Jiangsu Changshu Rural Commercial Bank Co Ltd - Asset Resilience Ratio
Jiangsu Changshu Rural Commercial Bank Co Ltd (601128) has an Asset Resilience Ratio of -14.42% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 601128 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2023)
This chart shows how Jiangsu Changshu Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Jiangsu Changshu Rural Commercial Bank C balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Jiangsu Changshu Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Jiangsu Changshu Rural Commercial Bank C worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥-53.03 Billion | -14.42% |
| Total Liquid Assets | CN¥-53.03 Billion | -14.42% |
Asset Resilience Insights
- Limited Liquidity: Jiangsu Changshu Rural Commercial Bank Co Ltd maintains only -14.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Jiangsu Changshu Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio
Compare Jiangsu Changshu Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Jiangsu Changshu Rural Commercial Bank Co Ltd (2006–2023)
The table below shows the annual Asset Resilience Ratio data for Jiangsu Changshu Rural Commercial Bank Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -3.95% | CN¥-13.20 Billion ≈ $-1.93 Billion |
CN¥334.46 Billion ≈ $48.94 Billion |
-5.08pp |
| 2018-12-31 | 1.13% | CN¥1.89 Billion ≈ $276.38 Million |
CN¥166.70 Billion ≈ $24.39 Billion |
-0.52pp |
| 2017-12-31 | 1.65% | CN¥2.41 Billion ≈ $352.52 Million |
CN¥145.82 Billion ≈ $21.34 Billion |
+0.87pp |
| 2016-12-31 | 0.78% | CN¥1.02 Billion ≈ $148.86 Million |
CN¥129.98 Billion ≈ $19.02 Billion |
+0.59pp |
| 2015-12-31 | 0.19% | CN¥209.61 Million ≈ $30.67 Million |
CN¥108.50 Billion ≈ $15.88 Billion |
-16.79pp |
| 2014-12-31 | 16.98% | CN¥17.26 Billion ≈ $2.53 Billion |
CN¥101.67 Billion ≈ $14.88 Billion |
+2.63pp |
| 2013-12-31 | 14.35% | CN¥12.11 Billion ≈ $1.77 Billion |
CN¥84.41 Billion ≈ $12.35 Billion |
+7.80pp |
| 2012-12-31 | 6.55% | CN¥4.86 Billion ≈ $711.24 Million |
CN¥74.15 Billion ≈ $10.85 Billion |
+21.57pp |
| 2011-12-31 | -15.01% | CN¥-10.76 Billion ≈ $-1.57 Billion |
CN¥71.65 Billion ≈ $10.48 Billion |
-21.04pp |
| 2008-12-31 | 6.02% | CN¥2.15 Billion ≈ $314.68 Million |
CN¥35.70 Billion ≈ $5.22 Billion |
-1.82pp |
| 2007-12-31 | 7.84% | CN¥2.37 Billion ≈ $346.25 Million |
CN¥30.19 Billion ≈ $4.42 Billion |
+1.67pp |
| 2006-12-31 | 6.17% | CN¥1.64 Billion ≈ $239.86 Million |
CN¥26.58 Billion ≈ $3.89 Billion |
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About Jiangsu Changshu Rural Commercial Bank Co Ltd
Jiangsu Changshu Rural Commercial Bank Co., Ltd. provides rural financial services to individual and corporate clients in China. It operates through Corporate Business, Personal Business, Fund Business, and Other Business segments. The company offers personal savings, such as current and regular savings, personal notice deposits, and certificates of deposit; debit and credit cards; payment, finan… Read more