Qliro AB - Asset Resilience Ratio

Latest as of June 2026: 16.50%

Qliro AB (QLIRO) has an Asset Resilience Ratio of 16.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Qliro AB short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Skr547.20 Million
≈ $58.89 Million USD Cash + Short-term Investments

Total Assets

Skr3.32 Billion
≈ $356.85 Million USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Qliro AB's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Qliro AB assets under control.

Liquid Assets Composition Over Time

This chart breaks down Qliro AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Qliro AB debt and liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Skr0.00 0%
Short-term Investments Skr547.20 Million 16.5%
Total Liquid Assets Skr547.20 Million 16.50%

Asset Resilience Insights

  • Good Liquidity Position: Qliro AB maintains a healthy 16.50% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

Qliro AB Industry Peers by Asset Resilience Ratio

Compare Qliro AB's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Oportun Financial Corp
NASDAQ:OPRT
Credit Services 0.00%
Gentera S.A.B. de C.V
MX:GENTERA
Credit Services 0.95%
Krungthai Card Public Company Limited
BK:KTC-R
Credit Services 0.00%
Peninsula Group Ltd
TA:PEN
Credit Services 1.01%
OppFi Inc
NYSE:OPFI
Credit Services 6.56%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Blender Financial Technologies Ltd
TA:BLND
Credit Services 1.42%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%

Annual Asset Resilience Ratio for Qliro AB (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Qliro AB.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 22.75% Skr767.90 Million
≈ $82.64 Million
Skr3.38 Billion
≈ $363.27 Million
+17.76pp
2024-12-31 4.98% Skr172.20 Million
≈ $18.53 Million
Skr3.45 Billion
≈ $371.75 Million
-10.34pp
2023-12-31 15.32% Skr566.10 Million
≈ $60.92 Million
Skr3.69 Billion
≈ $397.63 Million
+12.99pp
2022-12-31 2.33% Skr97.90 Million
≈ $10.54 Million
Skr4.20 Billion
≈ $452.51 Million
-7.86pp
2021-12-31 10.19% Skr354.00 Million
≈ $38.10 Million
Skr3.47 Billion
≈ $373.86 Million
+1.11pp
2020-12-31 9.08% Skr290.10 Million
≈ $31.22 Million
Skr3.20 Billion
≈ $343.87 Million
+1.09pp
2019-12-31 7.99% Skr229.95 Million
≈ $24.75 Million
Skr2.88 Billion
≈ $309.78 Million
+1.17pp
2018-12-31 6.82% Skr132.03 Million
≈ $14.21 Million
Skr1.94 Billion
≈ $208.39 Million
+4.97pp
2017-12-31 1.85% Skr25.02 Million
≈ $2.69 Million
Skr1.35 Billion
≈ $145.58 Million
--
pp = percentage points

About Qliro AB

ST:QLIRO Sweden Credit Services
Market Cap
$61.17 Million
Skr568.45 Million SEK
Market Cap Rank
#21213 Global
#381 in Sweden
Share Price
Skr16.60
Change (1 day)
-2.35%
52-Week Range
Skr16.60 - Skr21.90
All Time High
Skr62.80
About

Qliro AB (publ), a fintech company, provides digital payment solutions to enterprise and SME merchants in Sweden, Finland, Denmark, and Norway. It offers payment solutions for e-merchants to receive payment and for consumers to shop online; Pay Later, an invoice and part-payment services; and personal savings accounts. The company was incorporated in 2014 and is headquartered in Stockholm, Sweden.