Jiangsu Zijin Rural Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of June 2024: -10.81%

Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) has an Asset Resilience Ratio of -10.81% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Jiangsu Zijin Rural Commercial Bank Co L total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

CN¥-29.12 Billion
≈ $-4.26 Billion USD Cash + Short-term Investments

Total Assets

CN¥269.30 Billion
≈ $39.41 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2023–2023)

This chart shows how Jiangsu Zijin Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Jiangsu Zijin Rural Commercial Bank Co L book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Jiangsu Zijin Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Jiangsu Zijin Rural Commercial Bank Co L.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents CN¥0.00 0%
Short-term Investments CN¥-29.12 Billion -10.81%
Total Liquid Assets CN¥-29.12 Billion -10.81%

Asset Resilience Insights

  • Limited Liquidity: Jiangsu Zijin Rural Commercial Bank Co Ltd maintains only -10.81% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Jiangsu Zijin Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Jiangsu Zijin Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Shanghai Co Ltd
SHG:601229
Banks - Regional -17.10%
Spar Nord Bank
CO:SPNO
Banks - Regional -3.96%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Bk Harda Internasional Tbk Pt
JK:BBHI
Banks - Regional 2.06%
Bank Ina Perdana PT
JK:BINA
Banks - Regional -30.89%
CFM Indosuez Wealth SA
PA:MLCFM
Banks - Regional 50.57%
Merkur PrivatBank KgaA
XETRA:MBK
Banks - Regional 0.00%
Banco Alfa de Investimento S.A
SA:BRIV3
Banks - Regional 0.53%

Annual Asset Resilience Ratio for Jiangsu Zijin Rural Commercial Bank Co Ltd (2023–2023)

The table below shows the annual Asset Resilience Ratio data for Jiangsu Zijin Rural Commercial Bank Co Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-12-31 -4.17% CN¥-10.33 Billion
≈ $-1.51 Billion
CN¥247.66 Billion
≈ $36.24 Billion
--
pp = percentage points

About Jiangsu Zijin Rural Commercial Bank Co Ltd

SHG:601860 China Banks - Regional
Market Cap
$1.44 Billion
CN¥9.85 Billion CNY
Market Cap Rank
#7552 Global
#1830 in China
Share Price
CN¥2.69
Change (1 day)
-0.37%
52-Week Range
CN¥2.64 - CN¥3.30
All Time High
CN¥10.27
About

Jiangsu Zijin Rural Commercial Bank Co.,Ltd provides various banking products and services to personal and business customers. The company offers deposits; loans; foreign currency deposits, international settlement, trade finance, and treasury services; and financial industry and investment banking services. It also offers debit and credit cards; and mobile and Internet banking services, as well … Read more