Citizens & Northern Corp (CZNC) - Total Liabilities
Based on the latest financial reports, Citizens & Northern Corp (CZNC) has total liabilities worth $2.79 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore CZNC cash flow metrics to assess how effectively this company generates cash.
Citizens & Northern Corp - Total Liabilities Trend (1994–2025)
This chart illustrates how Citizens & Northern Corp's total liabilities have evolved over time, based on quarterly financial data. Check how resilient are Citizens & Northern Corp's assets to evaluate the company's liquid asset resilience ratio.
Citizens & Northern Corp Competitors by Total Liabilities
The table below lists competitors of Citizens & Northern Corp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Jiangsu Xinri E-Vehicle Co Ltd
SHG:603787
|
China | CN¥2.43 Billion |
|
ROX Resources Ltd
AU:RXL
|
Australia | AU$12.10 Million |
|
Syncmold Enterprise Corp
TW:1582
|
Taiwan | NT$5.20 Billion |
|
Costamare Bulkers Holdings Limited
NYSE:CMDB
|
USA | $309.79 Million |
|
Guangdong Provincial Expressway Development Co Ltd
SHE:200429
|
China | HK$10.94 Billion |
|
Aurora Corp
TW:2373
|
Taiwan | NT$8.99 Billion |
|
Suzhou Fushilai Pharmaceutical Co. Ltd.
SHE:301258
|
China | CN¥211.52 Million |
|
Enviro Infra Engineers Ltd
NSE:EIEL
|
India | Rs4.36 Billion |
Liability Composition Analysis (1994–2025)
This chart breaks down Citizens & Northern Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Citizens & Northern Corp (CZNC) total market value.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.21 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.18 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Citizens & Northern Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Citizens & Northern Corp (1994–2025)
The table below shows the annual total liabilities of Citizens & Northern Corp from 1994 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.79 Billion | +19.50% |
| 2024-12-31 | $2.34 Billion | +3.65% |
| 2023-12-31 | $2.25 Billion | +2.19% |
| 2022-12-31 | $2.20 Billion | +8.82% |
| 2021-12-31 | $2.03 Billion | +4.48% |
| 2020-12-31 | $1.94 Billion | +37.57% |
| 2019-12-31 | $1.41 Billion | +28.91% |
| 2018-12-31 | $1.09 Billion | +0.46% |
| 2017-12-31 | $1.09 Billion | +3.05% |
| 2016-12-31 | $1.06 Billion | +1.96% |
| 2015-12-31 | $1.04 Billion | -1.68% |
| 2014-12-31 | $1.05 Billion | -0.44% |
| 2013-12-31 | $1.06 Billion | -4.16% |
| 2012-12-31 | $1.10 Billion | -4.52% |
| 2011-12-31 | $1.16 Billion | -1.81% |
| 2010-12-31 | $1.18 Billion | +0.71% |
| 2009-12-31 | $1.17 Billion | +0.84% |
| 2008-12-31 | $1.16 Billion | +1.19% |
| 2007-12-31 | $1.15 Billion | +14.89% |
| 2006-12-31 | $997.48 Million | -3.25% |
| 2005-12-31 | $1.03 Billion | +3.99% |
| 2004-12-31 | $991.42 Million | +5.30% |
| 2003-12-31 | $941.56 Million | +4.28% |
| 2002-12-31 | $902.93 Million | +17.75% |
| 2001-12-31 | $766.81 Million | +21.65% |
| 2000-12-31 | $630.37 Million | +0.17% |
| 1999-12-31 | $629.27 Million | +13.24% |
| 1998-12-31 | $555.70 Million | +4.89% |
| 1997-12-31 | $529.82 Million | -1.63% |
| 1996-12-31 | $538.60 Million | +3.77% |
| 1995-12-31 | $519.01 Million | +3.87% |
| 1994-12-31 | $499.68 Million | -- |
About Citizens & Northern Corp
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certif… Read more