ChoiceOne Financial Services Inc Cash Flow Conversion Efficiency
ChoiceOne Financial Services Inc cash flow conversion efficiency. Based on the latest financial reports, ChoiceOne Financial Services Inc (COFS) has a cash flow conversion efficiency ratio of 0.030x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($14.03 Million) by net assets ($465.35 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of ChoiceOne Financial Services Inc (1994–2025)
Cash flow conversion efficiency of ChoiceOne Financial Services Inc from 1994 to 2025. This chart illustrates how ChoiceOne Financial Services Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View today's stock price for ChoiceOne Financial Services Inc for real-time trading data and today's change.
ChoiceOne Financial Services Inc Cash Flow Conversion Ratio Explained
ChoiceOne Financial Services Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
ChoiceOne Financial Services Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of ChoiceOne Financial Services Inc ranked by their cash flow conversion efficiency. Also see ChoiceOne Financial Services Inc market cap and net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Matrix Concepts Holdings Bhd
KLSE:5236
|
0.037x |
|
Guangzhou Jet Bio-Filtration Co Ltd
SHG:688026
|
0.038x |
|
Longmaster Information Tech
SHE:300288
|
-0.007x |
|
Ducgiang Chemicals & Detergent Powder Joint Co
VN:DGC
|
0.067x |
|
Innocean Worldwide Inc
KO:214320
|
0.061x |
|
Logan Energy Corp
V:LGN
|
0.019x |
|
Nanjing Central Emporium Group Stocks Co Ltd
SHG:600280
|
0.274x |
|
Sligro Food Group NV
AS:SLIGR
|
-0.090x |
Annual Cash Flow Conversion Efficiency for ChoiceOne Financial Services Inc (1994–2025)
The table below shows the annual cash flow conversion efficiency of ChoiceOne Financial Services Inc from 1994 to 2025. Review ChoiceOne Financial Services Inc free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $465.35 Million | $20.65 Million | 0.044x | -76.24% |
| 2024-12-31 | $260.42 Million | $48.65 Million | 0.187x | -21.38% |
| 2023-12-31 | $195.63 Million | $46.48 Million | 0.238x | -10.87% |
| 2022-12-31 | $168.87 Million | $45.02 Million | 0.267x | +56.74% |
| 2021-12-31 | $221.67 Million | $37.70 Million | 0.170x | +355.90% |
| 2020-12-31 | $227.27 Million | $8.48 Million | 0.037x | -22.11% |
| 2019-12-31 | $192.14 Million | $9.20 Million | 0.048x | -61.28% |
| 2018-12-31 | $80.48 Million | $9.96 Million | 0.124x | +17.05% |
| 2017-12-31 | $76.55 Million | $8.09 Million | 0.106x | -30.66% |
| 2016-12-31 | $71.70 Million | $10.93 Million | 0.152x | +167.58% |
| 2015-12-31 | $69.84 Million | $3.98 Million | 0.057x | -49.55% |
| 2014-12-31 | $66.19 Million | $7.47 Million | 0.113x | -32.94% |
| 2013-12-31 | $61.56 Million | $10.36 Million | 0.168x | +5.65% |
| 2012-12-31 | $60.51 Million | $9.64 Million | 0.159x | -26.45% |
| 2011-12-31 | $57.90 Million | $12.54 Million | 0.217x | +27.56% |
| 2010-12-31 | $54.31 Million | $9.22 Million | 0.170x | -2.66% |
| 2009-12-31 | $52.93 Million | $9.23 Million | 0.174x | +25.94% |
| 2008-12-31 | $52.19 Million | $7.23 Million | 0.139x | +13.03% |
| 2007-12-31 | $53.14 Million | $6.51 Million | 0.123x | +188.13% |
| 2006-12-31 | $51.52 Million | $-7.17 Million | -0.139x | -178.83% |
| 2005-12-31 | $21.72 Million | $3.83 Million | 0.176x | -33.10% |
| 2004-12-31 | $21.07 Million | $5.56 Million | 0.264x | -0.95% |
| 2003-12-31 | $20.57 Million | $5.48 Million | 0.266x | +22.45% |
| 2002-12-31 | $19.36 Million | $4.21 Million | 0.217x | +53.37% |
| 2001-12-31 | $18.27 Million | $2.59 Million | 0.142x | -21.20% |
| 2000-12-31 | $17.59 Million | $3.17 Million | 0.180x | -2.73% |
| 1999-12-31 | $16.89 Million | $3.12 Million | 0.185x | +148.61% |
| 1998-12-31 | $16.14 Million | $1.20 Million | 0.074x | -75.00% |
| 1997-12-31 | $15.54 Million | $4.62 Million | 0.298x | +107.65% |
| 1996-12-31 | $14.54 Million | $2.08 Million | 0.143x | -10.59% |
| 1995-12-31 | $13.78 Million | $2.21 Million | 0.160x | -12.11% |
| 1994-12-31 | $12.88 Million | $2.35 Million | 0.182x | -- |
About ChoiceOne Financial Services Inc
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and… Read more