Direct Finance TA - Asset Resilience Ratio
Direct Finance TA (DIFI) has an Asset Resilience Ratio of 0.01% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Direct Finance TA to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2022)
This chart shows how Direct Finance TA's Asset Resilience Ratio has changed over time. See Direct Finance TA balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Direct Finance TA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Direct Finance TA market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA1.00 Million | 0.01% |
| Total Liquid Assets | ILA1.00 Million | 0.01% |
Asset Resilience Insights
- Limited Liquidity: Direct Finance TA maintains only 0.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Direct Finance TA Industry Peers by Asset Resilience Ratio
Compare Direct Finance TA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
Srisawad Power 1979 PCL
BK:SAWAD |
Credit Services | 0.98% |
|
Navient Corp
NASDAQ:NAVI |
Credit Services | 3.09% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Qliro AB
ST:QLIRO |
Credit Services | 20.36% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
Annual Asset Resilience Ratio for Direct Finance TA (2009–2022)
The table below shows the annual Asset Resilience Ratio data for Direct Finance TA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 0.03% | ILA1.99 Million ≈ $5.33K |
ILA6.74 Billion ≈ $18.08 Million |
-48.74pp |
| 2018-12-31 | 48.77% | ILA961.27 Million ≈ $2.58 Million |
ILA1.97 Billion ≈ $5.28 Million |
+16.20pp |
| 2017-12-31 | 32.57% | ILA579.38 Million ≈ $1.55 Million |
ILA1.78 Billion ≈ $4.77 Million |
+22.53pp |
| 2016-12-31 | 10.03% | ILA1.01 Billion ≈ $2.71 Million |
ILA10.06 Billion ≈ $26.97 Million |
+1.44pp |
| 2015-12-31 | 8.60% | ILA749.83 Million ≈ $2.01 Million |
ILA8.72 Billion ≈ $23.38 Million |
-0.56pp |
| 2014-12-31 | 9.16% | ILA779.15 Million ≈ $2.09 Million |
ILA8.50 Billion ≈ $22.80 Million |
+5.20pp |
| 2013-12-31 | 3.96% | ILA304.34 Million ≈ $815.92K |
ILA7.68 Billion ≈ $20.59 Million |
+1.83pp |
| 2012-12-31 | 2.14% | ILA152.68 Million ≈ $409.32K |
ILA7.14 Billion ≈ $19.15 Million |
-4.97pp |
| 2011-12-31 | 7.10% | ILA489.57 Million ≈ $1.31 Million |
ILA6.89 Billion ≈ $18.48 Million |
-0.97pp |
| 2010-12-31 | 8.07% | ILA532.04 Million ≈ $1.43 Million |
ILA6.59 Billion ≈ $17.68 Million |
+2.81pp |
| 2009-12-31 | 5.26% | ILA330.27 Million ≈ $885.46K |
ILA6.28 Billion ≈ $16.84 Million |
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About Direct Finance TA
Direct Finance of Direct Group (2006) Ltd operates in the consumer credit sector. Its loan portfolio includes loans for the purchase of vehicles, loans backed by liens on vehicles, loans backed by residential real estate, and loans for the purchase of residential apartments. The company was incorporated in 2006 and is based in Petah Tikva, Israel.