Direct Finance TA - Asset Resilience Ratio
Direct Finance TA (DIFI) has an Asset Resilience Ratio of 0.01% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Direct Finance TA current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2022)
This chart shows how Direct Finance TA's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Direct Finance TA's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down Direct Finance TA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore DIFI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA1.00 Million | 0.01% |
| Total Liquid Assets | ILA1.00 Million | 0.01% |
Asset Resilience Insights
- Limited Liquidity: Direct Finance TA maintains only 0.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Direct Finance TA Industry Peers by Asset Resilience Ratio
Compare Direct Finance TA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Direct Finance TA (2009–2022)
The table below shows the annual Asset Resilience Ratio data for Direct Finance TA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 0.03% | ILA1.99 Million ≈ $5.33K |
ILA6.74 Billion ≈ $18.08 Million |
-48.74pp |
| 2018-12-31 | 48.77% | ILA961.27 Million ≈ $2.58 Million |
ILA1.97 Billion ≈ $5.28 Million |
+16.20pp |
| 2017-12-31 | 32.57% | ILA579.38 Million ≈ $1.55 Million |
ILA1.78 Billion ≈ $4.77 Million |
+22.53pp |
| 2016-12-31 | 10.03% | ILA1.01 Billion ≈ $2.71 Million |
ILA10.06 Billion ≈ $26.97 Million |
+1.44pp |
| 2015-12-31 | 8.60% | ILA749.83 Million ≈ $2.01 Million |
ILA8.72 Billion ≈ $23.38 Million |
-0.56pp |
| 2014-12-31 | 9.16% | ILA779.15 Million ≈ $2.09 Million |
ILA8.50 Billion ≈ $22.80 Million |
+5.20pp |
| 2013-12-31 | 3.96% | ILA304.34 Million ≈ $815.92K |
ILA7.68 Billion ≈ $20.59 Million |
+1.83pp |
| 2012-12-31 | 2.14% | ILA152.68 Million ≈ $409.32K |
ILA7.14 Billion ≈ $19.15 Million |
-4.97pp |
| 2011-12-31 | 7.10% | ILA489.57 Million ≈ $1.31 Million |
ILA6.89 Billion ≈ $18.48 Million |
-0.97pp |
| 2010-12-31 | 8.07% | ILA532.04 Million ≈ $1.43 Million |
ILA6.59 Billion ≈ $17.68 Million |
+2.81pp |
| 2009-12-31 | 5.26% | ILA330.27 Million ≈ $885.46K |
ILA6.28 Billion ≈ $16.84 Million |
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About Direct Finance TA
Direct Finance of Direct Group (2006) Ltd operates in the consumer credit sector. Its loan portfolio includes loans for the purchase of vehicles, loans backed by liens on vehicles, loans backed by residential real estate, and loans for the purchase of residential apartments. The company was incorporated in 2006 and is based in Petah Tikva, Israel.