Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of March 2024: -17.44%

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) has an Asset Resilience Ratio of -17.44% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Jiangsu Zhangjiagang Rural Commercial Ba total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

CN¥-37.74 Billion

≈ $-5.52 Billion USD Cash + Short-term Investments

Total Assets

CN¥216.46 Billion

≈ $31.67 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2018)

This chart shows how Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Jiangsu Zhangjiagang Rural Commercial Ba (002839) net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Jiangsu Zhangjiagang Rural Commercial Ba market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥-37.74 Billion	-17.44%
Total Liquid Assets	CN¥-37.74 Billion	-17.44%

Asset Resilience Insights

Limited Liquidity: Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd maintains only -17.44% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Ningbo Co Ltd SHE:002142	Banks - Regional	9.68%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
TURKIYE GARANTI BANKASI AS F:GBKB	Banks - Regional	1.14%
First International Bank of Israel Ltd TA:FIBI	Banks - Regional	0.18%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Jiangsu Zijin Rural Commercial Bank Co Ltd SHG:601860	Banks - Regional	-10.81%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%

Annual Asset Resilience Ratio for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (2011–2018)

The table below shows the annual Asset Resilience Ratio data for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2018-12-31	0.20%	CN¥225.07 Million ≈ $32.94 Million	CN¥113.60 Billion ≈ $16.62 Billion	-2.27pp
2017-12-31	2.47%	CN¥2.54 Billion ≈ $372.36 Million	CN¥103.13 Billion ≈ $15.09 Billion	+1.89pp
2016-12-31	0.57%	CN¥518.15 Million ≈ $75.82 Million	CN¥90.18 Billion ≈ $13.20 Billion	-2.30pp
2015-12-31	2.87%	CN¥2.36 Billion ≈ $345.89 Million	CN¥82.35 Billion ≈ $12.05 Billion	-6.42pp
2014-12-31	9.29%	CN¥6.68 Billion ≈ $978.22 Million	CN¥71.97 Billion ≈ $10.53 Billion	+8.13pp
2013-12-31	1.15%	CN¥837.55 Million ≈ $122.56 Million	CN¥72.57 Billion ≈ $10.62 Billion	-4.64pp
2012-12-31	5.80%	CN¥4.15 Billion ≈ $606.92 Million	CN¥71.53 Billion ≈ $10.47 Billion	-4.49pp
2011-12-31	10.29%	CN¥7.23 Billion ≈ $1.06 Billion	CN¥70.25 Billion ≈ $10.28 Billion	--

pp = percentage points

About Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd

SHE:002839 China Banks - Regional

Market Cap

$1.53 Billion

CN¥10.46 Billion CNY

Market Cap Rank

#7345 Global

#1744 in China

Share Price

CN¥4.28

Change (1 day)

-2.51%

52-Week Range

CN¥4.28 - CN¥4.88

All Time High

CN¥19.90