Bread Financial Holdings, Inc. (BFH) - Total Liabilities
Based on the latest financial reports, Bread Financial Holdings, Inc. (BFH) has total liabilities worth $18.98 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Bread Financial Holdings, Inc. equity growth rate to track the company's year-over-year net asset growth rate.
Bread Financial Holdings, Inc. - Total Liabilities Trend (1998–2025)
This chart illustrates how Bread Financial Holdings, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See free cash flow generation of Bread Financial Holdings, Inc. to measure how efficiently the company converts operating cash flow to free cash.
Bread Financial Holdings, Inc. Competitors by Total Liabilities
The table below lists competitors of Bread Financial Holdings, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Geovis Technology Co Ltd
SHG:688568
|
China | CN¥3.79 Billion |
|
FLSmidth & Co.
CO:FLS
|
Denmark | Dkr12.59 Billion |
|
Henan Pinggao Electric Co Ltd
SHG:600312
|
China | CN¥9.48 Billion |
|
Northland Power Inc.
TO:NPI
|
Canada | CA$8.95 Billion |
|
Nordstrom Inc
NYSE:JWN
|
USA | $7.83 Billion |
|
Metsera, Inc. Common Stock
NASDAQ:MTSR
|
USA | $190.43 Million |
|
Whitehaven Coal Ltd
AU:WHC
|
Australia | AU$6.12 Billion |
|
AIXTRON SE (UNSP.ADR/2)
F:AIX2
|
Germany | €162.80 Million |
Liability Composition Analysis (1998–2025)
This chart breaks down Bread Financial Holdings, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Bread Financial Holdings, Inc. market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.71 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.85 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bread Financial Holdings, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bread Financial Holdings, Inc. (1998–2025)
The table below shows the annual total liabilities of Bread Financial Holdings, Inc. from 1998 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $19.34 Billion | -2.54% |
| 2024-12-31 | $19.84 Billion | -1.89% |
| 2023-12-31 | $20.22 Billion | -12.61% |
| 2022-12-31 | $23.14 Billion | +17.71% |
| 2021-12-31 | $19.66 Billion | -6.49% |
| 2020-12-31 | $21.03 Billion | -15.47% |
| 2019-12-31 | $24.87 Billion | -11.34% |
| 2018-12-31 | $28.06 Billion | -2.68% |
| 2017-12-31 | $28.83 Billion | +20.85% |
| 2016-12-31 | $23.86 Billion | +18.26% |
| 2015-12-31 | $20.17 Billion | +14.41% |
| 2014-12-31 | $17.63 Billion | +42.33% |
| 2013-12-31 | $12.39 Billion | +7.99% |
| 2012-12-31 | $11.47 Billion | +30.30% |
| 2011-12-31 | $8.80 Billion | +6.73% |
| 2010-12-31 | $8.25 Billion | +66.55% |
| 2009-12-31 | $4.95 Billion | +30.52% |
| 2008-12-31 | $3.79 Billion | +27.96% |
| 2007-12-31 | $2.97 Billion | +27.14% |
| 2006-12-31 | $2.33 Billion | +16.33% |
| 2005-12-31 | $2.00 Billion | +46.50% |
| 2004-12-31 | $1.37 Billion | +17.46% |
| 2003-12-31 | $1.17 Billion | +28.63% |
| 2002-12-31 | $905.80 Million | -6.76% |
| 2001-12-31 | $971.49 Million | -8.25% |
| 2000-12-31 | $1.06 Billion | +1.69% |
| 1999-12-31 | $1.04 Billion | +30.77% |
| 1998-12-31 | $796.20 Million | -- |
About Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and … Read more