Bread Financial Holdings, Inc. Total Liabilities
Bread Financial Holdings, Inc. total liabilities. Based on the latest financial reports, Bread Financial Holdings, Inc. (BFH) has total liabilities worth $19.09 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check BFH asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Bread Financial Holdings, Inc. (1998–2025)
Total liabilities of Bread Financial Holdings, Inc. from 1998 to 2025. This chart illustrates how Bread Financial Holdings, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Explore BFH long-term investments to assets to see how much of total assets are deployed in long-term investments.
Bread Financial Holdings, Inc. Competitors by Total Liabilities
The table below lists competitors of Bread Financial Holdings, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Corporacion America Airports
NYSE:CAAP
|
USA | $2.91 Billion |
|
St Joe Company
NYSE:JOE
|
USA | $763.04 Million |
|
Indian Railway Catering And Tourism Corporation Limited
NSE:IRCTC
|
India | Rs32.71 Billion |
|
Hubei Jumpcan Pharmaceutical Co Ltd
SHG:600566
|
China | CN¥3.19 Billion |
|
Sonae SGPS SA
LS:SON
|
Portugal | €7.41 Billion |
|
AUMOVIO N
XETRA:AMV0
|
Germany | €9.56 Billion |
|
Aspen Pharmacare Holdings Ltd
JSE:APN
|
South Africa | ZAC46.96 Billion |
|
Avis Budget Group Inc
NASDAQ:CAR
|
USA | $35.55 Billion |
Liability Composition Analysis (1998–2025)
This chart breaks down Bread Financial Holdings, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Bread Financial Holdings, Inc. balance sheet assets.
Liquidity & Leverage Metrics
Bread Financial Holdings, Inc. Total Liabilities Ratios Explained
Bread Financial Holdings, Inc. total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.67 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.85 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bread Financial Holdings, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bread Financial Holdings, Inc. (1998–2025)
The table below shows the annual total liabilities of Bread Financial Holdings, Inc. from 1998 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $19.34 Billion | -2.54% |
| 2024-12-31 | $19.84 Billion | -1.89% |
| 2023-12-31 | $20.22 Billion | -12.61% |
| 2022-12-31 | $23.14 Billion | +17.71% |
| 2021-12-31 | $19.66 Billion | -6.49% |
| 2020-12-31 | $21.03 Billion | -15.47% |
| 2019-12-31 | $24.87 Billion | -11.34% |
| 2018-12-31 | $28.06 Billion | -2.68% |
| 2017-12-31 | $28.83 Billion | +20.85% |
| 2016-12-31 | $23.86 Billion | +18.26% |
| 2015-12-31 | $20.17 Billion | +14.41% |
| 2014-12-31 | $17.63 Billion | +42.33% |
| 2013-12-31 | $12.39 Billion | +7.99% |
| 2012-12-31 | $11.47 Billion | +30.30% |
| 2011-12-31 | $8.80 Billion | +6.73% |
| 2010-12-31 | $8.25 Billion | +66.55% |
| 2009-12-31 | $4.95 Billion | +30.52% |
| 2008-12-31 | $3.79 Billion | +27.96% |
| 2007-12-31 | $2.97 Billion | +27.14% |
| 2006-12-31 | $2.33 Billion | +16.33% |
| 2005-12-31 | $2.00 Billion | +46.50% |
| 2004-12-31 | $1.37 Billion | +17.46% |
| 2003-12-31 | $1.17 Billion | +28.63% |
| 2002-12-31 | $905.80 Million | -6.76% |
| 2001-12-31 | $971.49 Million | -8.25% |
| 2000-12-31 | $1.06 Billion | +1.69% |
| 1999-12-31 | $1.04 Billion | +30.77% |
| 1998-12-31 | $796.20 Million | -- |
About Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and … Read more