S&T Bancorp Inc (STBA) - Cash Flow Conversion Efficiency
Based on the latest financial reports, S&T Bancorp Inc (STBA) has a cash flow conversion efficiency ratio of 0.025x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($37.05 Million) by net assets ($1.46 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See STBA net asset quality score to measure how much of total assets are equity-financed.
S&T Bancorp Inc - Cash Flow Conversion Efficiency Trend (1990–2025)
This chart illustrates how S&T Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check STBA cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
S&T Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of S&T Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Lotte Chemical Corp
KO:011170
|
-0.034x |
|
nCino Inc
NASDAQ:NCNO
|
0.083x |
|
Acuren Corporation
NYSE:TIC
|
0.005x |
|
Kelington Group Bhd
KLSE:0151
|
-0.065x |
|
Bank First National Corp
NASDAQ:BFC
|
-0.014x |
|
Neuren Pharmaceuticals Ltd
AU:NEU
|
0.397x |
|
Quantinuum Inc. Class A Common Stock
NASDAQ:QNT
|
-0.020x |
|
Globant SA
NYSE:GLOB
|
0.041x |
Annual Cash Flow Conversion Efficiency for S&T Bancorp Inc (1990–2025)
The table below shows the annual cash flow conversion efficiency of S&T Bancorp Inc from 1990 to 2025. For the full company profile with market capitalisation and key ratios, see S&T Bancorp Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.46 Billion | $133.62 Million | 0.091x | -27.33% |
| 2024-12-31 | $1.38 Billion | $173.37 Million | 0.126x | -6.14% |
| 2023-12-31 | $1.28 Billion | $171.75 Million | 0.134x | -34.07% |
| 2022-12-31 | $1.18 Billion | $240.43 Million | 0.203x | +13.30% |
| 2021-12-31 | $1.21 Billion | $216.11 Million | 0.179x | +286.98% |
| 2020-12-31 | $1.15 Billion | $53.45 Million | 0.046x | -60.14% |
| 2019-12-31 | $1.19 Billion | $138.42 Million | 0.116x | -15.12% |
| 2018-12-31 | $935.76 Million | $128.02 Million | 0.137x | +5.87% |
| 2017-12-31 | $884.03 Million | $114.24 Million | 0.129x | +12.39% |
| 2016-12-31 | $841.96 Million | $96.81 Million | 0.115x | +50.35% |
| 2015-12-31 | $792.24 Million | $60.58 Million | 0.076x | -40.43% |
| 2014-12-31 | $608.39 Million | $78.10 Million | 0.128x | -14.79% |
| 2013-12-31 | $571.31 Million | $86.08 Million | 0.151x | -3.48% |
| 2012-12-31 | $537.42 Million | $83.89 Million | 0.156x | +3.61% |
| 2011-12-31 | $490.53 Million | $73.90 Million | 0.151x | -2.03% |
| 2010-12-31 | $578.66 Million | $88.98 Million | 0.154x | +55.93% |
| 2009-12-31 | $553.32 Million | $54.57 Million | 0.099x | -41.78% |
| 2008-12-31 | $448.69 Million | $76.00 Million | 0.169x | -10.44% |
| 2007-12-31 | $337.56 Million | $63.84 Million | 0.189x | +25.15% |
| 2006-12-31 | $339.05 Million | $51.24 Million | 0.151x | +2.45% |
| 2005-12-31 | $352.42 Million | $51.98 Million | 0.148x | -17.26% |
| 2004-12-31 | $349.13 Million | $62.24 Million | 0.178x | +16.69% |
| 2003-12-31 | $332.72 Million | $50.83 Million | 0.153x | -7.02% |
| 2002-12-31 | $306.11 Million | $50.30 Million | 0.164x | +13.89% |
| 2001-12-31 | $293.33 Million | $42.32 Million | 0.144x | -9.60% |
| 2000-12-31 | $277.10 Million | $44.22 Million | 0.160x | +87.53% |
| 1999-12-31 | $239.70 Million | $20.40 Million | 0.085x | -42.31% |
| 1998-12-31 | $259.60 Million | $38.30 Million | 0.148x | +9.02% |
| 1997-12-31 | $260.10 Million | $35.20 Million | 0.135x | -15.24% |
| 1996-12-31 | $226.10 Million | $36.10 Million | 0.160x | -4.49% |
| 1995-12-31 | $166.90 Million | $27.90 Million | 0.167x | -8.96% |
| 1994-12-31 | $141.60 Million | $26.00 Million | 0.184x | +37.26% |
| 1993-12-31 | $121.10 Million | $16.20 Million | 0.134x | -30.63% |
| 1992-12-31 | $108.90 Million | $21.00 Million | 0.193x | +25.66% |
| 1991-12-31 | $98.40 Million | $15.10 Million | 0.153x | +0.07% |
| 1990-12-31 | $91.30 Million | $14.00 Million | 0.153x | -- |
About S&T Bancorp Inc
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company a… Read more