Avanza Bank Holding AB (publ) (AZA) - Cash Flow Conversion Efficiency

Latest as of December 2025: 1.029x

Based on the latest financial reports, Avanza Bank Holding AB (publ) (AZA) has a cash flow conversion efficiency ratio of 1.029x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Skr8.16 Billion ≈ $878.25 Million USD) by net assets (Skr7.93 Billion ≈ $853.39 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Avanza Bank Holding AB (publ) market cap and net worth for the company's overall valuation and market capitalisation.

Avanza Bank Holding AB (publ) - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Avanza Bank Holding AB (publ)'s cash flow conversion efficiency has evolved over time, based on yearly financial data.

Avanza Bank Holding AB (publ) Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Avanza Bank Holding AB (publ) ranked by their cash flow conversion efficiency. Explore earnings quality score of Avanza Bank Holding AB (publ) to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Novoray Corporation SHG:688300	0.057x
3Peak Inc SHG:688536	0.012x
Shanghai Pharmaceuticals Holding Co Ltd SHG:601607	0.017x
GUOTAI JUNAN SEC. H YC1 F:153A	0.155x
Schaeffler India Limited NSE:SCHAEFFLER	0.094x
Shin Kong Financial Holding Co Ltd TW:2888	-0.184x
Janus Living, Inc. NYSE:JAN	-0.009x
PSP Swiss Property AG SW:PSPN	0.007x

Annual Cash Flow Conversion Efficiency for Avanza Bank Holding AB (publ) (2002–2025)

The table below shows the annual cash flow conversion efficiency of Avanza Bank Holding AB (publ) from 2002 to 2025. View today's stock price for Avanza Bank Holding AB (publ) for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Skr7.93 Billion ≈ $853.39 Million	Skr31.72 Billion ≈ $3.41 Billion	4.000x	+533.15%
2024-12-31	Skr6.32 Billion ≈ $680.13 Million	Skr3.99 Billion ≈ $429.71 Million	0.632x	-57.37%
2023-12-31	Skr5.83 Billion ≈ $627.72 Million	Skr8.64 Billion ≈ $930.23 Million	1.482x	-4.08%
2022-12-31	Skr4.95 Billion ≈ $532.81 Million	Skr7.65 Billion ≈ $823.15 Million	1.545x	+60.40%
2021-12-31	Skr4.70 Billion ≈ $505.90 Million	Skr4.53 Billion ≈ $487.29 Million	0.963x	-55.66%
2020-12-31	Skr3.17 Billion ≈ $341.36 Million	Skr6.89 Billion ≈ $741.47 Million	2.172x	+89.45%
2019-12-31	Skr1.95 Billion ≈ $209.31 Million	Skr2.23 Billion ≈ $239.98 Million	1.147x	-61.35%
2018-12-31	Skr1.65 Billion ≈ $177.57 Million	Skr4.89 Billion ≈ $526.78 Million	2.967x	+144.71%
2017-12-31	Skr1.43 Billion ≈ $153.57 Million	Skr1.73 Billion ≈ $186.18 Million	1.212x	+26.86%
2016-12-31	Skr1.31 Billion ≈ $140.76 Million	Skr1.25 Billion ≈ $134.52 Million	0.956x	-72.26%
2015-12-31	Skr1.13 Billion ≈ $121.18 Million	Skr3.88 Billion ≈ $417.44 Million	3.445x	+91.39%
2014-12-31	Skr815.00 Million ≈ $87.71 Million	Skr1.47 Billion ≈ $157.87 Million	1.800x	-0.13%
2013-12-31	Skr794.00 Million ≈ $85.45 Million	Skr1.43 Billion ≈ $154.00 Million	1.802x	+415.49%
2012-12-31	Skr828.00 Million ≈ $89.11 Million	Skr-473.00 Million ≈ $-50.90 Million	-0.571x	-119.32%
2011-12-31	Skr875.00 Million ≈ $94.16 Million	Skr2.59 Billion ≈ $278.40 Million	2.957x	+128.05%
2010-12-31	Skr813.00 Million ≈ $87.49 Million	Skr1.05 Billion ≈ $113.43 Million	1.296x	+193.00%
2009-12-31	Skr693.00 Million ≈ $74.58 Million	Skr-966.00 Million ≈ $-103.96 Million	-1.394x	-134.70%
2008-12-31	Skr628.00 Million ≈ $67.58 Million	Skr2.52 Billion ≈ $271.52 Million	4.018x	+55.12%
2007-12-31	Skr573.00 Million ≈ $61.66 Million	Skr1.48 Billion ≈ $159.70 Million	2.590x	-40.99%
2006-12-31	Skr489.00 Million ≈ $52.62 Million	Skr2.15 Billion ≈ $230.94 Million	4.389x	+348.76%
2005-12-31	Skr353.76 Million ≈ $38.07 Million	Skr345.95 Million ≈ $37.23 Million	0.978x	+277.65%
2004-12-31	Skr275.79 Million ≈ $29.68 Million	Skr-151.81 Million ≈ $-16.34 Million	-0.550x	-174.02%
2003-12-31	Skr228.36 Million ≈ $24.58 Million	Skr169.83 Million ≈ $18.28 Million	0.744x	-9.73%
2002-12-31	Skr192.04 Million ≈ $20.67 Million	Skr158.21 Million ≈ $17.03 Million	0.824x	--

About Avanza Bank Holding AB (publ)

ST:AZA Sweden Banks - Regional

Market Cap

$6.59 Billion

Skr61.27 Billion SEK

Market Cap Rank

#2992 Global

#45 in Sweden

Share Price

Skr388.20

Change (1 day)

-0.74%

52-Week Range

Skr322.10 - Skr408.30

All Time High

Skr408.30