Banco de Credito e Inversiones - Asset Resilience Ratio
Banco de Credito e Inversiones (BCI) has an Asset Resilience Ratio of 0.39% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Banco de Credito e Inversiones current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2019)
This chart shows how Banco de Credito e Inversiones's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Banco de Credito e Inversiones (BCI) total assets.
Liquid Assets Composition Over Time
This chart breaks down Banco de Credito e Inversiones's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Banco de Credito e Inversiones (BCI) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CL$0.00 | 0% |
| Short-term Investments | CL$196.01 Billion | 0.39% |
| Total Liquid Assets | CL$196.01 Billion | 0.39% |
Asset Resilience Insights
- Limited Liquidity: Banco de Credito e Inversiones maintains only 0.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Credito e Inversiones Industry Peers by Asset Resilience Ratio
Compare Banco de Credito e Inversiones's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Banco de Credito e Inversiones (2015–2019)
The table below shows the annual Asset Resilience Ratio data for Banco de Credito e Inversiones.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 0.39% | CL$196.01 Billion ≈ $219.21 Million |
CL$50.34 Trillion ≈ $56.29 Billion |
+0.21pp |
| 2018-12-31 | 0.18% | CL$73.86 Billion ≈ $82.60 Million |
CL$41.35 Trillion ≈ $46.24 Billion |
-0.57pp |
| 2017-12-31 | 0.75% | CL$252.60 Billion ≈ $282.49 Million |
CL$33.88 Trillion ≈ $37.89 Billion |
+0.37pp |
| 2016-12-31 | 0.38% | CL$116.46 Billion ≈ $130.24 Million |
CL$30.85 Trillion ≈ $34.50 Billion |
-0.98pp |
| 2015-12-31 | 1.36% | CL$389.89 Billion ≈ $436.03 Million |
CL$28.68 Trillion ≈ $32.08 Billion |
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About Banco de Credito e Inversiones
Banco de Crédito e Inversiones provides various banking products and services in Chile, the United States, and Peru. It offers checking and current accounts; debit and credit cards; consumer and mortgage loans; factoring and leasing financing solutions; corporate finance and agency solutions; transactional services; and foreign exchange, hedging and structuring of derivatives, fixed income produc… Read more