Shanghai Commercial & Savings Bank Ltd - Asset Resilience Ratio

Latest as of June 2024: -27.14%

Shanghai Commercial & Savings Bank Ltd (5876) has an Asset Resilience Ratio of -27.14% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Shanghai Commercial & Savings Bank Ltd to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

NT$-665.01 Billion

≈ $-20.95 Billion USD Cash + Short-term Investments

Total Assets

NT$2.45 Trillion

≈ $77.20 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how Shanghai Commercial & Savings Bank Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see 5876 total asset value.

Liquid Assets Composition Over Time

This chart breaks down Shanghai Commercial & Savings Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Shanghai Commercial & Savings Bank Ltd to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	NT$0.00	0%
Short-term Investments	NT$-665.01 Billion	-27.14%
Total Liquid Assets	NT$-665.01 Billion	-27.14%

Asset Resilience Insights

Limited Liquidity: Shanghai Commercial & Savings Bank Ltd maintains only -27.14% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Shanghai Commercial & Savings Bank Ltd Industry Peers by Asset Resilience Ratio

Compare Shanghai Commercial & Savings Bank Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Shanghai Commercial & Savings Bank Ltd (2005–2025)

The table below shows the annual Asset Resilience Ratio data for Shanghai Commercial & Savings Bank Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.32%	NT$32.18 Billion ≈ $1.01 Billion	NT$2.44 Trillion ≈ $76.89 Billion	+17.21pp
2023-12-31	-15.89%	NT$-385.08 Billion ≈ $-12.13 Billion	NT$2.42 Trillion ≈ $76.35 Billion	-15.91pp
2018-12-31	0.02%	NT$438.02 Million ≈ $13.80 Million	NT$1.89 Trillion ≈ $59.62 Billion	+0.01pp
2017-12-31	0.01%	NT$195.06 Million ≈ $6.15 Million	NT$1.73 Trillion ≈ $54.61 Billion	-1.21pp
2016-12-31	1.22%	NT$20.15 Billion ≈ $634.79 Million	NT$1.65 Trillion ≈ $51.89 Billion	+0.59pp
2015-12-31	0.63%	NT$10.25 Billion ≈ $322.79 Million	NT$1.62 Trillion ≈ $51.19 Billion	-1.85pp
2014-12-31	2.48%	NT$38.26 Billion ≈ $1.21 Billion	NT$1.54 Trillion ≈ $48.59 Billion	+0.38pp
2013-12-31	2.10%	NT$30.19 Billion ≈ $951.11 Million	NT$1.44 Trillion ≈ $45.24 Billion	+0.22pp
2012-12-31	1.88%	NT$25.19 Billion ≈ $793.60 Million	NT$1.34 Trillion ≈ $42.20 Billion	-0.05pp
2011-12-31	1.93%	NT$24.38 Billion ≈ $767.98 Million	NT$1.26 Trillion ≈ $39.82 Billion	+1.67pp
2010-12-31	0.26%	NT$2.86 Billion ≈ $90.08 Million	NT$1.12 Trillion ≈ $35.25 Billion	+0.14pp
2009-12-31	0.11%	NT$1.23 Billion ≈ $38.60 Million	NT$1.08 Trillion ≈ $34.14 Billion	-0.08pp
2008-12-31	0.19%	NT$2.00 Billion ≈ $63.08 Million	NT$1.06 Trillion ≈ $33.48 Billion	+0.02pp
2007-12-31	0.16%	NT$1.66 Billion ≈ $52.35 Million	NT$1.01 Trillion ≈ $31.74 Billion	-0.30pp
2006-12-31	0.47%	NT$4.13 Billion ≈ $130.13 Million	NT$879.05 Billion ≈ $27.69 Billion	-0.62pp
2005-12-31	1.09%	NT$8.61 Billion ≈ $271.39 Million	NT$791.23 Billion ≈ $24.93 Billion	--

pp = percentage points

About Shanghai Commercial & Savings Bank Ltd

TW:5876 Taiwan Banks - Regional

Market Cap

$7.68 Billion

NT$243.72 Billion TWD

Market Cap Rank

#2708 Global

#77 in Taiwan

Share Price

NT$49.75

Change (1 day)

-0.10%

52-Week Range

NT$38.40 - NT$49.90

All Time High

NT$53.00