Bread Financial Holdings, Inc.

NYSE:BFH USA Credit Services
Market Cap
$3.01 Billion
Market Cap Rank
#3961 Global
#2525 in USA
Share Price
$69.92
Change (1 day)
-2.25%
52-Week Range
$41.88 - $81.25
All Time High
$165.62
About

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and … Read more

Bread Financial Holdings, Inc. (BFH) - Cash Flow Conversion Efficiency

Latest cash flow conversion efficiency as of December 2025: 0.171x

Based on the latest financial reports, Bread Financial Holdings, Inc. (BFH) has a cash flow conversion efficiency ratio of 0.171x as of December 2025.

Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($568.00 Million) by net assets ($3.33 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bread Financial Holdings, Inc. - Cash Flow Conversion Efficiency Trend (1998–2025)

This chart illustrates how Bread Financial Holdings, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.

Bread Financial Holdings, Inc. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bread Financial Holdings, Inc. ranked by their cash flow conversion efficiency.

Annual Cash Flow Conversion Efficiency for Bread Financial Holdings, Inc. (1998–2025)

The table below shows the annual cash flow conversion efficiency of Bread Financial Holdings, Inc. from 1998 to 2025.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-12-31 $3.33 Billion $2.09 Billion 0.629x +3.20%
2024-12-31 $3.05 Billion $1.86 Billion 0.609x -10.52%
2023-12-31 $2.92 Billion $1.99 Billion 0.681x -16.54%
2022-12-31 $2.27 Billion $1.85 Billion 0.816x +10.30%
2021-12-31 $2.09 Billion $1.54 Billion 0.740x -40.22%
2020-12-31 $1.52 Billion $1.88 Billion 1.237x +64.73%
2019-12-31 $1.62 Billion $1.22 Billion 0.751x -36.42%
2018-12-31 $2.33 Billion $2.75 Billion 1.181x -16.02%
2017-12-31 $1.86 Billion $2.61 Billion 1.407x +11.68%
2016-12-31 $1.66 Billion $2.09 Billion 1.259x +68.55%
2015-12-31 $2.18 Billion $1.63 Billion 0.747x +46.31%
2014-12-31 $2.63 Billion $1.34 Billion 0.511x -55.96%
2013-12-31 $855.76 Million $992.50 Million 1.160x -45.96%
2012-12-31 $528.49 Million $1.13 Billion 2.146x -62.66%
2011-12-31 $175.97 Million $1.01 Billion 5.747x -85.30%
2010-12-31 $23.09 Million $902.70 Million 39.088x +2874.85%
2009-12-31 $272.78 Million $358.41 Million 1.314x +59.44%
2008-12-31 $547.30 Million $451.02 Million 0.824x +72.59%
2007-12-31 $1.20 Billion $571.52 Million 0.477x +9.14%
2006-12-31 $1.07 Billion $468.78 Million 0.437x +269.42%
2005-12-31 $921.11 Million $109.08 Million 0.118x -70.80%
2004-12-31 $870.52 Million $353.07 Million 0.406x +126.43%
2003-12-31 $702.33 Million $125.80 Million 0.179x -20.71%
2002-12-31 $542.56 Million $122.57 Million 0.226x -32.67%
2001-12-31 $505.73 Million $169.68 Million 0.336x +39.46%
2000-12-31 $362.39 Million $87.18 Million 0.241x -75.14%
1999-12-31 $260.07 Million $251.64 Million 0.968x +2963.52%
1998-12-31 $294.81 Million $9.31 Million 0.032x --