Postal Savings Bank of China Co Ltd (3YB) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.053x

Based on the latest financial reports, Postal Savings Bank of China Co Ltd (3YB) has a cash flow conversion efficiency ratio of 0.053x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€62.08 Billion ≈ $72.58 Billion USD) by net assets (€1.16 Trillion ≈ $1.36 Trillion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Postal Savings Bank of China Co Ltd balance sheet independence to measure how much of total assets are equity-financed.

Postal Savings Bank of China Co Ltd - Cash Flow Conversion Efficiency Trend (2017–2025)

This chart illustrates how Postal Savings Bank of China Co Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Postal Savings Bank of China Co Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Postal Savings Bank of China Co Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Postal Savings Bank of China Co Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Jeronimo Martins SGPS SA LS:JMT	0.198x
Investment AB Latour (publ) ST:LATO-B	0.021x
Smith & Nephew SNATS Inc NYSE:SNN	0.168x
Mueller Industries Inc NYSE:MLI	0.024x
Turkiye Petrol Rafinerileri AS IS:TUPRS	0.108x
Shanghai Electric Group Co Ltd SHG:601727	0.009x
SGH Ltd AU:SGH	0.144x
COLOPLAST SP.ADR 1/10 DK1 F:CBH	0.162x

Annual Cash Flow Conversion Efficiency for Postal Savings Bank of China Co Ltd (2017–2025)

The table below shows the annual cash flow conversion efficiency of Postal Savings Bank of China Co Ltd from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see Postal Savings Bank of China Co Ltd market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	€1.16 Trillion ≈ $1.36 Trillion	€412.06 Billion ≈ $481.74 Billion	0.355x	-7.94%
2024-12-31	€1.03 Trillion ≈ $1.21 Trillion	€397.28 Billion ≈ $464.46 Billion	0.385x	+39.89%
2023-12-31	€956.62 Billion ≈ $1.12 Trillion	€263.34 Billion ≈ $307.87 Billion	0.275x	+127.93%
2022-12-31	€825.81 Billion ≈ $965.46 Billion	€-813.87 Billion ≈ $-951.50 Billion	-0.986x	+16.71%
2021-12-31	€795.55 Billion ≈ $930.08 Billion	€-941.36 Billion ≈ $-1.10 Trillion	-1.183x	+10.43%
2020-12-31	€672.93 Billion ≈ $786.73 Billion	€-888.98 Billion ≈ $-1.04 Trillion	-1.321x	-17.77%
2019-12-31	€544.88 Billion ≈ $637.02 Billion	€-611.23 Billion ≈ $-714.59 Billion	-1.122x	-388.98%
2018-12-31	€475.31 Billion ≈ $555.69 Billion	€184.50 Billion ≈ $215.71 Billion	0.388x	+117.77%
2017-12-31	€431.36 Billion ≈ $504.30 Billion	€-942.46 Billion ≈ $-1.10 Trillion	-2.185x	--

About Postal Savings Bank of China Co Ltd

F:3YB Germany Banks - Regional

Market Cap

$12.74 Billion

€10.90 Billion EUR

Market Cap Rank

#1838 Global

#389 in Germany

Share Price

€0.55

Change (1 day)

-1.08%

52-Week Range

€0.50 - €0.64

All Time High

€0.64