ChoiceOne Financial Services Inc (COFS) - Cash Flow Conversion Efficiency
Based on the latest financial reports, ChoiceOne Financial Services Inc (COFS) has a cash flow conversion efficiency ratio of 0.027x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($12.73 Million) by net assets ($465.35 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
ChoiceOne Financial Services Inc - Cash Flow Conversion Efficiency Trend (1994–2025)
This chart illustrates how ChoiceOne Financial Services Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read COFS current and long-term liabilities for a breakdown of total debt and financial obligations.
ChoiceOne Financial Services Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of ChoiceOne Financial Services Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Key Ware Electronics Co Ltd
TWO:5498
|
-0.002x |
|
Life & Banc Split Corp
TO:LBS
|
-0.003x |
|
ECS ICT Bhd
KLSE:5162
|
-0.079x |
|
Blockchain Group SA
PA:ALTBG
|
0.070x |
|
Iljin HySolus Co Ltd
KO:271940
|
0.008x |
|
Politeknik Metal Sanayi ve
IS:POLTK
|
0.228x |
|
Stitch Fix
NASDAQ:SFIX
|
0.053x |
|
Itafos Corp
V:IFOS
|
0.005x |
Annual Cash Flow Conversion Efficiency for ChoiceOne Financial Services Inc (1994–2025)
The table below shows the annual cash flow conversion efficiency of ChoiceOne Financial Services Inc from 1994 to 2025. For the full company profile with market capitalisation and key ratios, see ChoiceOne Financial Services Inc (COFS) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $465.35 Million | $20.65 Million | 0.044x | -76.24% |
| 2024-12-31 | $260.42 Million | $48.65 Million | 0.187x | -21.38% |
| 2023-12-31 | $195.63 Million | $46.48 Million | 0.238x | -10.87% |
| 2022-12-31 | $168.87 Million | $45.02 Million | 0.267x | +56.74% |
| 2021-12-31 | $221.67 Million | $37.70 Million | 0.170x | +355.90% |
| 2020-12-31 | $227.27 Million | $8.48 Million | 0.037x | -22.11% |
| 2019-12-31 | $192.14 Million | $9.20 Million | 0.048x | -61.28% |
| 2018-12-31 | $80.48 Million | $9.96 Million | 0.124x | +17.05% |
| 2017-12-31 | $76.55 Million | $8.09 Million | 0.106x | -30.66% |
| 2016-12-31 | $71.70 Million | $10.93 Million | 0.152x | +167.58% |
| 2015-12-31 | $69.84 Million | $3.98 Million | 0.057x | -49.55% |
| 2014-12-31 | $66.19 Million | $7.47 Million | 0.113x | -32.94% |
| 2013-12-31 | $61.56 Million | $10.36 Million | 0.168x | +5.65% |
| 2012-12-31 | $60.51 Million | $9.64 Million | 0.159x | -26.45% |
| 2011-12-31 | $57.90 Million | $12.54 Million | 0.217x | +27.56% |
| 2010-12-31 | $54.31 Million | $9.22 Million | 0.170x | -2.66% |
| 2009-12-31 | $52.93 Million | $9.23 Million | 0.174x | +25.94% |
| 2008-12-31 | $52.19 Million | $7.23 Million | 0.139x | +13.03% |
| 2007-12-31 | $53.14 Million | $6.51 Million | 0.123x | +188.13% |
| 2006-12-31 | $51.52 Million | $-7.17 Million | -0.139x | -178.83% |
| 2005-12-31 | $21.72 Million | $3.83 Million | 0.176x | -33.10% |
| 2004-12-31 | $21.07 Million | $5.56 Million | 0.264x | -0.95% |
| 2003-12-31 | $20.57 Million | $5.48 Million | 0.266x | +22.45% |
| 2002-12-31 | $19.36 Million | $4.21 Million | 0.217x | +53.37% |
| 2001-12-31 | $18.27 Million | $2.59 Million | 0.142x | -21.20% |
| 2000-12-31 | $17.59 Million | $3.17 Million | 0.180x | -2.73% |
| 1999-12-31 | $16.89 Million | $3.12 Million | 0.185x | +148.61% |
| 1998-12-31 | $16.14 Million | $1.20 Million | 0.074x | -75.00% |
| 1997-12-31 | $15.54 Million | $4.62 Million | 0.298x | +107.65% |
| 1996-12-31 | $14.54 Million | $2.08 Million | 0.143x | -10.59% |
| 1995-12-31 | $13.78 Million | $2.21 Million | 0.160x | -12.11% |
| 1994-12-31 | $12.88 Million | $2.35 Million | 0.182x | -- |
About ChoiceOne Financial Services Inc
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and… Read more