Discover Financial Services (DFS) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Discover Financial Services (DFS) has a cash flow conversion efficiency ratio of 0.112x as of March 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.13 Billion) by net assets ($18.96 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Discover Financial Services market cap and net worth for the company's overall valuation and market capitalisation.
Discover Financial Services - Cash Flow Conversion Efficiency Trend (2005–2024)
This chart illustrates how Discover Financial Services's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Discover Financial Services Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Discover Financial Services ranked by their cash flow conversion efficiency. Explore DFS operating cash flow to net income to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Sandvik AB
ST:SAND
|
0.046x |
|
HOYA CORP. ADR/ 1 O.N.
F:HYB0
|
N/A |
|
Cencora Inc.
NYSE:COR
|
0.373x |
|
Corteva Inc
NYSE:CTVA
|
-0.018x |
|
State Street Corp
NYSE:STT
|
-0.082x |
|
MetLife Inc
NYSE:MET
|
0.097x |
|
Astera Labs, Inc.
NASDAQ:ALAB
|
0.051x |
|
Teradyne Inc
NASDAQ:TER
|
0.101x |
Annual Cash Flow Conversion Efficiency for Discover Financial Services (2005–2024)
The table below shows the annual cash flow conversion efficiency of Discover Financial Services from 2005 to 2024. View DFS live share price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $17.93 Billion | $8.43 Billion | 0.470x | -18.62% |
| 2023-12-31 | $14.83 Billion | $8.56 Billion | 0.577x | +18.01% |
| 2022-12-31 | $14.59 Billion | $7.14 Billion | 0.489x | +9.01% |
| 2021-12-31 | $13.41 Billion | $6.02 Billion | 0.449x | +564.01% |
| 2020-12-31 | $91.65 Billion | $6.20 Billion | 0.068x | -3.66% |
| 2019-12-31 | $88.30 Billion | $6.20 Billion | 0.070x | -84.95% |
| 2018-12-31 | $11.13 Billion | $5.19 Billion | 0.466x | -2.46% |
| 2017-12-31 | $10.89 Billion | $5.21 Billion | 0.478x | +22.35% |
| 2016-12-31 | $11.32 Billion | $4.42 Billion | 0.391x | +14.33% |
| 2015-12-31 | $11.28 Billion | $3.85 Billion | 0.342x | -0.53% |
| 2014-12-31 | $11.13 Billion | $3.83 Billion | 0.344x | +5.61% |
| 2013-12-31 | $10.81 Billion | $3.52 Billion | 0.325x | +5.64% |
| 2012-12-31 | $9.87 Billion | $3.04 Billion | 0.308x | -29.67% |
| 2011-12-31 | $8.24 Billion | $3.61 Billion | 0.438x | -26.98% |
| 2010-12-31 | $6.46 Billion | $3.87 Billion | 0.600x | +40.62% |
| 2009-12-31 | $8.44 Billion | $3.60 Billion | 0.427x | -43.98% |
| 2008-12-31 | $5.92 Billion | $4.50 Billion | 0.761x | +109.19% |
| 2007-12-31 | $5.60 Billion | $2.04 Billion | 0.364x | +22.14% |
| 2006-12-31 | $5.77 Billion | $1.72 Billion | 0.298x | -16.21% |
| 2005-12-31 | $4.60 Billion | $1.64 Billion | 0.356x | -- |
About Discover Financial Services
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savi… Read more