Chang Hwa Commercial Bank Ltd - Asset Resilience Ratio
Chang Hwa Commercial Bank Ltd (2801) has an Asset Resilience Ratio of -10.38% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 2801 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2019)
This chart shows how Chang Hwa Commercial Bank Ltd's Asset Resilience Ratio has changed over time. See Chang Hwa Commercial Bank Ltd balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Chang Hwa Commercial Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 2801 company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-322.09 Billion | -10.38% |
| Total Liquid Assets | NT$-322.09 Billion | -10.38% |
Asset Resilience Insights
- Limited Liquidity: Chang Hwa Commercial Bank Ltd maintains only -10.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Chang Hwa Commercial Bank Ltd Industry Peers by Asset Resilience Ratio
Compare Chang Hwa Commercial Bank Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Chang Hwa Commercial Bank Ltd (2005–2019)
The table below shows the annual Asset Resilience Ratio data for Chang Hwa Commercial Bank Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 2.09% | NT$44.67 Billion ≈ $1.41 Billion |
NT$2.14 Trillion ≈ $67.28 Billion |
-0.85pp |
| 2018-12-31 | 2.94% | NT$61.30 Billion ≈ $1.93 Billion |
NT$2.08 Trillion ≈ $65.59 Billion |
+1.51pp |
| 2017-12-31 | 1.44% | NT$29.28 Billion ≈ $922.63 Million |
NT$2.04 Trillion ≈ $64.15 Billion |
+0.45pp |
| 2016-12-31 | 0.98% | NT$19.73 Billion ≈ $621.53 Million |
NT$2.01 Trillion ≈ $63.17 Billion |
-0.36pp |
| 2015-12-31 | 1.35% | NT$25.67 Billion ≈ $808.73 Million |
NT$1.91 Trillion ≈ $60.06 Billion |
-6.10pp |
| 2014-12-31 | 7.44% | NT$135.13 Billion ≈ $4.26 Billion |
NT$1.82 Trillion ≈ $57.21 Billion |
+2.65pp |
| 2013-12-31 | 4.79% | NT$81.41 Billion ≈ $2.56 Billion |
NT$1.70 Trillion ≈ $53.56 Billion |
+1.62pp |
| 2012-12-31 | 3.17% | NT$51.11 Billion ≈ $1.61 Billion |
NT$1.61 Trillion ≈ $50.84 Billion |
-8.64pp |
| 2011-12-31 | 11.81% | NT$188.33 Billion ≈ $5.93 Billion |
NT$1.59 Trillion ≈ $50.24 Billion |
-3.20pp |
| 2010-12-31 | 15.01% | NT$225.67 Billion ≈ $7.11 Billion |
NT$1.50 Trillion ≈ $47.35 Billion |
-3.44pp |
| 2009-12-31 | 18.45% | NT$272.25 Billion ≈ $8.58 Billion |
NT$1.48 Trillion ≈ $46.48 Billion |
+4.39pp |
| 2008-12-31 | 14.07% | NT$196.48 Billion ≈ $6.19 Billion |
NT$1.40 Trillion ≈ $44.01 Billion |
+1.29pp |
| 2007-12-31 | 12.77% | NT$167.52 Billion ≈ $5.28 Billion |
NT$1.31 Trillion ≈ $41.32 Billion |
-1.98pp |
| 2006-12-31 | 14.75% | NT$199.95 Billion ≈ $6.30 Billion |
NT$1.36 Trillion ≈ $42.71 Billion |
-3.44pp |
| 2005-12-31 | 18.19% | NT$246.68 Billion ≈ $7.77 Billion |
NT$1.36 Trillion ≈ $42.73 Billion |
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About Chang Hwa Commercial Bank Ltd
Chang Hwa Commercial Bank, Ltd., together with its subsidiaries, provides commercial banking products and services in Taiwan and internationally. The company offers deposit products, including checking, demand, time, omnibus, and savings deposits, as well as foreign services, including currency deposit, negotiable certificates of deposit; remittances; and credit and debit cards. It also provides … Read more