Jiangsu Zijin Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of June 2024: -10.81%

Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) has an Asset Resilience Ratio of -10.81% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Jiangsu Zijin Rural Commercial Bank Co L to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CN¥-29.12 Billion

≈ $-4.26 Billion USD Cash + Short-term Investments

Total Assets

CN¥269.30 Billion

≈ $39.41 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2023–2023)

This chart shows how Jiangsu Zijin Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See 601860 net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Jiangsu Zijin Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Jiangsu Zijin Rural Commercial Bank Co L.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥-29.12 Billion	-10.81%
Total Liquid Assets	CN¥-29.12 Billion	-10.81%

Asset Resilience Insights

Limited Liquidity: Jiangsu Zijin Rural Commercial Bank Co Ltd maintains only -10.81% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Jiangsu Zijin Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Jiangsu Zijin Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Prosperity Bancshares Inc NYSE:PB	Banks - Regional	26.30%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Jiangsu Zijin Rural Commercial Bank Co Ltd (2023–2023)

The table below shows the annual Asset Resilience Ratio data for Jiangsu Zijin Rural Commercial Bank Co Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-4.17%	CN¥-10.33 Billion ≈ $-1.51 Billion	CN¥247.66 Billion ≈ $36.24 Billion	--

pp = percentage points

About Jiangsu Zijin Rural Commercial Bank Co Ltd

SHG:601860 China Banks - Regional

Market Cap

$1.37 Billion

CN¥9.34 Billion CNY

Market Cap Rank

#7751 Global

#1827 in China

Share Price

CN¥2.55

Change (1 day)

-2.30%

52-Week Range

CN¥2.53 - CN¥3.30

All Time High

CN¥10.27