Avanza Bank Holding AB (publ) (AZA) - Cash Flow Conversion Efficiency

Latest as of December 2025: 1.029x

Based on the latest financial reports, Avanza Bank Holding AB (publ) (AZA) has a cash flow conversion efficiency ratio of 1.029x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Skr8.16 Billion ≈ $878.25 Million USD) by net assets (Skr7.93 Billion ≈ $853.39 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Avanza Bank Holding AB (publ) balance sheet quality to measure how much of total assets are equity-financed.

Avanza Bank Holding AB (publ) - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Avanza Bank Holding AB (publ)'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of Avanza Bank Holding AB (publ) to evaluate the quality of earnings relative to operating cash generation.

Avanza Bank Holding AB (publ) Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Avanza Bank Holding AB (publ) ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Spring Airlines Co Ltd SHG:601021	0.142x
Shandong Hualu Hengsheng Chemical Co Ltd SHG:600426	0.026x
Yangzhou Yangjie Electronic Technology Co Ltd SHE:300373	0.026x
Essential Properties Realty Trust Inc NYSE:EPRT	0.023x
Unicaja Banco SA MC:UNI	0.006x
D-Wave Quantum Inc. NYSE:QBTS	-0.040x
GUOTAI JUNAN SEC. H YC1 F:153A	0.155x
Spyre Therapeutics Inc. NASDAQ:SYRE	-0.086x

Annual Cash Flow Conversion Efficiency for Avanza Bank Holding AB (publ) (2002–2025)

The table below shows the annual cash flow conversion efficiency of Avanza Bank Holding AB (publ) from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see Avanza Bank Holding AB (publ) market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Skr7.93 Billion ≈ $853.39 Million	Skr31.72 Billion ≈ $3.41 Billion	4.000x	+533.15%
2024-12-31	Skr6.32 Billion ≈ $680.13 Million	Skr3.99 Billion ≈ $429.71 Million	0.632x	-57.37%
2023-12-31	Skr5.83 Billion ≈ $627.72 Million	Skr8.64 Billion ≈ $930.23 Million	1.482x	-4.08%
2022-12-31	Skr4.95 Billion ≈ $532.81 Million	Skr7.65 Billion ≈ $823.15 Million	1.545x	+60.40%
2021-12-31	Skr4.70 Billion ≈ $505.90 Million	Skr4.53 Billion ≈ $487.29 Million	0.963x	-55.66%
2020-12-31	Skr3.17 Billion ≈ $341.36 Million	Skr6.89 Billion ≈ $741.47 Million	2.172x	+89.45%
2019-12-31	Skr1.95 Billion ≈ $209.31 Million	Skr2.23 Billion ≈ $239.98 Million	1.147x	-61.35%
2018-12-31	Skr1.65 Billion ≈ $177.57 Million	Skr4.89 Billion ≈ $526.78 Million	2.967x	+144.71%
2017-12-31	Skr1.43 Billion ≈ $153.57 Million	Skr1.73 Billion ≈ $186.18 Million	1.212x	+26.86%
2016-12-31	Skr1.31 Billion ≈ $140.76 Million	Skr1.25 Billion ≈ $134.52 Million	0.956x	-72.26%
2015-12-31	Skr1.13 Billion ≈ $121.18 Million	Skr3.88 Billion ≈ $417.44 Million	3.445x	+91.39%
2014-12-31	Skr815.00 Million ≈ $87.71 Million	Skr1.47 Billion ≈ $157.87 Million	1.800x	-0.13%
2013-12-31	Skr794.00 Million ≈ $85.45 Million	Skr1.43 Billion ≈ $154.00 Million	1.802x	+415.49%
2012-12-31	Skr828.00 Million ≈ $89.11 Million	Skr-473.00 Million ≈ $-50.90 Million	-0.571x	-119.32%
2011-12-31	Skr875.00 Million ≈ $94.16 Million	Skr2.59 Billion ≈ $278.40 Million	2.957x	+128.05%
2010-12-31	Skr813.00 Million ≈ $87.49 Million	Skr1.05 Billion ≈ $113.43 Million	1.296x	+193.00%
2009-12-31	Skr693.00 Million ≈ $74.58 Million	Skr-966.00 Million ≈ $-103.96 Million	-1.394x	-134.70%
2008-12-31	Skr628.00 Million ≈ $67.58 Million	Skr2.52 Billion ≈ $271.52 Million	4.018x	+55.12%
2007-12-31	Skr573.00 Million ≈ $61.66 Million	Skr1.48 Billion ≈ $159.70 Million	2.590x	-40.99%
2006-12-31	Skr489.00 Million ≈ $52.62 Million	Skr2.15 Billion ≈ $230.94 Million	4.389x	+348.76%
2005-12-31	Skr353.76 Million ≈ $38.07 Million	Skr345.95 Million ≈ $37.23 Million	0.978x	+277.65%
2004-12-31	Skr275.79 Million ≈ $29.68 Million	Skr-151.81 Million ≈ $-16.34 Million	-0.550x	-174.02%
2003-12-31	Skr228.36 Million ≈ $24.58 Million	Skr169.83 Million ≈ $18.28 Million	0.744x	-9.73%
2002-12-31	Skr192.04 Million ≈ $20.67 Million	Skr158.21 Million ≈ $17.03 Million	0.824x	--

About Avanza Bank Holding AB (publ)

ST:AZA Sweden Banks - Regional

Market Cap

$6.65 Billion

Skr61.77 Billion SEK

Market Cap Rank

#2942 Global

#45 in Sweden

Share Price

Skr391.40

Change (1 day)

-0.61%

52-Week Range

Skr322.10 - Skr404.20

All Time High

Skr404.20