ChoiceOne Financial Services Inc
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer lo… Read more
ChoiceOne Financial Services Inc (COFS) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of September 2025: 0.034x
Based on the latest financial reports, ChoiceOne Financial Services Inc (COFS) has a cash flow conversion efficiency ratio of 0.034x as of September 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($15.29 Million) by net assets ($449.62 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
ChoiceOne Financial Services Inc - Cash Flow Conversion Efficiency Trend (1994–2024)
This chart illustrates how ChoiceOne Financial Services Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
ChoiceOne Financial Services Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of ChoiceOne Financial Services Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Brilliance Technology Co Ltd
SHE:300542
|
-0.162x |
|
Shanghai Lili & Beauty Cosmetics Co Ltd
SHG:605136
|
-0.031x |
|
Chongqing Mas Sci&Tech
SHE:300275
|
0.015x |
|
Village Super Market Inc
NASDAQ:VLGEA
|
0.039x |
|
Vitalhub Corp
OTCQX:VHIBF
|
0.036x |
|
LX Semicon Co. Ltd
KQ:108320
|
0.018x |
|
International Tower Hill Mines Ltd
NYSE MKT:THM
|
0.038x |
|
China Publishing & Media Hldg
SHG:601949
|
0.023x |
Annual Cash Flow Conversion Efficiency for ChoiceOne Financial Services Inc (1994–2024)
The table below shows the annual cash flow conversion efficiency of ChoiceOne Financial Services Inc from 1994 to 2024.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $260.42 Million | $48.65 Million | 0.187x | -21.38% |
| 2023-12-31 | $195.63 Million | $46.48 Million | 0.238x | -10.87% |
| 2022-12-31 | $168.87 Million | $45.02 Million | 0.267x | +56.74% |
| 2021-12-31 | $221.67 Million | $37.70 Million | 0.170x | +355.90% |
| 2020-12-31 | $227.27 Million | $8.48 Million | 0.037x | -22.11% |
| 2019-12-31 | $192.14 Million | $9.20 Million | 0.048x | -61.28% |
| 2018-12-31 | $80.48 Million | $9.96 Million | 0.124x | +17.05% |
| 2017-12-31 | $76.55 Million | $8.09 Million | 0.106x | -30.66% |
| 2016-12-31 | $71.70 Million | $10.93 Million | 0.152x | +167.58% |
| 2015-12-31 | $69.84 Million | $3.98 Million | 0.057x | -49.55% |
| 2014-12-31 | $66.19 Million | $7.47 Million | 0.113x | -32.94% |
| 2013-12-31 | $61.56 Million | $10.36 Million | 0.168x | +5.65% |
| 2012-12-31 | $60.51 Million | $9.64 Million | 0.159x | -26.45% |
| 2011-12-31 | $57.90 Million | $12.54 Million | 0.217x | +27.56% |
| 2010-12-31 | $54.31 Million | $9.22 Million | 0.170x | -2.66% |
| 2009-12-31 | $52.93 Million | $9.23 Million | 0.174x | +25.94% |
| 2008-12-31 | $52.19 Million | $7.23 Million | 0.139x | +13.03% |
| 2007-12-31 | $53.14 Million | $6.51 Million | 0.123x | +188.13% |
| 2006-12-31 | $51.52 Million | $-7.17 Million | -0.139x | -178.83% |
| 2005-12-31 | $21.72 Million | $3.83 Million | 0.176x | -33.10% |
| 2004-12-31 | $21.07 Million | $5.56 Million | 0.264x | -0.95% |
| 2003-12-31 | $20.57 Million | $5.48 Million | 0.266x | +22.45% |
| 2002-12-31 | $19.36 Million | $4.21 Million | 0.217x | +53.37% |
| 2001-12-31 | $18.27 Million | $2.59 Million | 0.142x | -21.20% |
| 2000-12-31 | $17.59 Million | $3.17 Million | 0.180x | -2.73% |
| 1999-12-31 | $16.89 Million | $3.12 Million | 0.185x | +148.61% |
| 1998-12-31 | $16.14 Million | $1.20 Million | 0.074x | -75.00% |
| 1997-12-31 | $15.54 Million | $4.62 Million | 0.298x | +107.65% |
| 1996-12-31 | $14.54 Million | $2.08 Million | 0.143x | -10.59% |
| 1995-12-31 | $13.78 Million | $2.21 Million | 0.160x | -12.11% |
| 1994-12-31 | $12.88 Million | $2.35 Million | 0.182x | -- |