Kredyt Inkaso SA - Asset Resilience Ratio

Latest as of September 2023: 0.10%

Kredyt Inkaso SA (KRI) has an Asset Resilience Ratio of 0.10% as of September 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See KRI working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

zł823.00K

≈ $226.50K USD Cash + Short-term Investments

Total Assets

zł790.01 Million

≈ $217.42 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2022)

This chart shows how Kredyt Inkaso SA's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Kredyt Inkaso SA asset portfolio.

Liquid Assets Composition Over Time

This chart breaks down Kredyt Inkaso SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read total liabilities of Kredyt Inkaso SA for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł823.00K	0.1%
Total Liquid Assets	zł823.00K	0.10%

Asset Resilience Insights

Limited Liquidity: Kredyt Inkaso SA maintains only 0.10% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Kredyt Inkaso SA Industry Peers by Asset Resilience Ratio

Compare Kredyt Inkaso SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Kredyt Inkaso SA (2012–2022)

The table below shows the annual Asset Resilience Ratio data for Kredyt Inkaso SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2022-12-31	0.16%	zł1.12 Million ≈ $307.69K	zł696.41 Million ≈ $191.66 Million	+0.08pp
2021-12-31	0.08%	zł587.00K ≈ $161.55K	zł733.29 Million ≈ $201.81 Million	+0.02pp
2020-12-31	0.06%	zł460.00K ≈ $126.60K	zł764.60 Million ≈ $210.43 Million	+0.01pp
2019-12-31	0.05%	zł351.00K ≈ $96.60K	zł768.54 Million ≈ $211.51 Million	+0.02pp
2018-12-31	0.03%	zł235.00K ≈ $64.68K	zł886.69 Million ≈ $244.03 Million	-0.67pp
2017-12-31	0.69%	zł5.74 Million ≈ $1.58 Million	zł828.72 Million ≈ $228.07 Million	-63.85pp
2016-12-31	64.54%	zł537.33 Million ≈ $147.88 Million	zł832.55 Million ≈ $229.13 Million	+0.54pp
2015-12-31	64.00%	zł422.96 Million ≈ $116.40 Million	zł660.84 Million ≈ $181.87 Million	+22.73pp
2014-12-31	41.27%	zł160.52 Million ≈ $44.18 Million	zł388.95 Million ≈ $107.05 Million	+21.07pp
2013-12-31	20.20%	zł75.34 Million ≈ $20.73 Million	zł373.00 Million ≈ $102.66 Million	-4.88pp
2012-12-31	25.07%	zł100.79 Million ≈ $27.74 Million	zł401.95 Million ≈ $110.62 Million	--

pp = percentage points

About Kredyt Inkaso SA

WAR:KRI Poland Credit Services

Market Cap

$61.76 Million

zł224.41 Million PLN

Market Cap Rank

#21164 Global

#180 in Poland

Share Price

zł17.40

Change (1 day)

+0.00%

52-Week Range

zł17.40 - zł17.40

All Time High

zł27.00