Shanghai Commercial & Savings Bank Ltd - Asset Resilience Ratio
Shanghai Commercial & Savings Bank Ltd (5876) has an Asset Resilience Ratio of -27.14% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Shanghai Commercial & Savings Bank Ltd carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2023)
This chart shows how Shanghai Commercial & Savings Bank Ltd's Asset Resilience Ratio has changed over time. See 5876 book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Shanghai Commercial & Savings Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Shanghai Commercial & Savings Bank Ltd (5876) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-665.01 Billion | -27.14% |
| Total Liquid Assets | NT$-665.01 Billion | -27.14% |
Asset Resilience Insights
- Limited Liquidity: Shanghai Commercial & Savings Bank Ltd maintains only -27.14% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Shanghai Commercial & Savings Bank Ltd Industry Peers by Asset Resilience Ratio
Compare Shanghai Commercial & Savings Bank Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Shanghai Commercial & Savings Bank Ltd (2005–2023)
The table below shows the annual Asset Resilience Ratio data for Shanghai Commercial & Savings Bank Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -15.89% | NT$-385.08 Billion ≈ $-12.13 Billion |
NT$2.42 Trillion ≈ $76.35 Billion |
-15.91pp |
| 2018-12-31 | 0.02% | NT$438.02 Million ≈ $13.80 Million |
NT$1.89 Trillion ≈ $59.62 Billion |
+0.01pp |
| 2017-12-31 | 0.01% | NT$195.06 Million ≈ $6.15 Million |
NT$1.73 Trillion ≈ $54.61 Billion |
-1.21pp |
| 2016-12-31 | 1.22% | NT$20.15 Billion ≈ $634.79 Million |
NT$1.65 Trillion ≈ $51.89 Billion |
+0.59pp |
| 2015-12-31 | 0.63% | NT$10.25 Billion ≈ $322.79 Million |
NT$1.62 Trillion ≈ $51.19 Billion |
-1.85pp |
| 2014-12-31 | 2.48% | NT$38.26 Billion ≈ $1.21 Billion |
NT$1.54 Trillion ≈ $48.59 Billion |
+0.38pp |
| 2013-12-31 | 2.10% | NT$30.19 Billion ≈ $951.11 Million |
NT$1.44 Trillion ≈ $45.24 Billion |
+0.22pp |
| 2012-12-31 | 1.88% | NT$25.19 Billion ≈ $793.60 Million |
NT$1.34 Trillion ≈ $42.20 Billion |
-0.05pp |
| 2011-12-31 | 1.93% | NT$24.38 Billion ≈ $767.98 Million |
NT$1.26 Trillion ≈ $39.82 Billion |
+1.67pp |
| 2010-12-31 | 0.26% | NT$2.86 Billion ≈ $90.08 Million |
NT$1.12 Trillion ≈ $35.25 Billion |
+0.14pp |
| 2009-12-31 | 0.11% | NT$1.23 Billion ≈ $38.60 Million |
NT$1.08 Trillion ≈ $34.14 Billion |
-0.08pp |
| 2008-12-31 | 0.19% | NT$2.00 Billion ≈ $63.08 Million |
NT$1.06 Trillion ≈ $33.48 Billion |
+0.02pp |
| 2007-12-31 | 0.16% | NT$1.66 Billion ≈ $52.35 Million |
NT$1.01 Trillion ≈ $31.74 Billion |
-0.30pp |
| 2006-12-31 | 0.47% | NT$4.13 Billion ≈ $130.13 Million |
NT$879.05 Billion ≈ $27.69 Billion |
-0.62pp |
| 2005-12-31 | 1.09% | NT$8.61 Billion ≈ $271.39 Million |
NT$791.23 Billion ≈ $24.93 Billion |
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About Shanghai Commercial & Savings Bank Ltd
The Shanghai Commercial & Savings Bank, Ltd. provides various commercial banking services. It offers time, savings, demand, checking, and negotiable certificate of deposit accounts, as well as remittance services; and corporate and personal finance. The company also provides credit cards, ATMs, and internet and mobile banking services. In addition, it offers traveling, human resources, insurance … Read more