Jiangsu Jiangyin Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of March 2024: -10.15%

Jiangsu Jiangyin Rural Commercial Bank Co Ltd (002807) has an Asset Resilience Ratio of -10.15% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 002807 net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

CN¥-18.91 Billion

≈ $-2.77 Billion USD Cash + Short-term Investments

Total Assets

CN¥186.31 Billion

≈ $27.26 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2023)

This chart shows how Jiangsu Jiangyin Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Jiangsu Jiangyin Rural Commercial Bank C.

Liquid Assets Composition Over Time

This chart breaks down Jiangsu Jiangyin Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Jiangsu Jiangyin Rural Commercial Bank C to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥-18.91 Billion	-10.15%
Total Liquid Assets	CN¥-18.91 Billion	-10.15%

Asset Resilience Insights

Limited Liquidity: Jiangsu Jiangyin Rural Commercial Bank Co Ltd maintains only -10.15% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Jiangsu Jiangyin Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Jiangsu Jiangyin Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
China Merchants Bank Co. Ltd F:M4B	Banks - Regional	2.14%
Hana Financial KO:086790	Banks - Regional	3.29%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
King’s Town Bank TW:2809	Banks - Regional	-9.61%
Sparebanken Vest OL:SVEG	Banks - Regional	0.05%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Bumi Arta Tbk JK:BNBA	Banks - Regional	11.96%

Annual Asset Resilience Ratio for Jiangsu Jiangyin Rural Commercial Bank Co Ltd (2008–2023)

The table below shows the annual Asset Resilience Ratio data for Jiangsu Jiangyin Rural Commercial Bank Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-9.72%	CN¥-18.09 Billion ≈ $-2.65 Billion	CN¥186.03 Billion ≈ $27.22 Billion	-9.96pp
2018-12-31	0.23%	CN¥266.30 Million ≈ $38.97 Million	CN¥114.92 Billion ≈ $16.82 Billion	-0.68pp
2017-12-31	0.91%	CN¥999.77 Million ≈ $146.30 Million	CN¥109.40 Billion ≈ $16.01 Billion	-5.26pp
2016-12-31	6.17%	CN¥6.42 Billion ≈ $939.82 Million	CN¥104.08 Billion ≈ $15.23 Billion	-1.48pp
2015-12-31	7.65%	CN¥6.92 Billion ≈ $1.01 Billion	CN¥90.48 Billion ≈ $13.24 Billion	-9.60pp
2014-12-31	17.25%	CN¥14.42 Billion ≈ $2.11 Billion	CN¥83.59 Billion ≈ $12.23 Billion	-0.79pp
2013-12-31	18.04%	CN¥13.72 Billion ≈ $2.01 Billion	CN¥76.04 Billion ≈ $11.13 Billion	-4.59pp
2012-12-31	22.63%	CN¥16.62 Billion ≈ $2.43 Billion	CN¥73.41 Billion ≈ $10.74 Billion	+4.12pp
2011-12-31	18.52%	CN¥10.42 Billion ≈ $1.53 Billion	CN¥56.30 Billion ≈ $8.24 Billion	+1.68pp
2010-12-31	16.84%	CN¥8.89 Billion ≈ $1.30 Billion	CN¥52.82 Billion ≈ $7.73 Billion	+5.13pp
2009-12-31	11.71%	CN¥4.85 Billion ≈ $709.99 Million	CN¥41.45 Billion ≈ $6.06 Billion	-2.88pp
2008-12-31	14.59%	CN¥4.68 Billion ≈ $684.26 Million	CN¥32.06 Billion ≈ $4.69 Billion	--

pp = percentage points

About Jiangsu Jiangyin Rural Commercial Bank Co Ltd

SHE:002807 China Banks - Regional

Market Cap

$1.65 Billion

CN¥11.26 Billion CNY

Market Cap Rank

#6887 Global

#1430 in China

Share Price

CN¥4.16

Change (1 day)

+0.97%

52-Week Range

CN¥3.71 - CN¥5.23

All Time High

CN¥15.22