 Million ≈ $237.03K |
R$354.92 Million ≈ $69.64 Million |
-0.49pp |
| 2011-12-31 | 0.83% | R$2.75 Million ≈ $539.60K |
R$330.94 Million ≈ $64.94 Million |
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About CSU Digital S.A.
CSU Digital S.A., a technology company for financial services, provides digital solutions for payments, embedded finance, customer experience, and loyalty and incentive programs in Brazil. The company operates through two segments: CSU Pays and CSU DX. The CSU Pays segment encompasses solutions in digital payments, loyalty and incentives, and embedded finance, including card processing for issuer… Read more