Union Bankshares Inc Cash Flow Conversion Efficiency
Union Bankshares Inc cash flow conversion efficiency. Based on the latest financial reports, Union Bankshares Inc (UNB) has a cash flow conversion efficiency ratio of 0.125x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($9.71 Million) by net assets ($77.68 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Union Bankshares Inc (1998–2024)
Cash flow conversion efficiency of Union Bankshares Inc from 1998 to 2024. This chart illustrates how Union Bankshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Union Bankshares Inc stock quote for real-time trading data and today's change.
Union Bankshares Inc Cash Flow Conversion Ratio Explained
Union Bankshares Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Union Bankshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Union Bankshares Inc ranked by their cash flow conversion efficiency. Also see Union Bankshares Inc stock valuation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Alan Allman Associates SA
PA:AAA
|
0.339x |
|
Southern Acids (M) Bhd
KLSE:5134
|
0.068x |
|
Odlewnie Polskie SA
WAR:ODL
|
0.063x |
|
FSA Group Ltd
AU:FSA
|
0.105x |
|
Sotkamo Silver AB
HE:SOSI1
|
0.157x |
|
SinoMedia Holding Limited
F:SJY
|
0.012x |
|
Darya-Varia Laboratoria Tbk
JK:DVLA
|
0.063x |
|
SA Catana Group
PA:CATG
|
0.120x |
Annual Cash Flow Conversion Efficiency for Union Bankshares Inc (1998–2024)
The table below shows the annual cash flow conversion efficiency of Union Bankshares Inc from 1998 to 2024. Review free cash flow generation of Union Bankshares Inc to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $66.48 Million | $12.15 Million | 0.183x | +30.87% |
| 2023-12-31 | $65.81 Million | $9.19 Million | 0.140x | -73.43% |
| 2022-12-31 | $55.22 Million | $29.03 Million | 0.526x | +51.90% |
| 2021-12-31 | $84.34 Million | $29.19 Million | 0.346x | +496.31% |
| 2020-12-31 | $80.87 Million | $-7.06 Million | -0.087x | -153.28% |
| 2019-12-31 | $71.84 Million | $11.78 Million | 0.164x | -36.93% |
| 2018-12-31 | $64.49 Million | $16.76 Million | 0.260x | +54.92% |
| 2017-12-31 | $58.82 Million | $9.87 Million | 0.168x | +23.13% |
| 2016-12-31 | $56.10 Million | $7.64 Million | 0.136x | -44.41% |
| 2015-12-31 | $53.57 Million | $13.13 Million | 0.245x | +478.10% |
| 2014-12-31 | $51.98 Million | $2.20 Million | 0.042x | -88.86% |
| 2013-12-31 | $46.80 Million | $17.82 Million | 0.381x | +393.92% |
| 2012-12-31 | $45.05 Million | $3.47 Million | 0.077x | -57.74% |
| 2011-12-31 | $40.34 Million | $7.36 Million | 0.182x | -30.62% |
| 2010-12-31 | $42.81 Million | $11.26 Million | 0.263x | +478.46% |
| 2009-12-31 | $41.18 Million | $-2.86 Million | -0.069x | -121.40% |
| 2008-12-31 | $39.15 Million | $12.71 Million | 0.325x | +371.15% |
| 2007-12-31 | $42.07 Million | $2.90 Million | 0.069x | -71.13% |
| 2006-12-31 | $41.92 Million | $10.00 Million | 0.239x | +9.68% |
| 2005-12-31 | $41.60 Million | $9.05 Million | 0.218x | -44.29% |
| 2004-12-31 | $42.40 Million | $16.56 Million | 0.391x | +241.38% |
| 2003-12-31 | $40.99 Million | $4.69 Million | 0.114x | -22.00% |
| 2002-12-31 | $39.17 Million | $5.74 Million | 0.147x | +732.75% |
| 2001-12-31 | $37.22 Million | $-862.52K | -0.023x | -117.47% |
| 2000-12-31 | $35.16 Million | $4.66 Million | 0.133x | +2.82% |
| 1999-12-31 | $32.22 Million | $4.16 Million | 0.129x | -6.41% |
| 1998-12-31 | $31.76 Million | $4.38 Million | 0.138x | -- |
About Union Bankshares Inc
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; … Read more