Wuxi Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of September 2019: 8.11%

Wuxi Rural Commercial Bank Co Ltd (600908) has an Asset Resilience Ratio of 8.11% as of September 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Wuxi Rural Commercial Bank Co Ltd's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CN¥13.21 Billion
≈ $1.93 Billion USD Cash + Short-term Investments

Total Assets

CN¥162.87 Billion
≈ $23.83 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Wuxi Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Wuxi Rural Commercial Bank Co Ltd (600908) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Wuxi Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 600908 company net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents CN¥0.00 0%
Short-term Investments CN¥13.21 Billion 8.11%
Total Liquid Assets CN¥13.21 Billion 8.11%

Asset Resilience Insights

  • Limited Liquidity: Wuxi Rural Commercial Bank Co Ltd maintains only 8.11% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Wuxi Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Wuxi Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
BNP Paribas SA
PA:BNP
Banks - Regional 17.67%
CIMB Group Holdings Bhd
KLSE:1023
Banks - Regional 1.96%
Hua Xia Bank Co Ltd
SHG:600015
Banks - Regional 4.86%
Grupo Security
SN:SECURITY
Banks - Regional 0.15%
Bank Mestika Dharma Tbk
JK:BBMD
Banks - Regional -6.51%
Bank Multiarta Sentosa PT
JK:MASB
Banks - Regional 1.29%
Bank Ochrony Środowiska SA
WAR:BOS
Banks - Regional 8.84%
Bank Capital Indonesia Tbk
JK:BACA
Banks - Regional -22.83%

Annual Asset Resilience Ratio for Wuxi Rural Commercial Bank Co Ltd (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Wuxi Rural Commercial Bank Co Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 4.45% CN¥12.48 Billion
≈ $1.83 Billion
CN¥280.63 Billion
≈ $41.06 Billion
-0.26pp
2018-12-31 4.70% CN¥7.26 Billion
≈ $1.06 Billion
CN¥154.39 Billion
≈ $22.59 Billion
+2.39pp
2017-12-31 2.31% CN¥3.17 Billion
≈ $464.02 Million
CN¥137.12 Billion
≈ $20.07 Billion
-1.12pp
2016-12-31 3.43% CN¥4.27 Billion
≈ $625.38 Million
CN¥124.63 Billion
≈ $18.24 Billion
-4.92pp
2015-12-31 8.35% CN¥9.64 Billion
≈ $1.41 Billion
CN¥115.49 Billion
≈ $16.90 Billion
+7.47pp
2014-12-31 0.88% CN¥918.22 Million
≈ $134.36 Million
CN¥104.46 Billion
≈ $15.29 Billion
+0.76pp
2013-12-31 0.12% CN¥100.00 Million
≈ $14.63 Million
CN¥83.77 Billion
≈ $12.26 Billion
+15.58pp
2011-12-31 -15.46% CN¥-9.27 Billion
≈ $-1.36 Billion
CN¥59.94 Billion
≈ $8.77 Billion
--
pp = percentage points

About Wuxi Rural Commercial Bank Co Ltd

SHG:600908 China Banks - Regional
Market Cap
$1.75 Billion
CN¥11.98 Billion CNY
Market Cap Rank
#6744 Global
#1497 in China
Share Price
CN¥5.46
Change (1 day)
-0.91%
52-Week Range
CN¥5.37 - CN¥6.55
All Time High
CN¥19.40
About

Wuxi Rural Commercial Bank Co.,Ltd provides various financial services in China. It offers basic, general, temporary, dedicated, and unit structured deposit accounts. It also offers unit certificate of deposit pledge, real estate development, equity pledge loans, operating property, working capital, syndicated, movable property pledge financing, and accounts receivable pledge loans; consumer and … Read more