Taichung Commercial Bank Co Ltd - Asset Resilience Ratio
Taichung Commercial Bank Co Ltd (2812) has an Asset Resilience Ratio of -23.97% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read 2812 current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2019)
This chart shows how Taichung Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See net assets of Taichung Commercial Bank Co Ltd for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Taichung Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Taichung Commercial Bank Co Ltd stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-218.02 Billion | -23.97% |
| Total Liquid Assets | NT$-218.02 Billion | -23.97% |
Asset Resilience Insights
- Limited Liquidity: Taichung Commercial Bank Co Ltd maintains only -23.97% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Taichung Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio
Compare Taichung Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Taichung Commercial Bank Co Ltd (2005–2019)
The table below shows the annual Asset Resilience Ratio data for Taichung Commercial Bank Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 1.50% | NT$10.26 Billion ≈ $323.14 Million |
NT$682.69 Billion ≈ $21.51 Billion |
+0.16pp |
| 2018-12-31 | 1.35% | NT$9.29 Billion ≈ $292.82 Million |
NT$690.83 Billion ≈ $21.77 Billion |
-0.49pp |
| 2017-12-31 | 1.84% | NT$12.18 Billion ≈ $383.84 Million |
NT$663.02 Billion ≈ $20.89 Billion |
-7.59pp |
| 2016-12-31 | 9.43% | NT$59.15 Billion ≈ $1.86 Billion |
NT$627.10 Billion ≈ $19.76 Billion |
-1.79pp |
| 2015-12-31 | 11.23% | NT$64.63 Billion ≈ $2.04 Billion |
NT$575.63 Billion ≈ $18.14 Billion |
-3.63pp |
| 2014-12-31 | 14.86% | NT$78.75 Billion ≈ $2.48 Billion |
NT$530.05 Billion ≈ $16.70 Billion |
+13.94pp |
| 2013-12-31 | 0.92% | NT$4.55 Billion ≈ $143.38 Million |
NT$496.24 Billion ≈ $15.63 Billion |
-14.12pp |
| 2012-12-31 | 15.03% | NT$66.90 Billion ≈ $2.11 Billion |
NT$444.94 Billion ≈ $14.02 Billion |
-4.16pp |
| 2011-12-31 | 19.19% | NT$73.76 Billion ≈ $2.32 Billion |
NT$384.27 Billion ≈ $12.11 Billion |
-0.83pp |
| 2010-12-31 | 20.03% | NT$68.14 Billion ≈ $2.15 Billion |
NT$340.26 Billion ≈ $10.72 Billion |
-0.17pp |
| 2009-12-31 | 20.20% | NT$62.48 Billion ≈ $1.97 Billion |
NT$309.36 Billion ≈ $9.75 Billion |
+2.20pp |
| 2008-12-31 | 17.99% | NT$51.30 Billion ≈ $1.62 Billion |
NT$285.13 Billion ≈ $8.98 Billion |
+1.98pp |
| 2007-12-31 | 16.01% | NT$42.03 Billion ≈ $1.32 Billion |
NT$262.58 Billion ≈ $8.27 Billion |
+13.21pp |
| 2005-12-31 | 2.80% | NT$7.32 Billion ≈ $230.53 Million |
NT$261.48 Billion ≈ $8.24 Billion |
-- |
About Taichung Commercial Bank Co Ltd
Taichung Commercial Bank Co., Ltd., together with its subsidiaries, provides various banking products and services in Taiwan, rest of Asia, and America. The company offers various deposit products, such as savings accounts and time deposit accounts, as well as ATM card services; and foreign currency services, including foreign currency demand deposits, cash, travel checks, and remittances. It als… Read more