Wuxi Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of September 2019: 8.11%

Wuxi Rural Commercial Bank Co Ltd (600908) has an Asset Resilience Ratio of 8.11% as of September 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Wuxi Rural Commercial Bank Co Ltd for a breakdown of total debt and financial obligations.

Liquid Assets

CN¥13.21 Billion

≈ $1.93 Billion USD Cash + Short-term Investments

Total Assets

CN¥162.87 Billion

≈ $23.83 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Wuxi Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See 600908 net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Wuxi Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 600908 company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥13.21 Billion	8.11%
Total Liquid Assets	CN¥13.21 Billion	8.11%

Asset Resilience Insights

Limited Liquidity: Wuxi Rural Commercial Bank Co Ltd maintains only 8.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Wuxi Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Wuxi Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Wuxi Rural Commercial Bank Co Ltd (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Wuxi Rural Commercial Bank Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.45%	CN¥12.48 Billion ≈ $1.83 Billion	CN¥280.63 Billion ≈ $41.06 Billion	-0.26pp
2018-12-31	4.70%	CN¥7.26 Billion ≈ $1.06 Billion	CN¥154.39 Billion ≈ $22.59 Billion	+2.39pp
2017-12-31	2.31%	CN¥3.17 Billion ≈ $464.02 Million	CN¥137.12 Billion ≈ $20.07 Billion	-1.12pp
2016-12-31	3.43%	CN¥4.27 Billion ≈ $625.38 Million	CN¥124.63 Billion ≈ $18.24 Billion	-4.92pp
2015-12-31	8.35%	CN¥9.64 Billion ≈ $1.41 Billion	CN¥115.49 Billion ≈ $16.90 Billion	+7.47pp
2014-12-31	0.88%	CN¥918.22 Million ≈ $134.36 Million	CN¥104.46 Billion ≈ $15.29 Billion	+0.76pp
2013-12-31	0.12%	CN¥100.00 Million ≈ $14.63 Million	CN¥83.77 Billion ≈ $12.26 Billion	+15.58pp
2011-12-31	-15.46%	CN¥-9.27 Billion ≈ $-1.36 Billion	CN¥59.94 Billion ≈ $8.77 Billion	--

pp = percentage points

About Wuxi Rural Commercial Bank Co Ltd

SHG:600908 China Banks - Regional

Market Cap

$1.84 Billion

CN¥12.58 Billion CNY

Market Cap Rank

#6577 Global

#1503 in China

Share Price

CN¥5.73

Change (1 day)

-0.52%

52-Week Range

CN¥5.54 - CN¥6.55

All Time High

CN¥19.40