X Financial Class A (XYF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, X Financial Class A (XYF) has a cash flow conversion efficiency ratio of 0.190x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.47 Billion) by net assets ($7.74 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see X Financial Class A stock valuation for the company's overall valuation and market capitalisation.
X Financial Class A - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how X Financial Class A's cash flow conversion efficiency has evolved over time, based on yearly financial data.
X Financial Class A Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of X Financial Class A ranked by their cash flow conversion efficiency. Explore how high is X Financial Class A's earnings quality to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
YONGHE MED.GR.DL-0000025
F:L97
|
N/A |
|
Laramide Resources Ltd.
TO:LAM
|
-0.006x |
|
Easy Field
TWO:6425
|
-0.018x |
|
Canadian Life Companies Split Corp
TO:LFE
|
0.023x |
|
Pollux Investasi Internasional Tbk PT
JK:POLI
|
0.013x |
|
Kyung Nong Corporation
KO:002100
|
-0.087x |
|
Taseco Air Services JSC
VN:AST
|
0.091x |
|
Wooree E&L Co. Ltd
KQ:153490
|
-0.031x |
Annual Cash Flow Conversion Efficiency for X Financial Class A (2016–2025)
The table below shows the annual cash flow conversion efficiency of X Financial Class A from 2016 to 2025. View X Financial Class A stock quote for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $7.84 Billion | $1.47 Billion | 0.187x | -14.53% |
| 2024-12-31 | $6.95 Billion | $1.52 Billion | 0.219x | +57.35% |
| 2023-12-31 | $5.85 Billion | $814.14 Million | 0.139x | +105.09% |
| 2022-12-31 | $4.75 Billion | $322.70 Million | 0.068x | -39.89% |
| 2021-12-31 | $3.98 Billion | $449.17 Million | 0.113x | +151.15% |
| 2020-12-31 | $3.08 Billion | $-679.23 Million | -0.221x | -260.57% |
| 2019-12-31 | $4.37 Billion | $600.57 Million | 0.138x | +8936.11% |
| 2018-12-31 | $3.52 Billion | $5.35 Million | 0.002x | +100.44% |
| 2017-12-31 | $1.77 Billion | $-615.33 Million | -0.349x | -258.92% |
| 2016-12-31 | $376.50 Million | $82.57 Million | 0.219x | -- |
About X Financial Class A
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, a… Read more