Qingdao Rural Commercial Bank Corp Class A - Asset Resilience Ratio

Latest as of June 2024: -13.48%

Qingdao Rural Commercial Bank Corp Class A (002958) has an Asset Resilience Ratio of -13.48% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Qingdao Rural Commercial Bank Corp Class (002958) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

CN¥-64.08 Billion

≈ $-9.38 Billion USD Cash + Short-term Investments

Total Assets

CN¥475.41 Billion

≈ $69.57 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (None–None)

This chart shows how Qingdao Rural Commercial Bank Corp Class A's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Qingdao Rural Commercial Bank Corp Class's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Qingdao Rural Commercial Bank Corp Class A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore 002958 long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥-64.08 Billion	-13.48%
Total Liquid Assets	CN¥-64.08 Billion	-13.48%

Asset Resilience Insights

Limited Liquidity: Qingdao Rural Commercial Bank Corp Class A maintains only -13.48% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Qingdao Rural Commercial Bank Corp Class A Industry Peers by Asset Resilience Ratio

Compare Qingdao Rural Commercial Bank Corp Class A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Qingdao Rural Commercial Bank Corp Class A (None–None)

The table below shows the annual Asset Resilience Ratio data for Qingdao Rural Commercial Bank Corp Class A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
No yearly data available.

pp = percentage points

About Qingdao Rural Commercial Bank Corp Class A

SHE:002958 China Banks - Regional

Market Cap

$2.41 Billion

CN¥16.50 Billion CNY

Market Cap Rank

#5554 Global

#1012 in China

Share Price

CN¥2.97

Change (1 day)

-0.34%

52-Week Range

CN¥2.74 - CN¥3.31

All Time High

CN¥8.92