Chang Hwa Commercial Bank Ltd - Asset Resilience Ratio
Chang Hwa Commercial Bank Ltd (2801) has an Asset Resilience Ratio of -10.38% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Chang Hwa Commercial Bank Ltd total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2019)
This chart shows how Chang Hwa Commercial Bank Ltd's Asset Resilience Ratio has changed over time. See 2801 net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Chang Hwa Commercial Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 2801 company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-322.09 Billion | -10.38% |
| Total Liquid Assets | NT$-322.09 Billion | -10.38% |
Asset Resilience Insights
- Limited Liquidity: Chang Hwa Commercial Bank Ltd maintains only -10.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Chang Hwa Commercial Bank Ltd Industry Peers by Asset Resilience Ratio
Compare Chang Hwa Commercial Bank Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Chang Hwa Commercial Bank Ltd (2005–2019)
The table below shows the annual Asset Resilience Ratio data for Chang Hwa Commercial Bank Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 2.09% | NT$44.67 Billion ≈ $1.41 Billion |
NT$2.14 Trillion ≈ $67.28 Billion |
-0.85pp |
| 2018-12-31 | 2.94% | NT$61.30 Billion ≈ $1.93 Billion |
NT$2.08 Trillion ≈ $65.59 Billion |
+1.51pp |
| 2017-12-31 | 1.44% | NT$29.28 Billion ≈ $922.63 Million |
NT$2.04 Trillion ≈ $64.15 Billion |
+0.45pp |
| 2016-12-31 | 0.98% | NT$19.73 Billion ≈ $621.53 Million |
NT$2.01 Trillion ≈ $63.17 Billion |
-0.36pp |
| 2015-12-31 | 1.35% | NT$25.67 Billion ≈ $808.73 Million |
NT$1.91 Trillion ≈ $60.06 Billion |
-6.10pp |
| 2014-12-31 | 7.44% | NT$135.13 Billion ≈ $4.26 Billion |
NT$1.82 Trillion ≈ $57.21 Billion |
+2.65pp |
| 2013-12-31 | 4.79% | NT$81.41 Billion ≈ $2.56 Billion |
NT$1.70 Trillion ≈ $53.56 Billion |
+1.62pp |
| 2012-12-31 | 3.17% | NT$51.11 Billion ≈ $1.61 Billion |
NT$1.61 Trillion ≈ $50.84 Billion |
-8.64pp |
| 2011-12-31 | 11.81% | NT$188.33 Billion ≈ $5.93 Billion |
NT$1.59 Trillion ≈ $50.24 Billion |
-3.20pp |
| 2010-12-31 | 15.01% | NT$225.67 Billion ≈ $7.11 Billion |
NT$1.50 Trillion ≈ $47.35 Billion |
-3.44pp |
| 2009-12-31 | 18.45% | NT$272.25 Billion ≈ $8.58 Billion |
NT$1.48 Trillion ≈ $46.48 Billion |
+4.39pp |
| 2008-12-31 | 14.07% | NT$196.48 Billion ≈ $6.19 Billion |
NT$1.40 Trillion ≈ $44.01 Billion |
+1.29pp |
| 2007-12-31 | 12.77% | NT$167.52 Billion ≈ $5.28 Billion |
NT$1.31 Trillion ≈ $41.32 Billion |
-1.98pp |
| 2006-12-31 | 14.75% | NT$199.95 Billion ≈ $6.30 Billion |
NT$1.36 Trillion ≈ $42.71 Billion |
-3.44pp |
| 2005-12-31 | 18.19% | NT$246.68 Billion ≈ $7.77 Billion |
NT$1.36 Trillion ≈ $42.73 Billion |
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About Chang Hwa Commercial Bank Ltd
Chang Hwa Commercial Bank, Ltd., together with its subsidiaries, provides commercial banking products and services in Taiwan and internationally. It offers checking, demand, time, omnibus, and savings deposits, as well as foreign services, including currency deposit, negotiable certificates of deposit; and remittances, and credit and debit cards. The company also provides insurance products; synd… Read more