Union Bankshares Inc (UNB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Union Bankshares Inc (UNB) has a cash flow conversion efficiency ratio of 0.125x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($9.71 Million) by net assets ($77.68 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Union Bankshares Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Union Bankshares Inc - Cash Flow Conversion Efficiency Trend (1998–2024)
This chart illustrates how Union Bankshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Union Bankshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Union Bankshares Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Macpower CNC Machines Limited
NSE:MACPOWER
|
0.005x |
|
Tamil Nadu Newsprint & Papers Limited
NSE:TNPL
|
-0.022x |
|
Khonburi Sugar Public Company Limited
BK:KBS
|
0.252x |
|
Hotron Precision Electronic Industrial Co Ltd
TW:3092
|
-0.075x |
|
Greenheart Gold Inc.
V:GHRT
|
-0.089x |
|
Schloss Wachenheim AG
F:SWA
|
-0.008x |
|
Fleetwood Ltd
AU:FWD
|
0.000x |
|
Voss Veksel og Landmandsbank ASA
OL:VVL
|
0.227x |
Annual Cash Flow Conversion Efficiency for Union Bankshares Inc (1998–2024)
The table below shows the annual cash flow conversion efficiency of Union Bankshares Inc from 1998 to 2024. For the full company profile with market capitalisation and key ratios, see Union Bankshares Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $66.48 Million | $12.15 Million | 0.183x | +30.87% |
| 2023-12-31 | $65.81 Million | $9.19 Million | 0.140x | -73.43% |
| 2022-12-31 | $55.22 Million | $29.03 Million | 0.526x | +51.90% |
| 2021-12-31 | $84.34 Million | $29.19 Million | 0.346x | +496.31% |
| 2020-12-31 | $80.87 Million | $-7.06 Million | -0.087x | -153.28% |
| 2019-12-31 | $71.84 Million | $11.78 Million | 0.164x | -36.93% |
| 2018-12-31 | $64.49 Million | $16.76 Million | 0.260x | +54.92% |
| 2017-12-31 | $58.82 Million | $9.87 Million | 0.168x | +23.13% |
| 2016-12-31 | $56.10 Million | $7.64 Million | 0.136x | -44.41% |
| 2015-12-31 | $53.57 Million | $13.13 Million | 0.245x | +478.10% |
| 2014-12-31 | $51.98 Million | $2.20 Million | 0.042x | -88.86% |
| 2013-12-31 | $46.80 Million | $17.82 Million | 0.381x | +393.92% |
| 2012-12-31 | $45.05 Million | $3.47 Million | 0.077x | -57.74% |
| 2011-12-31 | $40.34 Million | $7.36 Million | 0.182x | -30.62% |
| 2010-12-31 | $42.81 Million | $11.26 Million | 0.263x | +478.46% |
| 2009-12-31 | $41.18 Million | $-2.86 Million | -0.069x | -121.40% |
| 2008-12-31 | $39.15 Million | $12.71 Million | 0.325x | +371.15% |
| 2007-12-31 | $42.07 Million | $2.90 Million | 0.069x | -71.13% |
| 2006-12-31 | $41.92 Million | $10.00 Million | 0.239x | +9.68% |
| 2005-12-31 | $41.60 Million | $9.05 Million | 0.218x | -44.29% |
| 2004-12-31 | $42.40 Million | $16.56 Million | 0.391x | +241.38% |
| 2003-12-31 | $40.99 Million | $4.69 Million | 0.114x | -22.00% |
| 2002-12-31 | $39.17 Million | $5.74 Million | 0.147x | +732.75% |
| 2001-12-31 | $37.22 Million | $-862.52K | -0.023x | -117.47% |
| 2000-12-31 | $35.16 Million | $4.66 Million | 0.133x | +2.82% |
| 1999-12-31 | $32.22 Million | $4.16 Million | 0.129x | -6.41% |
| 1998-12-31 | $31.76 Million | $4.38 Million | 0.138x | -- |
About Union Bankshares Inc
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; … Read more