Hotai Finance Corp - Asset Resilience Ratio

Latest as of September 2025: 1.77%

Hotai Finance Corp (6592) has an Asset Resilience Ratio of 1.77% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Hotai Finance Corp carry for a breakdown of total debt and financial obligations.

Liquid Assets

NT$5.70 Billion

≈ $179.53 Million USD Cash + Short-term Investments

Total Assets

NT$322.57 Billion

≈ $10.16 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Hotai Finance Corp's Asset Resilience Ratio has changed over time. See 6592 total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Hotai Finance Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Hotai Finance Corp stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	NT$0.00	0%
Short-term Investments	NT$5.70 Billion	1.77%
Total Liquid Assets	NT$5.70 Billion	1.77%

Asset Resilience Insights

Limited Liquidity: Hotai Finance Corp maintains only 1.77% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Hotai Finance Corp Industry Peers by Asset Resilience Ratio

Compare Hotai Finance Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Hotai Finance Corp (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Hotai Finance Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.05%	NT$157.93 Million ≈ $4.98 Million	NT$328.18 Billion ≈ $10.34 Billion	-0.11pp
2023-12-31	0.16%	NT$506.02 Million ≈ $15.94 Million	NT$312.14 Billion ≈ $9.83 Billion	-0.10pp
2022-12-31	0.26%	NT$673.12 Million ≈ $21.21 Million	NT$255.37 Billion ≈ $8.05 Billion	+0.05pp
2021-12-31	0.22%	NT$439.16 Million ≈ $13.84 Million	NT$201.56 Billion ≈ $6.35 Billion	-0.01pp
2020-12-31	0.23%	NT$365.27 Million ≈ $11.51 Million	NT$159.01 Billion ≈ $5.01 Billion	+0.17pp
2019-12-31	0.06%	NT$74.60 Million ≈ $2.35 Million	NT$133.35 Billion ≈ $4.20 Billion	-0.40pp
2018-12-31	0.45%	NT$553.47 Million ≈ $17.44 Million	NT$122.26 Billion ≈ $3.85 Billion	-0.05pp
2017-12-31	0.51%	NT$555.42 Million ≈ $17.50 Million	NT$109.53 Billion ≈ $3.45 Billion	+0.51pp
2016-12-31	0.00%	NT$1.20 Million ≈ $37.81K	NT$95.72 Billion ≈ $3.02 Billion	--

pp = percentage points

About Hotai Finance Corp

TW:6592 Taiwan Credit Services

Market Cap

$1.20 Billion

NT$38.14 Billion TWD

Market Cap Rank

#8332 Global

#258 in Taiwan

Share Price

NT$61.20

Change (1 day)

-1.45%

52-Week Range

NT$56.80 - NT$72.60

All Time High

NT$512.69