Industrial Bank Co Ltd - Asset Resilience Ratio
Industrial Bank Co Ltd (601166) has an Asset Resilience Ratio of 8.39% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Industrial Bank Co Ltd total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Industrial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Industrial Bank Co Ltd net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Industrial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Industrial Bank Co Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥930.72 Billion | 8.39% |
| Total Liquid Assets | CN¥930.72 Billion | 8.39% |
Asset Resilience Insights
- Limited Liquidity: Industrial Bank Co Ltd maintains only 8.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Industrial Bank Co Ltd Industry Peers by Asset Resilience Ratio
Compare Industrial Bank Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Industrial Bank Co Ltd (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Industrial Bank Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.39% | CN¥930.72 Billion ≈ $136.19 Billion |
CN¥11.09 Trillion ≈ $1.62 Trillion |
+5.58pp |
| 2018-12-31 | 2.81% | CN¥188.41 Billion ≈ $27.57 Billion |
CN¥6.71 Trillion ≈ $982.13 Billion |
+0.90pp |
| 2017-12-31 | 1.91% | CN¥122.66 Billion ≈ $17.95 Billion |
CN¥6.42 Trillion ≈ $938.99 Billion |
+0.06pp |
| 2016-12-31 | 1.86% | CN¥112.96 Billion ≈ $16.53 Billion |
CN¥6.09 Trillion ≈ $890.56 Billion |
-3.49pp |
| 2015-12-31 | 5.34% | CN¥283.05 Billion ≈ $41.42 Billion |
CN¥5.30 Trillion ≈ $775.39 Billion |
-21.11pp |
| 2014-12-31 | 26.45% | CN¥1.17 Trillion ≈ $170.54 Billion |
CN¥4.41 Trillion ≈ $644.79 Billion |
-9.30pp |
| 2013-12-31 | 35.74% | CN¥1.31 Trillion ≈ $192.34 Billion |
CN¥3.68 Trillion ≈ $538.12 Billion |
-6.79pp |
| 2012-12-31 | 42.54% | CN¥1.38 Trillion ≈ $202.36 Billion |
CN¥3.25 Trillion ≈ $475.72 Billion |
-0.67pp |
| 2011-12-31 | 43.21% | CN¥1.04 Trillion ≈ $152.29 Billion |
CN¥2.41 Trillion ≈ $352.48 Billion |
+13.43pp |
| 2010-12-31 | 29.77% | CN¥550.73 Billion ≈ $80.59 Billion |
CN¥1.85 Trillion ≈ $270.67 Billion |
+1.92pp |
| 2009-12-31 | 27.86% | CN¥371.11 Billion ≈ $54.30 Billion |
CN¥1.33 Trillion ≈ $194.94 Billion |
-1.63pp |
| 2008-12-31 | 29.49% | CN¥301.08 Billion ≈ $44.06 Billion |
CN¥1.02 Trillion ≈ $149.39 Billion |
+1.03pp |
| 2007-12-31 | 28.46% | CN¥242.28 Billion ≈ $35.45 Billion |
CN¥851.34 Billion ≈ $124.58 Billion |
+14.16pp |
| 2006-12-31 | 14.30% | CN¥88.35 Billion ≈ $12.93 Billion |
CN¥617.70 Billion ≈ $90.39 Billion |
-8.30pp |
| 2005-12-31 | 22.60% | CN¥107.37 Billion ≈ $15.71 Billion |
CN¥475.09 Billion ≈ $69.52 Billion |
+7.82pp |
| 2004-12-31 | 14.78% | CN¥50.26 Billion ≈ $7.35 Billion |
CN¥340.06 Billion ≈ $49.76 Billion |
+4.75pp |
| 2003-12-31 | 10.03% | CN¥25.99 Billion ≈ $3.80 Billion |
CN¥259.06 Billion ≈ $37.91 Billion |
-0.28pp |
| 2002-12-31 | 10.32% | CN¥18.39 Billion ≈ $2.69 Billion |
CN¥178.28 Billion ≈ $26.09 Billion |
+6.83pp |
| 2001-12-31 | 3.48% | CN¥4.35 Billion ≈ $635.87 Million |
CN¥124.84 Billion ≈ $18.27 Billion |
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About Industrial Bank Co Ltd
Industrial Bank Co., Ltd. provides banking products and services in the People's Republic of China. The company's banking services include accepting deposits from the public; granting short-term, medium-term, and long-term loans; domestic and overseas settlement services; issuance of discount and acceptance bills and notes, as well as financial bonds; agency issuance and encashment, and underwrit… Read more