Bank of Qingdao Co Ltd - Asset Resilience Ratio

Latest as of June 2025: 2.30%

Bank of Qingdao Co Ltd (002948) has an Asset Resilience Ratio of 2.30% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bank of Qingdao Co Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

CN¥17.09 Billion

≈ $2.50 Billion USD Cash + Short-term Investments

Total Assets

CN¥743.03 Billion

≈ $108.73 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how Bank of Qingdao Co Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Bank of Qingdao Co Ltd.

Liquid Assets Composition Over Time

This chart breaks down Bank of Qingdao Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Bank of Qingdao Co Ltd (002948) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥17.09 Billion	2.3%
Total Liquid Assets	CN¥17.09 Billion	2.30%

Asset Resilience Insights

Limited Liquidity: Bank of Qingdao Co Ltd maintains only 2.30% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Bank of Qingdao Co Ltd Industry Peers by Asset Resilience Ratio

Compare Bank of Qingdao Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Bank of Qingdao Co Ltd (2013–2025)

The table below shows the annual Asset Resilience Ratio data for Bank of Qingdao Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.88%	CN¥39.76 Billion ≈ $5.82 Billion	CN¥814.96 Billion ≈ $119.25 Billion	+3.62pp
2024-12-31	1.26%	CN¥8.71 Billion ≈ $1.27 Billion	CN¥689.96 Billion ≈ $100.96 Billion	+0.68pp
2023-12-31	0.58%	CN¥3.54 Billion ≈ $518.74 Million	CN¥607.99 Billion ≈ $88.97 Billion	-1.77pp
2021-12-31	2.35%	CN¥12.28 Billion ≈ $1.80 Billion	CN¥522.25 Billion ≈ $76.42 Billion	+0.24pp
2020-12-31	2.12%	CN¥9.73 Billion ≈ $1.42 Billion	CN¥459.83 Billion ≈ $67.29 Billion	+1.49pp
2019-12-31	0.62%	CN¥2.33 Billion ≈ $340.32 Million	CN¥373.62 Billion ≈ $54.67 Billion	+0.53pp
2018-12-31	0.09%	CN¥299.88 Million ≈ $43.88 Million	CN¥317.66 Billion ≈ $46.48 Billion	-1.13pp
2017-12-31	1.23%	CN¥3.76 Billion ≈ $550.69 Million	CN¥306.28 Billion ≈ $44.82 Billion	-0.31pp
2016-12-31	1.54%	CN¥4.28 Billion ≈ $625.94 Million	CN¥277.99 Billion ≈ $40.68 Billion	+0.04pp
2015-12-31	1.50%	CN¥2.81 Billion ≈ $411.86 Million	CN¥187.24 Billion ≈ $27.40 Billion	-0.35pp
2014-12-31	1.85%	CN¥2.89 Billion ≈ $422.58 Million	CN¥156.17 Billion ≈ $22.85 Billion	-4.34pp
2013-12-31	6.18%	CN¥8.39 Billion ≈ $1.23 Billion	CN¥135.69 Billion ≈ $19.86 Billion	--

pp = percentage points

About Bank of Qingdao Co Ltd

SHE:002948 China Banks - Regional

Market Cap

$3.12 Billion

CN¥21.31 Billion CNY

Market Cap Rank

#4804 Global

#791 in China

Share Price

CN¥6.04

Change (1 day)

-2.11%

52-Week Range

CN¥4.22 - CN¥6.35

All Time High

CN¥6.58