Taichung Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of June 2024: -23.97%

Taichung Commercial Bank Co Ltd (2812) has an Asset Resilience Ratio of -23.97% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 2812 strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

NT$-218.02 Billion
≈ $-6.87 Billion USD Cash + Short-term Investments

Total Assets

NT$909.59 Billion
≈ $28.66 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2005–2019)

This chart shows how Taichung Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. See Taichung Commercial Bank Co Ltd balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Taichung Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Taichung Commercial Bank Co Ltd stock valuation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents NT$0.00 0%
Short-term Investments NT$-218.02 Billion -23.97%
Total Liquid Assets NT$-218.02 Billion -23.97%

Asset Resilience Insights

  • Limited Liquidity: Taichung Commercial Bank Co Ltd maintains only -23.97% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Taichung Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Taichung Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
BNP Paribas SA
PA:BNP
Banks - Regional 17.67%
CIMB Group Holdings Bhd
KLSE:1023
Banks - Regional 1.96%
Hua Xia Bank Co Ltd
SHG:600015
Banks - Regional 4.86%
Grupo Security
SN:SECURITY
Banks - Regional 0.15%
Bank Mestika Dharma Tbk
JK:BBMD
Banks - Regional -6.51%
Bank Multiarta Sentosa PT
JK:MASB
Banks - Regional 1.29%
Bank Ochrony Środowiska SA
WAR:BOS
Banks - Regional 8.84%
Bank Capital Indonesia Tbk
JK:BACA
Banks - Regional -22.83%

Annual Asset Resilience Ratio for Taichung Commercial Bank Co Ltd (2005–2019)

The table below shows the annual Asset Resilience Ratio data for Taichung Commercial Bank Co Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2019-12-31 1.50% NT$10.26 Billion
≈ $323.14 Million
NT$682.69 Billion
≈ $21.51 Billion
+0.16pp
2018-12-31 1.35% NT$9.29 Billion
≈ $292.82 Million
NT$690.83 Billion
≈ $21.77 Billion
-0.49pp
2017-12-31 1.84% NT$12.18 Billion
≈ $383.84 Million
NT$663.02 Billion
≈ $20.89 Billion
-7.59pp
2016-12-31 9.43% NT$59.15 Billion
≈ $1.86 Billion
NT$627.10 Billion
≈ $19.76 Billion
-1.79pp
2015-12-31 11.23% NT$64.63 Billion
≈ $2.04 Billion
NT$575.63 Billion
≈ $18.14 Billion
-3.63pp
2014-12-31 14.86% NT$78.75 Billion
≈ $2.48 Billion
NT$530.05 Billion
≈ $16.70 Billion
+13.94pp
2013-12-31 0.92% NT$4.55 Billion
≈ $143.38 Million
NT$496.24 Billion
≈ $15.63 Billion
-14.12pp
2012-12-31 15.03% NT$66.90 Billion
≈ $2.11 Billion
NT$444.94 Billion
≈ $14.02 Billion
-4.16pp
2011-12-31 19.19% NT$73.76 Billion
≈ $2.32 Billion
NT$384.27 Billion
≈ $12.11 Billion
-0.83pp
2010-12-31 20.03% NT$68.14 Billion
≈ $2.15 Billion
NT$340.26 Billion
≈ $10.72 Billion
-0.17pp
2009-12-31 20.20% NT$62.48 Billion
≈ $1.97 Billion
NT$309.36 Billion
≈ $9.75 Billion
+2.20pp
2008-12-31 17.99% NT$51.30 Billion
≈ $1.62 Billion
NT$285.13 Billion
≈ $8.98 Billion
+1.98pp
2007-12-31 16.01% NT$42.03 Billion
≈ $1.32 Billion
NT$262.58 Billion
≈ $8.27 Billion
+13.21pp
2005-12-31 2.80% NT$7.32 Billion
≈ $230.53 Million
NT$261.48 Billion
≈ $8.24 Billion
--
pp = percentage points

About Taichung Commercial Bank Co Ltd

TW:2812 Taiwan Banks - Regional
Market Cap
$3.77 Billion
NT$119.53 Billion TWD
Market Cap Rank
#4355 Global
#127 in Taiwan
Share Price
NT$19.85
Change (1 day)
+0.51%
52-Week Range
NT$18.40 - NT$23.85
All Time High
NT$23.85
About

Taichung Commercial Bank Co., Ltd., together with its subsidiaries, provides various banking products and services in Taiwan, rest of Asia, and America. The company offers various deposit products, such as savings accounts and time deposit accounts, as well as ATM card services; and foreign currency services, including foreign currency demand deposits, cash, travel checks, and remittances. It als… Read more