Qliro AB - Asset Resilience Ratio
Qliro AB (QLIRO) has an Asset Resilience Ratio of 16.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Qliro AB short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Qliro AB's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Qliro AB assets under control.
Liquid Assets Composition Over Time
This chart breaks down Qliro AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Qliro AB debt and liabilities for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Skr0.00 | 0% |
| Short-term Investments | Skr547.20 Million | 16.5% |
| Total Liquid Assets | Skr547.20 Million | 16.50% |
Asset Resilience Insights
- Good Liquidity Position: Qliro AB maintains a healthy 16.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Qliro AB Industry Peers by Asset Resilience Ratio
Compare Qliro AB's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Qliro AB (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Qliro AB.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 22.75% | Skr767.90 Million ≈ $82.64 Million |
Skr3.38 Billion ≈ $363.27 Million |
+17.76pp |
| 2024-12-31 | 4.98% | Skr172.20 Million ≈ $18.53 Million |
Skr3.45 Billion ≈ $371.75 Million |
-10.34pp |
| 2023-12-31 | 15.32% | Skr566.10 Million ≈ $60.92 Million |
Skr3.69 Billion ≈ $397.63 Million |
+12.99pp |
| 2022-12-31 | 2.33% | Skr97.90 Million ≈ $10.54 Million |
Skr4.20 Billion ≈ $452.51 Million |
-7.86pp |
| 2021-12-31 | 10.19% | Skr354.00 Million ≈ $38.10 Million |
Skr3.47 Billion ≈ $373.86 Million |
+1.11pp |
| 2020-12-31 | 9.08% | Skr290.10 Million ≈ $31.22 Million |
Skr3.20 Billion ≈ $343.87 Million |
+1.09pp |
| 2019-12-31 | 7.99% | Skr229.95 Million ≈ $24.75 Million |
Skr2.88 Billion ≈ $309.78 Million |
+1.17pp |
| 2018-12-31 | 6.82% | Skr132.03 Million ≈ $14.21 Million |
Skr1.94 Billion ≈ $208.39 Million |
+4.97pp |
| 2017-12-31 | 1.85% | Skr25.02 Million ≈ $2.69 Million |
Skr1.35 Billion ≈ $145.58 Million |
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About Qliro AB
Qliro AB (publ), a fintech company, provides digital payment solutions to enterprise and SME merchants in Sweden, Finland, Denmark, and Norway. It offers payment solutions for e-merchants to receive payment and for consumers to shop online; Pay Later, an invoice and part-payment services; and personal savings accounts. The company was incorporated in 2014 and is headquartered in Stockholm, Sweden.