Citizens Financial Services Inc. Common Stock
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state… Read more
Citizens Financial Services Inc. Common Stock (CZFS) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of December 2025: 0.049x
Based on the latest financial reports, Citizens Financial Services Inc. Common Stock (CZFS) has a cash flow conversion efficiency ratio of 0.049x as of December 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.73 Million) by net assets ($338.05 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Citizens Financial Services Inc. Common Stock - Cash Flow Conversion Efficiency Trend (1993–2025)
This chart illustrates how Citizens Financial Services Inc. Common Stock's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
Citizens Financial Services Inc. Common Stock Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Financial Services Inc. Common Stock ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Gorilla Technology Group Inc.
NASDAQ:GRRR
|
-0.013x |
|
Samhyun
KQ:437730
|
0.029x |
|
Allied Blenders & Distillers Ltd
NSE:ABDL
|
N/A |
|
Everjoy Health Group Co Ltd
SHE:002162
|
0.048x |
|
Yindu Kitchen Equipment Co Ltd
SHG:603277
|
0.076x |
|
Cytodyn Inc
OTCQB:CYDY
|
0.036x |
|
AnHui Annada Titanium Industry Co Ltd
SHE:002136
|
-0.008x |
|
Dezhou United Petroleum Technology Co.Ltd.
SHE:301158
|
0.014x |
Annual Cash Flow Conversion Efficiency for Citizens Financial Services Inc. Common Stock (1993–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Financial Services Inc. Common Stock from 1993 to 2025.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $338.05 Million | $36.53 Million | 0.108x | -2.38% |
| 2024-12-31 | $299.73 Million | $33.18 Million | 0.111x | +16.67% |
| 2023-12-31 | $279.67 Million | $26.54 Million | 0.095x | -42.87% |
| 2022-12-31 | $200.15 Million | $33.24 Million | 0.166x | -8.79% |
| 2021-12-31 | $212.49 Million | $38.69 Million | 0.182x | +199.21% |
| 2020-12-31 | $194.26 Million | $11.82 Million | 0.061x | -56.73% |
| 2019-12-31 | $154.77 Million | $21.77 Million | 0.141x | -8.87% |
| 2018-12-31 | $139.23 Million | $21.49 Million | 0.154x | +26.50% |
| 2017-12-31 | $129.01 Million | $15.74 Million | 0.122x | -7.14% |
| 2016-12-31 | $123.27 Million | $16.19 Million | 0.131x | +22.81% |
| 2015-12-31 | $119.76 Million | $12.81 Million | 0.107x | -33.53% |
| 2014-12-31 | $100.53 Million | $16.18 Million | 0.161x | -16.85% |
| 2013-12-31 | $92.06 Million | $17.82 Million | 0.194x | +16.92% |
| 2012-12-31 | $89.47 Million | $14.81 Million | 0.166x | -13.35% |
| 2011-12-31 | $81.47 Million | $15.56 Million | 0.191x | +2.39% |
| 2010-12-31 | $68.69 Million | $12.82 Million | 0.187x | +15.65% |
| 2009-12-31 | $61.53 Million | $9.93 Million | 0.161x | -18.19% |
| 2008-12-31 | $52.77 Million | $10.41 Million | 0.197x | +18.60% |
| 2007-12-31 | $48.53 Million | $8.07 Million | 0.166x | +3.11% |
| 2006-12-31 | $43.50 Million | $7.01 Million | 0.161x | -14.24% |
| 2005-12-31 | $41.56 Million | $7.82 Million | 0.188x | +7.02% |
| 2004-12-31 | $40.79 Million | $7.17 Million | 0.176x | -21.54% |
| 2003-12-31 | $38.53 Million | $8.63 Million | 0.224x | +1.90% |
| 2002-12-31 | $38.41 Million | $8.44 Million | 0.220x | +106.02% |
| 2001-12-31 | $33.39 Million | $3.56 Million | 0.107x | -16.61% |
| 2000-12-31 | $30.55 Million | $3.91 Million | 0.128x | -29.14% |
| 1999-12-31 | $27.08 Million | $4.89 Million | 0.181x | +11.34% |
| 1998-12-31 | $28.60 Million | $4.64 Million | 0.162x | -28.04% |
| 1997-12-31 | $25.92 Million | $5.84 Million | 0.225x | +37.80% |
| 1996-12-31 | $22.90 Million | $3.75 Million | 0.164x | -4.99% |
| 1995-12-31 | $21.30 Million | $3.67 Million | 0.172x | -13.44% |
| 1994-12-31 | $18.90 Million | $3.76 Million | 0.199x | +39.70% |
| 1993-12-31 | $18.34 Million | $2.61 Million | 0.142x | -- |