Jiangsu Changshu Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of June 2024: -14.42%

Jiangsu Changshu Rural Commercial Bank Co Ltd (601128) has an Asset Resilience Ratio of -14.42% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Jiangsu Changshu Rural Commercial Bank C (601128) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

CN¥-53.03 Billion

≈ $-7.76 Billion USD Cash + Short-term Investments

Total Assets

CN¥367.72 Billion

≈ $53.81 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2023)

This chart shows how Jiangsu Changshu Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Jiangsu Changshu Rural Commercial Bank C balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down Jiangsu Changshu Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Jiangsu Changshu Rural Commercial Bank C's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥-53.03 Billion	-14.42%
Total Liquid Assets	CN¥-53.03 Billion	-14.42%

Asset Resilience Insights

Limited Liquidity: Jiangsu Changshu Rural Commercial Bank Co Ltd maintains only -14.42% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Jiangsu Changshu Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Jiangsu Changshu Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Jiangsu Changshu Rural Commercial Bank Co Ltd (2006–2023)

The table below shows the annual Asset Resilience Ratio data for Jiangsu Changshu Rural Commercial Bank Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-3.95%	CN¥-13.20 Billion ≈ $-1.93 Billion	CN¥334.46 Billion ≈ $48.94 Billion	-5.08pp
2018-12-31	1.13%	CN¥1.89 Billion ≈ $276.38 Million	CN¥166.70 Billion ≈ $24.39 Billion	-0.52pp
2017-12-31	1.65%	CN¥2.41 Billion ≈ $352.52 Million	CN¥145.82 Billion ≈ $21.34 Billion	+0.87pp
2016-12-31	0.78%	CN¥1.02 Billion ≈ $148.86 Million	CN¥129.98 Billion ≈ $19.02 Billion	+0.59pp
2015-12-31	0.19%	CN¥209.61 Million ≈ $30.67 Million	CN¥108.50 Billion ≈ $15.88 Billion	-16.79pp
2014-12-31	16.98%	CN¥17.26 Billion ≈ $2.53 Billion	CN¥101.67 Billion ≈ $14.88 Billion	+2.63pp
2013-12-31	14.35%	CN¥12.11 Billion ≈ $1.77 Billion	CN¥84.41 Billion ≈ $12.35 Billion	+7.80pp
2012-12-31	6.55%	CN¥4.86 Billion ≈ $711.24 Million	CN¥74.15 Billion ≈ $10.85 Billion	+21.57pp
2011-12-31	-15.01%	CN¥-10.76 Billion ≈ $-1.57 Billion	CN¥71.65 Billion ≈ $10.48 Billion	-21.04pp
2008-12-31	6.02%	CN¥2.15 Billion ≈ $314.68 Million	CN¥35.70 Billion ≈ $5.22 Billion	-1.82pp
2007-12-31	7.84%	CN¥2.37 Billion ≈ $346.25 Million	CN¥30.19 Billion ≈ $4.42 Billion	+1.67pp
2006-12-31	6.17%	CN¥1.64 Billion ≈ $239.86 Million	CN¥26.58 Billion ≈ $3.89 Billion	--

pp = percentage points

About Jiangsu Changshu Rural Commercial Bank Co Ltd

SHG:601128 China Banks - Regional

Market Cap

$3.39 Billion

CN¥23.17 Billion CNY

Market Cap Rank

#4569 Global

#733 in China

Share Price

CN¥6.35

Change (1 day)

-0.63%

52-Week Range

CN¥5.82 - CN¥7.41

All Time High

CN¥12.49