X Financial Class A
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, a… Read more
Market Cap & Net Worth: X Financial Class A (XYF)
X Financial Class A (NYSE:XYF) has a market capitalization of $114.93 Million ($114.93 Million) as of March 18, 2026. Listed on the NYSE stock exchange, this USA-based company holds position #13833 globally and #5665 in its home market, demonstrating a 2.23% increase in market value over the past year.
Market capitalization, also known as net worth in stock markets, is calculated by multiplying X Financial Class A's stock price $5.04 by its total outstanding shares 22803938 (22.80 Million).
X Financial Class A Market Cap History: 2018 to 2026
X Financial Class A's market capitalization history from 2018 to 2026. Data shows change from $254.77 Million to $114.93 Million (-21.63% CAGR).
X Financial Class A Market Cap to Earnings & Revenue Ratios Timeline
This chart shows how X Financial Class A's valuation ratios have evolved. The Price to Sales (P/S) ratio compares market cap to revenue, while the Price to Earnings (P/E) ratio compares market cap to net income. Lower values may indicate a more undervalued company relative to its financial performance.
Latest Price to Sales (P/S) Ratio
0.03x
X Financial Class A's market cap is 0.03 times its annual revenue
1.83x
Lower than industry averageLatest Price to Earnings (P/E) Ratio
0.12x
X Financial Class A's market cap is 0.12 times its annual earnings
0.83x
Lower than industry averageWhat These Ratios Tell Investors:
- Price to Sales (P/S) Ratio: Shows how much investors are paying for each dollar of the company's sales. Lower P/S ratios may indicate undervaluation.
- Price to Earnings (P/E) Ratio: Shows how much investors are paying for each dollar of the company's earnings. This is one of the most common valuation metrics.
- Trends in these ratios over time can indicate changing investor sentiment about the company's future growth prospects.
- Industry comparison provides context for whether the company is valued higher or lower than peers.
| Year | Market Cap (USD) | Revenue (USD) | Net Income (USD) | P/S Ratio | P/E Ratio |
|---|---|---|---|---|---|
| 2018 | $254.77 Million | $2.17 Billion | $883.11 Million | 0.12x | 0.29x |
| 2019 | $102.60 Million | $1.28 Billion | $774.28 Million | 0.08x | 0.13x |
| 2020 | $40.47 Million | $-61.50 Million | -$1.31 Billion | -0.66x | N/A |
| 2021 | $60.91 Million | $1.51 Billion | $825.41 Million | 0.04x | 0.07x |
| 2022 | $61.12 Million | $2.32 Billion | $812.00 Million | 0.03x | 0.08x |
| 2023 | $77.05 Million | $3.28 Billion | $1.19 Billion | 0.02x | 0.06x |
| 2024 | $189.96 Million | $5.87 Billion | $1.54 Billion | 0.03x | 0.12x |
Competitor Companies of XYF by Market Capitalization
Companies near X Financial Class A in the global market cap rankings as of March 18, 2026.
Key companies related to X Financial Class A by market ranking:
- Visa Inc. Class A (NYSE:V): Ranked #20 globally with a market cap of $536.66 Billion USD.
- Mastercard Inc (NYSE:MA): Ranked #24 globally with a market cap of $450.90 Billion USD.
- American Express Company (NYSE:AXP): Ranked #102 globally with a market cap of $160.20 Billion USD.
- Capital One Financial Corporation (NYSE:COF): Ranked #173 globally with a market cap of $111.74 Billion USD.
| Rank | Company | Symbol | Market Cap | Price |
|---|---|---|---|---|
| #20 | Visa Inc. Class A | NYSE:V | $536.66 Billion | $308.46 |
| #24 | Mastercard Inc | NYSE:MA | $450.90 Billion | $506.58 |
| #102 | American Express Company | NYSE:AXP | $160.20 Billion | $300.27 |
| #173 | Capital One Financial Corporation | NYSE:COF | $111.74 Billion | $183.42 |
X Financial Class A Historical Marketcap From 2018 to 2026
Between 2018 and today, X Financial Class A's market cap moved from $254.77 Million to $ 114.93 Million, with a yearly change of -21.63%.
| Year | Market Cap | Change (%) |
|---|---|---|
| 2026 | $114.93 Million | -10.00% |
| 2025 | $127.70 Million | -32.77% |
| 2024 | $189.96 Million | +146.55% |
| 2023 | $77.05 Million | +26.06% |
| 2022 | $61.12 Million | +0.33% |
| 2021 | $60.91 Million | +50.50% |
| 2020 | $40.47 Million | -60.55% |
| 2019 | $102.60 Million | -59.73% |
| 2018 | $254.77 Million | -- |
End of Day Market Cap According to Different Sources
On Mar 18th, 2026 the market cap of X Financial Class A was reported to be:
| Source | Market Cap |
|---|---|
| Yahoo Finance | $114.93 Million USD |
| MoneyControl | $114.93 Million USD |
| MarketWatch | $114.93 Million USD |
| marketcap.company | $114.93 Million USD |
| Reuters | $114.93 Million USD |
Market cap values may vary slightly between sources due to differences in calculation methods, timing, and data refresh rates.