Qliro AB - Asset Resilience Ratio

Latest as of March 2026: 20.36%

Qliro AB (QLIRO) has an Asset Resilience Ratio of 20.36% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check QLIRO capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Skr646.10 Million

≈ $69.53 Million USD Cash + Short-term Investments

Total Assets

Skr3.17 Billion

≈ $341.47 Million USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Qliro AB's Asset Resilience Ratio has changed over time. See net asset quality index of Qliro AB to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Qliro AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Qliro AB.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Skr0.00	0%
Short-term Investments	Skr646.10 Million	20.36%
Total Liquid Assets	Skr646.10 Million	20.36%

Asset Resilience Insights

Good Liquidity Position: Qliro AB maintains a healthy 20.36% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Qliro AB Industry Peers by Asset Resilience Ratio

Compare Qliro AB's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for Qliro AB (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Qliro AB.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	22.75%	Skr767.90 Million ≈ $82.64 Million	Skr3.38 Billion ≈ $363.27 Million	+17.76pp
2024-12-31	4.98%	Skr172.20 Million ≈ $18.53 Million	Skr3.45 Billion ≈ $371.75 Million	-10.34pp
2023-12-31	15.32%	Skr566.10 Million ≈ $60.92 Million	Skr3.69 Billion ≈ $397.63 Million	+12.99pp
2022-12-31	2.33%	Skr97.90 Million ≈ $10.54 Million	Skr4.20 Billion ≈ $452.51 Million	-7.86pp
2021-12-31	10.19%	Skr354.00 Million ≈ $38.10 Million	Skr3.47 Billion ≈ $373.86 Million	+1.11pp
2020-12-31	9.08%	Skr290.10 Million ≈ $31.22 Million	Skr3.20 Billion ≈ $343.87 Million	+1.09pp
2019-12-31	7.99%	Skr229.95 Million ≈ $24.75 Million	Skr2.88 Billion ≈ $309.78 Million	+1.17pp
2018-12-31	6.82%	Skr132.03 Million ≈ $14.21 Million	Skr1.94 Billion ≈ $208.39 Million	+4.97pp
2017-12-31	1.85%	Skr25.02 Million ≈ $2.69 Million	Skr1.35 Billion ≈ $145.58 Million	--

pp = percentage points

About Qliro AB

ST:QLIRO Sweden Credit Services

Market Cap

$71.01 Million

Skr659.88 Million SEK

Market Cap Rank

#20640 Global

#369 in Sweden

Share Price

Skr19.30

Change (1 day)

+0.52%

52-Week Range

Skr17.05 - Skr25.60

All Time High

Skr62.80