Banco Santander SA ADR (SAN) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Banco Santander SA ADR (SAN) has a cash flow conversion efficiency ratio of -0.095x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-10.42 Billion) by net assets ($109.91 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is Banco Santander SA ADR's balance sheet to measure how much of total assets are equity-financed.
Banco Santander SA ADR - Cash Flow Conversion Efficiency Trend (1991–2025)
This chart illustrates how Banco Santander SA ADR's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Banco Santander SA ADR cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Banco Santander SA ADR Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Banco Santander SA ADR ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
BlackRock Inc
NYSE:BLK
|
-0.017x |
|
Hermes International SCA
PA:RMS
|
0.163x |
|
SAP SE
F:SAP
|
0.077x |
|
Charles Schwab Corp
NYSE:SCHW
|
0.177x |
|
Walt Disney Company
NYSE:DIS
|
0.060x |
|
Verizon Communications Inc.
F:BAC
|
0.076x |
|
Reliance Industries Limited
F:RLI
|
N/A |
|
Mitsubishi UFJ Financial Group Inc
F:MFZA
|
N/A |
Annual Cash Flow Conversion Efficiency for Banco Santander SA ADR (1991–2025)
The table below shows the annual cash flow conversion efficiency of Banco Santander SA ADR from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see Banco Santander SA ADR (SAN) market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $112.70 Billion | $-14.84 Billion | -0.132x | +41.51% |
| 2024-12-31 | $107.33 Billion | $-24.16 Billion | -0.225x | -567.81% |
| 2023-12-31 | $104.24 Billion | $5.01 Billion | 0.048x | -83.05% |
| 2022-12-31 | $97.58 Billion | $27.71 Billion | 0.284x | -51.39% |
| 2021-12-31 | $97.05 Billion | $56.69 Billion | 0.584x | -19.36% |
| 2020-12-31 | $91.32 Billion | $66.15 Billion | 0.724x | +2265.32% |
| 2019-12-31 | $110.66 Billion | $3.39 Billion | 0.031x | -3.75% |
| 2018-12-31 | $107.36 Billion | $3.42 Billion | 0.032x | -91.54% |
| 2017-12-31 | $106.83 Billion | $40.19 Billion | 0.376x | +77.03% |
| 2016-12-31 | $102.70 Billion | $21.82 Billion | 0.212x | +269.58% |
| 2015-12-31 | $98.75 Billion | $5.68 Billion | 0.057x | +171.96% |
| 2014-12-31 | $89.71 Billion | $-7.17 Billion | -0.080x | +81.74% |
| 2013-12-31 | $79.64 Billion | $-34.85 Billion | -0.438x | -246.12% |
| 2012-12-31 | $81.21 Billion | $24.32 Billion | 0.299x | -32.59% |
| 2011-12-31 | $80.81 Billion | $35.90 Billion | 0.444x | -30.70% |
| 2010-12-31 | $80.92 Billion | $51.87 Billion | 0.641x | +362.57% |
| 2009-12-31 | $73.87 Billion | $-18.04 Billion | -0.244x | -192.56% |
| 2008-12-31 | $60.00 Billion | $15.83 Billion | 0.264x | -52.02% |
| 2007-12-31 | $57.56 Billion | $31.65 Billion | 0.550x | +167.33% |
| 2006-12-31 | $42.01 Billion | $-34.31 Billion | -0.817x | +5.84% |
| 2005-12-31 | $39.52 Billion | $-34.27 Billion | -0.867x | -177.40% |
| 2004-12-31 | $36.50 Billion | $-11.41 Billion | -0.313x | -218.79% |
| 1996-12-31 | $5.92 Billion | $1.56 Billion | 0.263x | +48.57% |
| 1995-12-31 | $6.02 Billion | $1.07 Billion | 0.177x | +12.58% |
| 1994-12-31 | $5.44 Billion | $856.23 Million | 0.157x | -63.92% |
| 1993-12-31 | $3.60 Billion | $1.57 Billion | 0.436x | +42.20% |
| 1992-12-31 | $2.88 Billion | $884.32 Million | 0.307x | -29.80% |
| 1991-12-31 | $2.52 Billion | $1.10 Billion | 0.437x | -- |
About Banco Santander SA ADR
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, an… Read more