Banco de Credito e Inversiones - Asset Resilience Ratio
Banco de Credito e Inversiones (BCI) has an Asset Resilience Ratio of 0.39% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2019)
This chart shows how Banco de Credito e Inversiones's Asset Resilience Ratio has changed over time. Check BCI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Banco de Credito e Inversiones's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BCI company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CL$0.00 | 0% |
| Short-term Investments | CL$196.01 Billion | 0.39% |
| Total Liquid Assets | CL$196.01 Billion | 0.39% |
Asset Resilience Insights
- Limited Liquidity: Banco de Credito e Inversiones maintains only 0.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Credito e Inversiones Industry Peers by Asset Resilience Ratio
Compare Banco de Credito e Inversiones's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Jyske Bank A/S
CO:JYSK |
Banks - Regional | -22.89% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Bank of Kaohsiung Ltd
TW:2836 |
Banks - Regional | -9.80% |
|
Nordfyns Bank A/S
CO:NRDF |
Banks - Regional | -48.64% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
|
Sparebank 68 Grader Nord
OL:SB68 |
Banks - Regional | 4.68% |
|
1895 of Wisconsin Inc Bancorp
NASDAQ:BCOW |
Banks - Regional | 15.02% |
Annual Asset Resilience Ratio for Banco de Credito e Inversiones (2015–2019)
The table below shows the annual Asset Resilience Ratio data for Banco de Credito e Inversiones.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 0.39% | CL$196.01 Billion ≈ $219.21 Million |
CL$50.34 Trillion ≈ $56.29 Billion |
+0.21pp |
| 2018-12-31 | 0.18% | CL$73.86 Billion ≈ $82.60 Million |
CL$41.35 Trillion ≈ $46.24 Billion |
-0.57pp |
| 2017-12-31 | 0.75% | CL$252.60 Billion ≈ $282.49 Million |
CL$33.88 Trillion ≈ $37.89 Billion |
+0.37pp |
| 2016-12-31 | 0.38% | CL$116.46 Billion ≈ $130.24 Million |
CL$30.85 Trillion ≈ $34.50 Billion |
-0.98pp |
| 2015-12-31 | 1.36% | CL$389.89 Billion ≈ $436.03 Million |
CL$28.68 Trillion ≈ $32.08 Billion |
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About Banco de Credito e Inversiones
Banco de Crédito e Inversiones provides various banking products and services in Chile, the United States, and Peru. It offers checking and current accounts; debit and credit cards; consumer and mortgage loans; factoring and leasing financing solutions; corporate finance and agency solutions; transactional services; and foreign exchange, hedging and structuring of derivatives, fixed income produc… Read more