Citizens Financial Services Inc. Common Stock Total Liabilities
Citizens Financial Services Inc. Common Stock total liabilities. Based on the latest financial reports, Citizens Financial Services Inc. Common Stock (CZFS) has total liabilities worth $2.84 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check CZFS financial resilience to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Citizens Financial Services Inc. Common Stock (1993–2025)
Total liabilities of Citizens Financial Services Inc. Common Stock from 1993 to 2025. This chart illustrates how Citizens Financial Services Inc. Common Stock's total liabilities have evolved over time, based on quarterly financial data. Explore Citizens Financial Services Inc. Common (CZFS) investment intensity to see how much of total assets are deployed in long-term investments.
Citizens Financial Services Inc. Common Stock Competitors by Total Liabilities
The table below lists competitors of Citizens Financial Services Inc. Common Stock ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Kalyani Steels Limited
NSE:KSL
|
India | Rs8.52 Billion |
|
Hu Lane Associate
TWO:6279
|
Taiwan | NT$6.70 Billion |
|
Brasilagro Adr
NYSE:LND
|
USA | $1.78 Billion |
|
Taiyuan Lionhead Cement Co Ltd
SHG:600539
|
China | CN¥104.58 Million |
|
Once Upon a Farm, PBC
NYSE:OFRM
|
USA | $240.49 Million |
|
Dayang Enterprise Holdings Bhd
KLSE:5141
|
Malaysia | RM292.78 Million |
|
Schweiter Technologies AG
LSE:0QR1
|
UK | £328.10 Million |
|
Zhongjing Food Co. Ltd.
SHE:300908
|
China | CN¥257.46 Million |
Liability Composition Analysis (1993–2025)
This chart breaks down Citizens Financial Services Inc. Common Stock's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see CZFS total assets.
Liquidity & Leverage Metrics
Citizens Financial Services Inc. Common Stock Total Liabilities Ratios Explained
Citizens Financial Services Inc. Common Stock total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 12.29 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.05 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Citizens Financial Services Inc. Common Stock's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Citizens Financial Services Inc. Common Stock (1993–2025)
The table below shows the annual total liabilities of Citizens Financial Services Inc. Common Stock from 1993 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.73 Billion | +0.02% |
| 2024-12-31 | $2.73 Billion | +1.13% |
| 2023-12-31 | $2.70 Billion | +26.36% |
| 2022-12-31 | $2.13 Billion | +10.45% |
| 2021-12-31 | $1.93 Billion | +13.78% |
| 2020-12-31 | $1.70 Billion | +29.42% |
| 2019-12-31 | $1.31 Billion | +1.55% |
| 2018-12-31 | $1.29 Billion | +4.75% |
| 2017-12-31 | $1.23 Billion | +12.11% |
| 2016-12-31 | $1.10 Billion | +5.42% |
| 2015-12-31 | $1.04 Billion | +26.53% |
| 2014-12-31 | $824.52 Million | +0.20% |
| 2013-12-31 | $822.88 Million | +3.77% |
| 2012-12-31 | $792.95 Million | -0.52% |
| 2011-12-31 | $797.10 Million | +7.16% |
| 2010-12-31 | $743.84 Million | +11.36% |
| 2009-12-31 | $667.95 Million | +8.46% |
| 2008-12-31 | $615.84 Million | +13.52% |
| 2007-12-31 | $542.50 Million | +2.62% |
| 2006-12-31 | $528.67 Million | +8.40% |
| 2005-12-31 | $487.68 Million | +6.35% |
| 2004-12-31 | $458.56 Million | +7.81% |
| 2003-12-31 | $425.35 Million | +7.89% |
| 2002-12-31 | $394.25 Million | +1.68% |
| 2001-12-31 | $387.72 Million | +1.29% |
| 2000-12-31 | $382.78 Million | +22.02% |
| 1999-12-31 | $313.70 Million | +10.08% |
| 1998-12-31 | $284.97 Million | +5.98% |
| 1997-12-31 | $268.89 Million | +3.46% |
| 1996-12-31 | $259.91 Million | +15.11% |
| 1995-12-31 | $225.80 Million | +5.69% |
| 1994-12-31 | $213.63 Million | +7.95% |
| 1993-12-31 | $197.90 Million | -- |
About Citizens Financial Services Inc. Common Stock
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state … Read more