Avanza Bank Holding AB (publ) (AZA) - Cash Flow Conversion Efficiency

Latest as of December 2025: 1.029x

Based on the latest financial reports, Avanza Bank Holding AB (publ) (AZA) has a cash flow conversion efficiency ratio of 1.029x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Skr8.16 Billion ≈ $878.25 Million USD) by net assets (Skr7.93 Billion ≈ $853.39 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Avanza Bank Holding AB (publ) liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Avanza Bank Holding AB (publ) - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Avanza Bank Holding AB (publ)'s cash flow conversion efficiency has evolved over time, based on yearly financial data.

Avanza Bank Holding AB (publ) Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Avanza Bank Holding AB (publ) ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Dillard's, Inc. NYSE:DDS	0.180x
MSC Industrial Direct Company Inc NYSE:MSM	0.068x
Hengdian Group DMEGC Magnetics Co Ltd SHE:002056	0.120x
TPG Inc NASDAQ:TPG	0.047x
Loar Holdings Inc. NYSE:LOAR	0.022x
FirstService Corp TO:FSV	0.089x
JBTMarel Corp NYSE:JBTM	0.027x
Archrock Inc NYSE:AROC	0.122x

Annual Cash Flow Conversion Efficiency for Avanza Bank Holding AB (publ) (2002–2025)

The table below shows the annual cash flow conversion efficiency of Avanza Bank Holding AB (publ) from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see Avanza Bank Holding AB (publ) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Skr7.93 Billion ≈ $853.39 Million	Skr31.72 Billion ≈ $3.41 Billion	4.000x	+533.15%
2024-12-31	Skr6.32 Billion ≈ $680.13 Million	Skr3.99 Billion ≈ $429.71 Million	0.632x	-57.37%
2023-12-31	Skr5.83 Billion ≈ $627.72 Million	Skr8.64 Billion ≈ $930.23 Million	1.482x	-4.08%
2022-12-31	Skr4.95 Billion ≈ $532.81 Million	Skr7.65 Billion ≈ $823.15 Million	1.545x	+60.40%
2021-12-31	Skr4.70 Billion ≈ $505.90 Million	Skr4.53 Billion ≈ $487.29 Million	0.963x	-55.66%
2020-12-31	Skr3.17 Billion ≈ $341.36 Million	Skr6.89 Billion ≈ $741.47 Million	2.172x	+89.45%
2019-12-31	Skr1.95 Billion ≈ $209.31 Million	Skr2.23 Billion ≈ $239.98 Million	1.147x	-61.35%
2018-12-31	Skr1.65 Billion ≈ $177.57 Million	Skr4.89 Billion ≈ $526.78 Million	2.967x	+144.71%
2017-12-31	Skr1.43 Billion ≈ $153.57 Million	Skr1.73 Billion ≈ $186.18 Million	1.212x	+26.86%
2016-12-31	Skr1.31 Billion ≈ $140.76 Million	Skr1.25 Billion ≈ $134.52 Million	0.956x	-72.26%
2015-12-31	Skr1.13 Billion ≈ $121.18 Million	Skr3.88 Billion ≈ $417.44 Million	3.445x	+91.39%
2014-12-31	Skr815.00 Million ≈ $87.71 Million	Skr1.47 Billion ≈ $157.87 Million	1.800x	-0.13%
2013-12-31	Skr794.00 Million ≈ $85.45 Million	Skr1.43 Billion ≈ $154.00 Million	1.802x	+415.49%
2012-12-31	Skr828.00 Million ≈ $89.11 Million	Skr-473.00 Million ≈ $-50.90 Million	-0.571x	-119.32%
2011-12-31	Skr875.00 Million ≈ $94.16 Million	Skr2.59 Billion ≈ $278.40 Million	2.957x	+128.05%
2010-12-31	Skr813.00 Million ≈ $87.49 Million	Skr1.05 Billion ≈ $113.43 Million	1.296x	+193.00%
2009-12-31	Skr693.00 Million ≈ $74.58 Million	Skr-966.00 Million ≈ $-103.96 Million	-1.394x	-134.70%
2008-12-31	Skr628.00 Million ≈ $67.58 Million	Skr2.52 Billion ≈ $271.52 Million	4.018x	+55.12%
2007-12-31	Skr573.00 Million ≈ $61.66 Million	Skr1.48 Billion ≈ $159.70 Million	2.590x	-40.99%
2006-12-31	Skr489.00 Million ≈ $52.62 Million	Skr2.15 Billion ≈ $230.94 Million	4.389x	+348.76%
2005-12-31	Skr353.76 Million ≈ $38.07 Million	Skr345.95 Million ≈ $37.23 Million	0.978x	+277.65%
2004-12-31	Skr275.79 Million ≈ $29.68 Million	Skr-151.81 Million ≈ $-16.34 Million	-0.550x	-174.02%
2003-12-31	Skr228.36 Million ≈ $24.58 Million	Skr169.83 Million ≈ $18.28 Million	0.744x	-9.73%
2002-12-31	Skr192.04 Million ≈ $20.67 Million	Skr158.21 Million ≈ $17.03 Million	0.824x	--

About Avanza Bank Holding AB (publ)

ST:AZA Sweden Banks - Regional

Market Cap

$6.45 Billion

Skr59.96 Billion SEK

Market Cap Rank

#3076 Global

#44 in Sweden

Share Price

Skr379.90

Change (1 day)

-0.42%

52-Week Range

Skr312.10 - Skr404.20

All Time High

Skr404.20