Union Bankshares Inc (UNB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Union Bankshares Inc (UNB) has a cash flow conversion efficiency ratio of 0.125x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($9.71 Million) by net assets ($77.68 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Union Bankshares Inc balance sheet independence to measure how much of total assets are equity-financed.
Union Bankshares Inc - Cash Flow Conversion Efficiency Trend (1998–2024)
This chart illustrates how Union Bankshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Union Bankshares Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Union Bankshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Union Bankshares Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Galantas Gold Corp
V:GAL
|
0.074x |
|
Southern Acids (M) Bhd
KLSE:5134
|
0.068x |
|
Bright Sheland International Co Ltd
TWO:4556
|
0.038x |
|
Molson Coors Beverage Company
NYSE:TAP-A
|
0.000x |
|
GBM Resources Ltd
AU:GBZ
|
-0.012x |
|
Rentokil Initial PLC
LSE:RTO
|
0.069x |
|
Interojo Inc
KQ:119610
|
0.046x |
|
Yatas Yatak ve Yorgan Sanayi Ticaret AS
IS:YATAS
|
0.116x |
Annual Cash Flow Conversion Efficiency for Union Bankshares Inc (1998–2024)
The table below shows the annual cash flow conversion efficiency of Union Bankshares Inc from 1998 to 2024. For the full company profile with market capitalisation and key ratios, see Union Bankshares Inc (UNB) market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $66.48 Million | $12.15 Million | 0.183x | +30.87% |
| 2023-12-31 | $65.81 Million | $9.19 Million | 0.140x | -73.43% |
| 2022-12-31 | $55.22 Million | $29.03 Million | 0.526x | +51.90% |
| 2021-12-31 | $84.34 Million | $29.19 Million | 0.346x | +496.31% |
| 2020-12-31 | $80.87 Million | $-7.06 Million | -0.087x | -153.28% |
| 2019-12-31 | $71.84 Million | $11.78 Million | 0.164x | -36.93% |
| 2018-12-31 | $64.49 Million | $16.76 Million | 0.260x | +54.92% |
| 2017-12-31 | $58.82 Million | $9.87 Million | 0.168x | +23.13% |
| 2016-12-31 | $56.10 Million | $7.64 Million | 0.136x | -44.41% |
| 2015-12-31 | $53.57 Million | $13.13 Million | 0.245x | +478.10% |
| 2014-12-31 | $51.98 Million | $2.20 Million | 0.042x | -88.86% |
| 2013-12-31 | $46.80 Million | $17.82 Million | 0.381x | +393.92% |
| 2012-12-31 | $45.05 Million | $3.47 Million | 0.077x | -57.74% |
| 2011-12-31 | $40.34 Million | $7.36 Million | 0.182x | -30.62% |
| 2010-12-31 | $42.81 Million | $11.26 Million | 0.263x | +478.46% |
| 2009-12-31 | $41.18 Million | $-2.86 Million | -0.069x | -121.40% |
| 2008-12-31 | $39.15 Million | $12.71 Million | 0.325x | +371.15% |
| 2007-12-31 | $42.07 Million | $2.90 Million | 0.069x | -71.13% |
| 2006-12-31 | $41.92 Million | $10.00 Million | 0.239x | +9.68% |
| 2005-12-31 | $41.60 Million | $9.05 Million | 0.218x | -44.29% |
| 2004-12-31 | $42.40 Million | $16.56 Million | 0.391x | +241.38% |
| 2003-12-31 | $40.99 Million | $4.69 Million | 0.114x | -22.00% |
| 2002-12-31 | $39.17 Million | $5.74 Million | 0.147x | +732.75% |
| 2001-12-31 | $37.22 Million | $-862.52K | -0.023x | -117.47% |
| 2000-12-31 | $35.16 Million | $4.66 Million | 0.133x | +2.82% |
| 1999-12-31 | $32.22 Million | $4.16 Million | 0.129x | -6.41% |
| 1998-12-31 | $31.76 Million | $4.38 Million | 0.138x | -- |
About Union Bankshares Inc
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; … Read more