Citizens & Northern Corp
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of … Read more
Citizens & Northern Corp (CZNC) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of December 2025: 0.031x
Based on the latest financial reports, Citizens & Northern Corp (CZNC) has a cash flow conversion efficiency ratio of 0.031x as of December 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($10.58 Million) by net assets ($341.71 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Citizens & Northern Corp - Cash Flow Conversion Efficiency Trend (1994–2025)
This chart illustrates how Citizens & Northern Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
Citizens & Northern Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens & Northern Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Shanghai New World Co Ltd
SHG:600628
|
0.020x |
|
Renew Energy Global PLC
NASDAQ:RNW
|
0.076x |
|
Jiangxi Xinyu Guoke Technology Co Ltd Class A
SHE:300722
|
0.003x |
|
Guangdong Great River Smarter Logistics Co Ltd Class A
SHE:002930
|
0.065x |
|
Integral Diagnostics Limited
PINK:ITGDF
|
N/A |
|
COM.HEALTHC.TR.INC.DL-01
F:4U9
|
N/A |
|
SPIN MASTER
F:SP9
|
N/A |
|
TOTAL ENERGY SERVS INC.
F:5O7
|
N/A |
Annual Cash Flow Conversion Efficiency for Citizens & Northern Corp (1994–2025)
The table below shows the annual cash flow conversion efficiency of Citizens & Northern Corp from 1994 to 2025.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $341.71 Million | $32.00 Million | 0.094x | -21.96% |
| 2024-12-31 | $275.28 Million | $33.03 Million | 0.120x | -6.14% |
| 2023-12-31 | $262.38 Million | $33.55 Million | 0.128x | -7.86% |
| 2022-12-31 | $249.32 Million | $34.60 Million | 0.139x | +20.04% |
| 2021-12-31 | $301.40 Million | $34.84 Million | 0.116x | +39.82% |
| 2020-12-31 | $299.76 Million | $24.78 Million | 0.083x | -10.02% |
| 2019-12-31 | $244.45 Million | $22.46 Million | 0.092x | -29.96% |
| 2018-12-31 | $197.37 Million | $25.89 Million | 0.131x | +27.60% |
| 2017-12-31 | $188.44 Million | $19.37 Million | 0.103x | +3.32% |
| 2016-12-31 | $186.01 Million | $18.51 Million | 0.100x | -5.23% |
| 2015-12-31 | $187.49 Million | $19.69 Million | 0.105x | -11.23% |
| 2014-12-31 | $188.36 Million | $22.28 Million | 0.118x | -30.56% |
| 2013-12-31 | $179.47 Million | $30.57 Million | 0.170x | +12.60% |
| 2012-12-31 | $182.79 Million | $27.65 Million | 0.151x | -32.41% |
| 2011-12-31 | $167.38 Million | $37.46 Million | 0.224x | -11.26% |
| 2010-12-31 | $138.94 Million | $35.05 Million | 0.252x | +196.44% |
| 2009-12-31 | $152.41 Million | $12.97 Million | 0.085x | -42.69% |
| 2008-12-31 | $122.03 Million | $18.12 Million | 0.148x | +105.67% |
| 2007-12-31 | $137.78 Million | $9.95 Million | 0.072x | -7.45% |
| 2006-12-31 | $129.89 Million | $10.13 Million | 0.078x | -27.08% |
| 2005-12-31 | $131.97 Million | $14.12 Million | 0.107x | -5.59% |
| 2004-12-31 | $131.59 Million | $14.91 Million | 0.113x | -2.67% |
| 2003-12-31 | $125.34 Million | $14.59 Million | 0.116x | +7.05% |
| 2002-12-31 | $115.84 Million | $12.60 Million | 0.109x | +17.19% |
| 2001-12-31 | $100.19 Million | $9.30 Million | 0.093x | +11.45% |
| 2000-12-31 | $88.97 Million | $7.41 Million | 0.083x | -25.16% |
| 1999-12-31 | $76.62 Million | $8.52 Million | 0.111x | -4.92% |
| 1998-12-31 | $90.60 Million | $10.60 Million | 0.117x | -7.52% |
| 1997-12-31 | $85.53 Million | $10.82 Million | 0.127x | -17.66% |
| 1996-12-31 | $71.59 Million | $11.00 Million | 0.154x | +13.26% |
| 1995-12-31 | $66.98 Million | $9.09 Million | 0.136x | -30.85% |
| 1994-12-31 | $46.80 Million | $9.18 Million | 0.196x | -- |