S&T Bancorp Inc (STBA) - Cash Flow Conversion Efficiency
Based on the latest financial reports, S&T Bancorp Inc (STBA) has a cash flow conversion efficiency ratio of 0.025x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($37.05 Million) by net assets ($1.46 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See STBA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
S&T Bancorp Inc - Cash Flow Conversion Efficiency Trend (1990–2025)
This chart illustrates how S&T Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
S&T Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of S&T Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
GIMV NV
BR:GIMB
|
-0.025x |
|
nCino Inc
NASDAQ:NCNO
|
0.083x |
|
Palvella Therapeutics, Inc
NASDAQ:PVLA
|
-0.047x |
|
Zhejiang Wanma Co Ltd
SHE:002276
|
0.009x |
|
E-Mart
KO:139480
|
0.069x |
|
Longwell Co
TWO:6290
|
0.037x |
|
OMH SCIENCE Group Co Ltd
SHE:300486
|
-0.100x |
|
Guangzhou SiE Consulting Co Ltd
SHE:300687
|
0.006x |
Annual Cash Flow Conversion Efficiency for S&T Bancorp Inc (1990–2025)
The table below shows the annual cash flow conversion efficiency of S&T Bancorp Inc from 1990 to 2025. For the full company profile with market capitalisation and key ratios, see market value of S&T Bancorp Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.46 Billion | $133.62 Million | 0.091x | -27.33% |
| 2024-12-31 | $1.38 Billion | $173.37 Million | 0.126x | -6.14% |
| 2023-12-31 | $1.28 Billion | $171.75 Million | 0.134x | -34.07% |
| 2022-12-31 | $1.18 Billion | $240.43 Million | 0.203x | +13.30% |
| 2021-12-31 | $1.21 Billion | $216.11 Million | 0.179x | +286.98% |
| 2020-12-31 | $1.15 Billion | $53.45 Million | 0.046x | -60.14% |
| 2019-12-31 | $1.19 Billion | $138.42 Million | 0.116x | -15.12% |
| 2018-12-31 | $935.76 Million | $128.02 Million | 0.137x | +5.87% |
| 2017-12-31 | $884.03 Million | $114.24 Million | 0.129x | +12.39% |
| 2016-12-31 | $841.96 Million | $96.81 Million | 0.115x | +50.35% |
| 2015-12-31 | $792.24 Million | $60.58 Million | 0.076x | -40.43% |
| 2014-12-31 | $608.39 Million | $78.10 Million | 0.128x | -14.79% |
| 2013-12-31 | $571.31 Million | $86.08 Million | 0.151x | -3.48% |
| 2012-12-31 | $537.42 Million | $83.89 Million | 0.156x | +3.61% |
| 2011-12-31 | $490.53 Million | $73.90 Million | 0.151x | -2.03% |
| 2010-12-31 | $578.66 Million | $88.98 Million | 0.154x | +55.93% |
| 2009-12-31 | $553.32 Million | $54.57 Million | 0.099x | -41.78% |
| 2008-12-31 | $448.69 Million | $76.00 Million | 0.169x | -10.44% |
| 2007-12-31 | $337.56 Million | $63.84 Million | 0.189x | +25.15% |
| 2006-12-31 | $339.05 Million | $51.24 Million | 0.151x | +2.45% |
| 2005-12-31 | $352.42 Million | $51.98 Million | 0.148x | -17.26% |
| 2004-12-31 | $349.13 Million | $62.24 Million | 0.178x | +16.69% |
| 2003-12-31 | $332.72 Million | $50.83 Million | 0.153x | -7.02% |
| 2002-12-31 | $306.11 Million | $50.30 Million | 0.164x | +13.89% |
| 2001-12-31 | $293.33 Million | $42.32 Million | 0.144x | -9.60% |
| 2000-12-31 | $277.10 Million | $44.22 Million | 0.160x | +87.53% |
| 1999-12-31 | $239.70 Million | $20.40 Million | 0.085x | -42.31% |
| 1998-12-31 | $259.60 Million | $38.30 Million | 0.148x | +9.02% |
| 1997-12-31 | $260.10 Million | $35.20 Million | 0.135x | -15.24% |
| 1996-12-31 | $226.10 Million | $36.10 Million | 0.160x | -4.49% |
| 1995-12-31 | $166.90 Million | $27.90 Million | 0.167x | -8.96% |
| 1994-12-31 | $141.60 Million | $26.00 Million | 0.184x | +37.26% |
| 1993-12-31 | $121.10 Million | $16.20 Million | 0.134x | -30.63% |
| 1992-12-31 | $108.90 Million | $21.00 Million | 0.193x | +25.66% |
| 1991-12-31 | $98.40 Million | $15.10 Million | 0.153x | +0.07% |
| 1990-12-31 | $91.30 Million | $14.00 Million | 0.153x | -- |
About S&T Bancorp Inc
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company a… Read more