X Financial Class A Cash Flow Conversion Efficiency
X Financial Class A cash flow conversion efficiency. Based on the latest financial reports, X Financial Class A (XYF) has a cash flow conversion efficiency ratio of 0.190x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.47 Billion) by net assets ($7.74 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of X Financial Class A (2016–2025)
Cash flow conversion efficiency of X Financial Class A from 2016 to 2025. This chart illustrates how X Financial Class A's cash flow conversion efficiency has evolved over time, based on yearly financial data. View X Financial Class A (XYF) share price today for real-time trading data and today's change.
X Financial Class A Cash Flow Conversion Ratio Explained
X Financial Class A cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
X Financial Class A Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of X Financial Class A ranked by their cash flow conversion efficiency. Also see XYF company net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Hanla IMS Co. Ltd
KQ:092460
|
-0.023x |
|
Samil Pharm
KO:000520
|
0.016x |
|
Taegu Broadcasting Corporation
KQ:033830
|
-0.041x |
|
Orion Gold NL
JSE:ORN
|
-0.027x |
|
Schloss Wachenheim AG
F:SWA
|
-0.008x |
|
CHOROKBAEM COMPANY Co. Ltd
KQ:052300
|
0.032x |
|
Boldt S.A
BA:BOLT
|
0.157x |
|
WTK Holdings Bhd
KLSE:4243
|
0.074x |
Annual Cash Flow Conversion Efficiency for X Financial Class A (2016–2025)
The table below shows the annual cash flow conversion efficiency of X Financial Class A from 2016 to 2025. Review X Financial Class A free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $7.84 Billion | $1.47 Billion | 0.187x | -14.53% |
| 2024-12-31 | $6.95 Billion | $1.52 Billion | 0.219x | +57.35% |
| 2023-12-31 | $5.85 Billion | $814.14 Million | 0.139x | +105.09% |
| 2022-12-31 | $4.75 Billion | $322.70 Million | 0.068x | -39.89% |
| 2021-12-31 | $3.98 Billion | $449.17 Million | 0.113x | +151.15% |
| 2020-12-31 | $3.08 Billion | $-679.23 Million | -0.221x | -260.57% |
| 2019-12-31 | $4.37 Billion | $600.57 Million | 0.138x | +8936.11% |
| 2018-12-31 | $3.52 Billion | $5.35 Million | 0.002x | +100.44% |
| 2017-12-31 | $1.77 Billion | $-615.33 Million | -0.349x | -258.92% |
| 2016-12-31 | $376.50 Million | $82.57 Million | 0.219x | -- |
About X Financial Class A
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, a… Read more