Postal Savings Bank of China Co Ltd (3YB) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.053x

Based on the latest financial reports, Postal Savings Bank of China Co Ltd (3YB) has a cash flow conversion efficiency ratio of 0.053x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€62.08 Billion ≈ $72.58 Billion USD) by net assets (€1.16 Trillion ≈ $1.36 Trillion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See 3YB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Postal Savings Bank of China Co Ltd - Cash Flow Conversion Efficiency Trend (2017–2025)

This chart illustrates how Postal Savings Bank of China Co Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Postal Savings Bank of China Co Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Postal Savings Bank of China Co Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
TURKIYE GARANTI BANKASI AS F:GBKB	0.075x
Nio Inc Class A ADR NYSE:NIO	-0.754x
Embraer S.A. SA:EMBR3	-0.021x
Gfl Environmental Holdings Inc TO:GFL	0.021x
Bankinter MC:BKT	0.007x
Societatea Nationala de Gaze Naturale Romgaz SA RO:SNG	0.033x
Penumbra Inc NYSE:PEN	0.059x
Jindal Steel & Power Limited NSE:JINDALSTEL	0.065x

Annual Cash Flow Conversion Efficiency for Postal Savings Bank of China Co Ltd (2017–2025)

The table below shows the annual cash flow conversion efficiency of Postal Savings Bank of China Co Ltd from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see market value of Postal Savings Bank of China Co Ltd.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	€1.16 Trillion ≈ $1.36 Trillion	€412.06 Billion ≈ $481.74 Billion	0.355x	-7.94%
2024-12-31	€1.03 Trillion ≈ $1.21 Trillion	€397.28 Billion ≈ $464.46 Billion	0.385x	+39.89%
2023-12-31	€956.62 Billion ≈ $1.12 Trillion	€263.34 Billion ≈ $307.87 Billion	0.275x	+127.93%
2022-12-31	€825.81 Billion ≈ $965.46 Billion	€-813.87 Billion ≈ $-951.50 Billion	-0.986x	+16.71%
2021-12-31	€795.55 Billion ≈ $930.08 Billion	€-941.36 Billion ≈ $-1.10 Trillion	-1.183x	+10.43%
2020-12-31	€672.93 Billion ≈ $786.73 Billion	€-888.98 Billion ≈ $-1.04 Trillion	-1.321x	-17.77%
2019-12-31	€544.88 Billion ≈ $637.02 Billion	€-611.23 Billion ≈ $-714.59 Billion	-1.122x	-388.98%
2018-12-31	€475.31 Billion ≈ $555.69 Billion	€184.50 Billion ≈ $215.71 Billion	0.388x	+117.77%
2017-12-31	€431.36 Billion ≈ $504.30 Billion	€-942.46 Billion ≈ $-1.10 Trillion	-2.185x	--

About Postal Savings Bank of China Co Ltd

F:3YB Germany Banks - Regional

Market Cap

$12.50 Billion

€10.69 Billion EUR

Market Cap Rank

#1908 Global

#394 in Germany

Share Price

€0.54

Change (1 day)

-0.96%

52-Week Range

€0.52 - €0.64

All Time High

€0.64